Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,386 a year with full coverage. Comprehensive costs approximately $282 a year, collision insurance costs $472, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $3,000. 16-year-old drivers cost the most to insure at up to $5,258 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Rates are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Audi S6 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $803
• Choosing higher $1,000 deductibles can save $1,214 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,386
• Buying low $100 deductibles for comp and collision coverage will increase the cost to $1,718
• Unlucky drivers with multiple tickets or accidents could pay around $3,000
• Policy cost for full coverage for a teen driver can cost $5,258 each year

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi S6 insurance prices. A good driver about age 40 could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or at least $1,870 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $510 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 129% more than the average rate. View High Risk Driver Rates

How to Find the Best Cheap Audi S6 Insurance

Finding cheaper rates on car insurance takes being a low-risk driver, having a good credit history, not filing small claims, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a quick review of the ideas that were covered in the above illustrations.

• Teen drivers are the costliest to insure, as much as $438 each month including comprehensive and collision insurance
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,610 more per year to insure their S6
• Increasing comprehensive and collision deductibles can save around $500 each year
• You may be able to save around $170 per year just by quoting early and online