Audi S6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2024
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The average insurance prices for an Audi S6 are $1,338 every 12 months with full coverage. Comprehensive insurance costs on average $274, collision insurance costs $428, and liability coverage costs around $478. Liability-only insurance costs as low as $526 a year, and high-risk driver insurance costs $2,892 or more. Teenage drivers cost the most to insure at up to $5,096 a year.
Average premium for full coverage: $1,338
Policy rates by type of insurance:
Price estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all S6 models.
Price Range Variability
For a 40-year-old driver, Audi S6 insurance rates range from the cheapest price of $526 for the bare minimum liability coverage to the much higher price of $2,892 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live has a large influence on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities. The example below illustrates how your location can change car insurance rates.
The examples above demonstrate why everyone should compare prices based on a specific location and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Audi S6 insurance rates for different risk profiles and scenarios.
- The best discount rate is $781
- Using higher $1,000 deductibles will save around $160 annually
- The average price for a good driver age 40 with $500 deductibles is $1,338
- Using pricier low deductibles for physical damage coverage costs an extra $308 each year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,892
- Policy cost to insure a teenage driver for full coverage may cost $5,096 or more
Auto insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your driving record, and the trim level of your S6.
Using high physical damage deductibles could cut rates by as much as $470 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $5,000 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. Audi S6 insurance for high-risk drivers can be around 43% to 133% more than a normal policy. View High Risk Driver Rates
Your home state has a huge impact on Audi S6 insurance rates. A driver around age 40 might see rates as low as $970 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,810 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$126 | -9.4% |
| Alaska | $1,026 | -$312 | -23.3% |
| Arizona | $1,112 | -$226 | -16.9% |
| Arkansas | $1,338 | -$0 | 0.0% |
| California | $1,526 | $188 | 14.1% |
| Colorado | $1,280 | -$58 | -4.3% |
| Connecticut | $1,376 | $38 | 2.8% |
| Delaware | $1,516 | $178 | 13.3% |
| Florida | $1,676 | $338 | 25.3% |
| Georgia | $1,236 | -$102 | -7.6% |
| Hawaii | $962 | -$376 | -28.1% |
| Idaho | $906 | -$432 | -32.3% |
| Illinois | $998 | -$340 | -25.4% |
| Indiana | $1,010 | -$328 | -24.5% |
| Iowa | $904 | -$434 | -32.4% |
| Kansas | $1,274 | -$64 | -4.8% |
| Kentucky | $1,828 | $490 | 36.6% |
| Louisiana | $1,982 | $644 | 48.1% |
| Maine | $826 | -$512 | -38.3% |
| Maryland | $1,104 | -$234 | -17.5% |
| Massachusetts | $1,072 | -$266 | -19.9% |
| Michigan | $2,328 | $990 | 74.0% |
| Minnesota | $1,120 | -$218 | -16.3% |
| Mississippi | $1,606 | $268 | 20.0% |
| Missouri | $1,188 | -$150 | -11.2% |
| Montana | $1,440 | $102 | 7.6% |
| Nebraska | $1,056 | -$282 | -21.1% |
| Nevada | $1,606 | $268 | 20.0% |
| New Hampshire | $964 | -$374 | -28.0% |
| New Jersey | $1,498 | $160 | 12.0% |
| New Mexico | $1,186 | -$152 | -11.4% |
| New York | $1,412 | $74 | 5.5% |
| North Carolina | $770 | -$568 | -42.5% |
| North Dakota | $1,096 | -$242 | -18.1% |
| Ohio | $926 | -$412 | -30.8% |
| Oklahoma | $1,376 | $38 | 2.8% |
| Oregon | $1,226 | -$112 | -8.4% |
| Pennsylvania | $1,278 | -$60 | -4.5% |
| Rhode Island | $1,786 | $448 | 33.5% |
| South Carolina | $1,214 | -$124 | -9.3% |
| South Dakota | $1,130 | -$208 | -15.5% |
| Tennessee | $1,172 | -$166 | -12.4% |
| Texas | $1,616 | $278 | 20.8% |
| Utah | $994 | -$344 | -25.7% |
| Vermont | $916 | -$422 | -31.5% |
| Virginia | $800 | -$538 | -40.2% |
| Washington | $1,034 | -$304 | -22.7% |
| West Virginia | $1,226 | -$112 | -8.4% |
| Wisconsin | $926 | -$412 | -30.8% |
| Wyoming | $1,194 | -$144 | -10.8% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi S6 | $444 | $894 | $398 | $1,894 |
| 2023 Audi S6 | $430 | $872 | $416 | $1,876 |
| 2022 Audi S6 | $414 | $836 | $430 | $1,838 |
| 2021 Audi S6 | $392 | $806 | $442 | $1,798 |
| 2020 Audi S6 | $376 | $748 | $452 | $1,734 |
| 2019 Audi S6 | $362 | $704 | $456 | $1,680 |
| 2018 Audi S6 | $346 | $632 | $460 | $1,596 |
| 2017 Audi S6 | $324 | $580 | $460 | $1,522 |
| 2016 Audi S6 | $312 | $544 | $464 | $1,478 |
| 2015 Audi S6 | $306 | $508 | $474 | $1,446 |
| 2014 Audi S6 | $282 | $472 | $474 | $1,386 |
| 2013 Audi S6 | $274 | $428 | $478 | $1,338 |
| 2011 Audi S6 | $242 | $356 | $474 | $1,230 |
| 2010 Audi S6 | $234 | $320 | $468 | $1,180 |
| 2008 Audi S6 | $226 | $298 | $452 | $1,134 |
| 2007 Audi S6 | $208 | $284 | $446 | $1,096 |
Rates are averaged for all Audi S6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Audi S6 Insurance
Finding cheaper rates on auto insurance requires being a safe and courteous driver, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around at every other renewal by obtaining price quotes from direct companies, and also from local exclusive and independent agents.
Below is a condensed summary of the concepts that were illustrated above.
- Drivers with multiple at-fault accidents may pay on average $1,550 more each year for auto insurance
- Teenage drivers are charged the highest rates, as much as $425 each month if comprehensive and collision insurance is included
- You may be able to save as much as $160 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $475 each year
- You may be able to save as much as $160 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,096 |
| 20 | $3,064 |
| 30 | $1,386 |
| 40 | $1,338 |
| 50 | $1,226 |
| 60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,646 |
| $250 | $1,506 |
| $500 | $1,338 |
| $1,000 | $1,178 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,338 |
| 50/100 | $1,434 |
| 100/300 | $1,553 |
| 250/500 | $1,864 |
| 100 CSL | $1,481 |
| 300 CSL | $1,744 |
| 500 CSL | $1,936 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,248 |
| 20 | $4,886 |
| 30 | $2,942 |
| 40 | $2,892 |
| 50 | $2,760 |
| 60 | $2,732 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
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