BMW M6 Insurance Rates
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Written by
Jeffrey Johnson
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UPDATED: Dec 6, 2019
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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.
Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.
Average insurance rates for a BMW M6 are $2,256 a year for full coverage. Comprehensive insurance costs around $502, collision insurance costs $1,104, and liability is estimated at $470. A policy with just liability insurance costs approximately $536 a year, and coverage for high-risk drivers costs $4,938 or more. 16-year-old drivers receive the highest rates at up to $8,134 a year.
Average premium for full coverage: $2,256
Rate estimates for individual coverage type:
Rates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all M6 models.
Price Range by Coverage and Risk
For a middle-aged driver, prices range range from the low end price of $536 for minimum levels of liability insurance to the much higher price of $4,938 for a high risk driver.
Price Range by Location
Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The example below illustrates the effect of location on auto insurance rates.
These examples show why everyone should get quotes for a specific zip code, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average BMW M6 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,238
- Choosing higher $1,000 deductibles can save about $364 a year
- The estimated price for a 40-year-old driver using $500 deductibles is $2,256
- Buying pricier low deductibles for comp and collision coverage will cost an additional $714 every year
- Unlucky drivers with multiple tickets or accidents could pay at least $4,938
- The cost that insures a teen driver for full coverage can be $8,134 each year
Insurance rates for a BMW M6 can also vary considerably based on the model of your M6, how you drive, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you could be paying at least $2,700 to $3,600 additional per year, depending on your age. BMW M6 insurance for high-risk drivers ranges as much as 44% to 134% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $2,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $8,100 a year. View Rates by Age
Where you live plays a big part in determining prices for BMW M6 insurance prices. A good driver about age 40 could pay as low as $1,490 a year in states like Idaho, Maine, and Iowa, or at least $3,210 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $2,036 | -$220 | -9.8% |
| Alaska | $1,728 | -$528 | -23.4% |
| Arizona | $1,872 | -$384 | -17.0% |
| Arkansas | $2,256 | -$0 | 0.0% |
| California | $2,570 | $314 | 13.9% |
| Colorado | $2,154 | -$102 | -4.5% |
| Connecticut | $2,318 | $62 | 2.7% |
| Delaware | $2,552 | $296 | 13.1% |
| Florida | $2,820 | $564 | 25.0% |
| Georgia | $2,082 | -$174 | -7.7% |
| Hawaii | $1,618 | -$638 | -28.3% |
| Idaho | $1,528 | -$728 | -32.3% |
| Illinois | $1,678 | -$578 | -25.6% |
| Indiana | $1,700 | -$556 | -24.6% |
| Iowa | $1,524 | -$732 | -32.4% |
| Kansas | $2,140 | -$116 | -5.1% |
| Kentucky | $3,076 | $820 | 36.3% |
| Louisiana | $3,340 | $1,084 | 48.0% |
| Maine | $1,392 | -$864 | -38.3% |
| Maryland | $1,860 | -$396 | -17.6% |
| Massachusetts | $1,802 | -$454 | -20.1% |
| Michigan | $3,914 | $1,658 | 73.5% |
| Minnesota | $1,888 | -$368 | -16.3% |
| Mississippi | $2,704 | $448 | 19.9% |
| Missouri | $2,002 | -$254 | -11.3% |
| Montana | $2,424 | $168 | 7.4% |
| Nebraska | $1,778 | -$478 | -21.2% |
| Nevada | $2,704 | $448 | 19.9% |
| New Hampshire | $1,626 | -$630 | -27.9% |
| New Jersey | $2,520 | $264 | 11.7% |
| New Mexico | $1,996 | -$260 | -11.5% |
| New York | $2,376 | $120 | 5.3% |
| North Carolina | $1,298 | -$958 | -42.5% |
| North Dakota | $1,846 | -$410 | -18.2% |
| Ohio | $1,556 | -$700 | -31.0% |
| Oklahoma | $2,314 | $58 | 2.6% |
| Oregon | $2,064 | -$192 | -8.5% |
