Chevrolet Aveo Insurance Rates

The average auto insurance rates for a Chevrolet Aveo are $1,010 annually including full coverage. Comprehensive insurance costs around $152, collision costs $226, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,182 or more. Teenage drivers cost the most to insure at $4,100 a year or more.

Average premium for full coverage: $1,010

Policy rates for type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Aveo models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Chevrolet Aveo insurance rates for additional coverage choices and driver risks.

• The best discount rate is $610
• Choosing higher $1,000 deductibles can save about $86 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,010
• Using pricier low deductibles for comp and collision coverage costs an additional $166 annually
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,182 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can be $4,100 each year

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Insurance rates for a Chevrolet Aveo also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. Chevrolet Aveo insurance for high-risk drivers ranges from 41% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $260 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Aveo insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Chevrolet Aveo Insurance

Finding cheaper rates on insurance for a Chevrolet Aveo takes being a good driver, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to compare rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the information covered above.

• You may be able to save up to $110 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 pay higher rates, with premiums being up to $342 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,170 more every year than a safer driver
• Insureds who may need an increased level of liability coverage will pay an extra $520 per year to raise limits from a 30/60 limit to higher 250/500 limits