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BMW M6 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Dec 6, 2019

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How much does the BMW M6 insurance cost to insure? Insurance for vehicles can be confusing. Full coverage for a BMW M6 costs $2,280 a year, or $190 a month. Read on to learn more about BMW M6 driver costs to find out how much is a BMW M6 to keep.

Want to start finding cheap BMW M6 insurance rates right away? Enter your ZIP code in our free tool above to find how much does a BMW M6 cost to insure.

Average insurance rates for a BMW M6 are $2,256 a year for full coverage. Comprehensive insurance costs around $502, collision insurance costs $1,104, and liability is estimated at $470. A policy with just liability insurance costs approximately $536 a year, and coverage for high-risk drivers costs $4,938 or more. 16-year-old drivers receive the highest rates at up to $8,134 a year.

Average premium for full coverage: $2,256

Rate estimates for individual coverage type:

Comprehensive $502
Collision $1104
Liability $470

Rates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all M6 models.

Price Range by Coverage and Risk

For a middle-aged driver, prices range range from the low end price of $536 for minimum levels of liability insurance to the much higher price of $4,938 for a high risk driver.

Liability Only $536
Full Coverage $2,256
High Risk $4,938

Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The example below illustrates the effect of location on auto insurance rates.

Rural Areas $1,692
Small Cities $2,369
Large Cities $3,046

These examples show why everyone should get quotes for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average BMW M6 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,238
  • Choosing higher $1,000 deductibles can save about $364 a year
  • The estimated price for a 40-year-old driver using $500 deductibles is $2,256
  • Buying pricier low deductibles for comp and collision coverage will cost an additional $714 every year
  • Unlucky drivers with multiple tickets or accidents could pay at least $4,938
  • The cost that insures a teen driver for full coverage can be $8,134 each year

View Chart as Image

BMW M6 insurance cost comparison chart
Column chart showing BMW M6 insurance prices range from $1,238 to $8,134 for full coverage

Insurance rates for a BMW M6 can also vary considerably based on the model of your M6, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $2,700 to $3,600 additional per year, depending on your age. BMW M6 insurance for high-risk drivers ranges as much as 44% to 134% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $2,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $8,100 a year. View Rates by Age

Where you live plays a big part in determining prices for BMW M6 insurance prices. A good driver about age 40 could pay as low as $1,490 a year in states like Idaho, Maine, and Iowa, or at least $3,210 on average in Michigan, Louisiana, and New York.

BMW M6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $2,036 -$220 -9.8%
Alaska $1,728 -$528 -23.4%
Arizona $1,872 -$384 -17.0%
Arkansas $2,256 -$0 0.0%
California $2,570 $314 13.9%
Colorado $2,154 -$102 -4.5%
Connecticut $2,318 $62 2.7%
Delaware $2,552 $296 13.1%
Florida $2,820 $564 25.0%
Georgia $2,082 -$174 -7.7%
Hawaii $1,618 -$638 -28.3%
Idaho $1,528 -$728 -32.3%
Illinois $1,678 -$578 -25.6%
Indiana $1,700 -$556 -24.6%
Iowa $1,524 -$732 -32.4%
Kansas $2,140 -$116 -5.1%
Kentucky $3,076 $820 36.3%
Louisiana $3,340 $1,084 48.0%
Maine $1,392 -$864 -38.3%
Maryland $1,860 -$396 -17.6%
Massachusetts $1,802 -$454 -20.1%
Michigan $3,914 $1,658 73.5%
Minnesota $1,888 -$368 -16.3%
Mississippi $2,704 $448 19.9%
Missouri $2,002 -$254 -11.3%
Montana $2,424 $168 7.4%
Nebraska $1,778 -$478 -21.2%
Nevada $2,704 $448 19.9%
New Hampshire $1,626 -$630 -27.9%
New Jersey $2,520 $264 11.7%
New Mexico $1,996 -$260 -11.5%
New York $2,376 $120 5.3%
North Carolina $1,298 -$958 -42.5%
North Dakota $1,846 -$410 -18.2%
Ohio $1,556 -$700 -31.0%
Oklahoma $2,314 $58 2.6%
Oregon $2,064 -$192 -8.5%
Pennsylvania $2,148 -$108 -4.8%
Rhode Island $3,010 $754 33.4%
South Carolina $2,044 -$212 -9.4%
South Dakota $1,902 -$354 -15.7%
Tennessee $1,974 -$282 -12.5%
Texas $2,714 $458 20.3%
Utah $1,668 -$588 -26.1%
Vermont $1,544 -$712 -31.6%
Virginia $1,350 -$906 -40.2%
Washington $1,740 -$516 -22.9%
West Virginia $2,068 -$188 -8.3%
Wisconsin $1,562 -$694 -30.8%
Wyoming $2,006 -$250 -11.1%