| Pennsylvania | $2,148 | -$108 | -4.8% |
| Rhode Island | $3,010 | $754 | 33.4% |
| South Carolina | $2,044 | -$212 | -9.4% |
| South Dakota | $1,902 | -$354 | -15.7% |
| Tennessee | $1,974 | -$282 | -12.5% |
| Texas | $2,714 | $458 | 20.3% |
| Utah | $1,668 | -$588 | -26.1% |
| Vermont | $1,544 | -$712 | -31.6% |
| Virginia | $1,350 | -$906 | -40.2% |
| Washington | $1,740 | -$516 | -22.9% |
| West Virginia | $2,068 | -$188 | -8.3% |
| Wisconsin | $1,562 | -$694 | -30.8% |
| Wyoming | $2,006 | -$250 | -11.1% |
Opting for high physical damage deductibles can save as much as $1,080 every year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $468 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| BMW M6 2-Dr Coupe | $2,112 | $176 |
| BMW M6 2-Dr Convertible | $2,296 | $191 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 BMW M6 | $502 | $1,104 | $470 | $2,256 |
| 2017 BMW M6 | $484 | $1,058 | $486 | $2,208 |
| 2016 BMW M6 | $458 | $1,020 | $500 | $2,158 |
| 2015 BMW M6 | $440 | $946 | $510 | $2,076 |
| 2014 BMW M6 | $422 | $892 | $514 | $2,008 |
| 2013 BMW M6 | $406 | $800 | $520 | $1,906 |
| 2012 BMW M6 | $378 | $736 | $520 | $1,814 |
| 2010 BMW M6 | $356 | $644 | $534 | $1,714 |
| 2009 BMW M6 | $330 | $598 | $534 | $1,642 |
| 2008 BMW M6 | $322 | $542 | $540 | $1,584 |
| 2007 BMW M6 | $300 | $496 | $534 | $1,510 |
| 2006 BMW M6 | $282 | $450 | $534 | $1,446 |
Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper BMW M6 Insurance
Saving money on car insurance takes not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Comparison shop at least every two years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following is a summary of the information that was covered in this article.
- Increasing deductibles can save approximately $1,075 each year
- Drivers can save up to $290 per year just by quoting online well ahead of the renewal date
- Policyholders who may need higher liability limits will pay around $520 each year to raise limits from a minimum limit to the 250/500 level
- Teens are charged the highest rates, costing as high as $678 per month if comprehensive and collision insurance is included
- Higher risk drivers that have multiple accidents or serious violations pay on average $2,680 more every year for M6 insurance
Frequently Asked Questions
When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.
Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.
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What are the BMW M6 safety ratings?
BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).
Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:
- DSC Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- BMW Assist eCall Emergency Sos
- Front And Rear Parking Sensors
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.
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BMW M6 Compared Against Vehicles in the Same Class
The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.
Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $8,134 |
| 20 | $5,278 |
| 30 | $2,382 |
| 40 | $2,256 |
| 50 | $2,056 |
| 60 | $2,022 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,970 |
| $250 | $2,636 |
| $500 | $2,256 |
| $1,000 | $1,892 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,256 |
| 50/100 | $2,400 |
| 100/300 | $2,530 |
| 250/500 | $2,868 |
| 100 CSL | $2,452 |
| 300 CSL | $2,738 |
| 500 CSL | $2,946 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $11,726 |
| 20 | $8,416 |
| 30 | $5,078 |
| 40 | $4,938 |
| 50 | $4,712 |
| 60 | $4,674 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $125 |
| Multi-vehicle | $120 |
| Homeowner | $30 |
| 5-yr Accident Free | $187 |
| 5-yr Claim Free | $151 |
| Paid in Full/EFT | $117 |
| Advance Quote | $122 |
| Online Quote | $166 |
| Total Discounts | $1,018 |
Discounts are estimated and may not be available from every company or in every state.
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