View Chart as Image

BMW M6 insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $1,080 every year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $468 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

BMW M6 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
BMW M6 2-Dr Coupe $2,112 $176
BMW M6 2-Dr Convertible $2,296 $191

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

BMW M6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 BMW M6 $502 $1,104 $470 $2,256
2017 BMW M6 $484 $1,058 $486 $2,208
2016 BMW M6 $458 $1,020 $500 $2,158
2015 BMW M6 $440 $946 $510 $2,076
2014 BMW M6 $422 $892 $514 $2,008
2013 BMW M6 $406 $800 $520 $1,906
2012 BMW M6 $378 $736 $520 $1,814
2010 BMW M6 $356 $644 $534 $1,714
2009 BMW M6 $330 $598 $534 $1,642
2008 BMW M6 $322 $542 $540 $1,584
2007 BMW M6 $300 $496 $534 $1,510
2006 BMW M6 $282 $450 $534 $1,446

Rates are averaged for all BMW M6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper BMW M6 Insurance

Saving money on car insurance takes not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Comparison shop at least every two years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a summary of the information that was covered in this article.

  • Increasing deductibles can save approximately $1,075 each year
  • Drivers can save up to $290 per year just by quoting online well ahead of the renewal date
  • Policyholders who may need higher liability limits will pay around $520 each year to raise limits from a minimum limit to the 250/500 level
  • Teens are charged the highest rates, costing as high as $678 per month if comprehensive and collision insurance is included
  • Higher risk drivers that have multiple accidents or serious violations pay on average $2,680 more every year for M6 insurance

Frequently Asked Questions

What is BMW M6 Competition package? The competition includes several performance enhancements to power and torque.
How much does a new BMW M6 cost? The starting costs are $119,900 plus a $995 destination charge.
Is the BMW M6 reliable? The car is not know for its reliability.

When you look at a BMW M6 and how much does it cost to insure, there are multiple factors that influence what determines the price of car insurance.

Enter your ZIP code in our free tool below to start finding the right BMW M6 insurance group, whether you are looking for 2012 BMW M6 costs or 2014 BMW M6 insurance costs.

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What are the BMW M6 safety ratings?

BMW M6 insurance costs can depend on safety ratings. The BMW M6 is not crash-tested by the Insurance Insitute for Highway Safety (IIHS) or the National Highway Traffic Safety Administration (NHTSA).

Even though the BMW M6 doesn’t have safety ratings, the BMW M6 does have multiple safety features:

  • DSC Electronic Stability Control (ESC)
  • ABS And Driveline Traction Control
  • Side Impact Beams
  • Dual Stage Driver And Passenger Seat-Mounted Side Airbags
  • BMW Assist eCall Emergency Sos
  • Front And Rear Parking Sensors
  • Forward Collision Mitigation
  • Tire Specific Low Tire Pressure Warning
  • Dual Stage Driver And Passenger Front Airbags
  • Curtain 1st And 2nd Row Airbags
  • Airbag Occupancy Sensor
  • Driver And Passenger Knee Airbag
  • First Aid Kit
  • Outboard Front Lap And Shoulder Safety Belts
  • Back-Up Camera

Safety features can earn you a discount on car insurance for a BMW M6. BMW M6’s that are old will have fewer safety features.

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BMW M6 Compared Against Vehicles in the Same Class

The BMW M6 is a luxury car, which puts it at a higher risk of crashing into other vehicles. The IIHS does not have liability losses recorded for the BMW M6. Take a look at the other luxury cars below to see how rates compare to the BMW M6.

Ready to start saving on BMW M6 insurance rates and find out which car insurance company is cheapest? Enter your ZIP code in our free tool.

Rates by Driver Age

BMW M6 Insurance Rates by Driver Age
Driver Age Premium
16 $8,134
20 $5,278
30 $2,382
40 $2,256
50 $2,056
60 $2,022

Full coverage, $500 deductibles

Rates by Deductible

BMW M6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,970
$250 $2,636
$500 $2,256
$1,000 $1,892

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,256
50/100 $2,400
100/300 $2,530
250/500 $2,868
100 CSL $2,452
300 CSL $2,738
500 CSL $2,946

Full coverage, driver age 40

Rates for High Risk Drivers

BMW M6 Insurance Rates for High Risk Drivers
Age Premium
16 $11,726
20 $8,416
30 $5,078
40 $4,938
50 $4,712
60 $4,674

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $332

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $125
Multi-vehicle $120
Homeowner $30
5-yr Accident Free $187
5-yr Claim Free $151
Paid in Full/EFT $117
Advance Quote $122
Online Quote $166
Total Discounts $1,018
Rate after discounts $1,238

Discounts are estimated and may not be available from every company or in every state.

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