Chevrolet Aveo Insurance Rates

The average auto insurance rates for a Chevrolet Aveo are $1,010 annually including full coverage. Comprehensive costs an estimated $152, collision costs $226, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,182. Teenage drivers cost the most to insure at $4,100 a year or more.

Average premium for full coverage: $1,010

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Aveo trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how rural and urban location affects insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Chevrolet Aveo insurance rates for other coverage scenarios.

• The best discount rate is $610
• Drivers who choose higher $1,000 deductibles will pay approximately $86 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,010
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,176
• High risk drivers who are prone to accidents and violations could pay up to $2,182 or more
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,100 a year

View Chart as Image

Insurance rates for a Chevrolet Aveo also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance can cost anywhere from 41% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Aveo insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Chevrolet Aveo Insurance

Finding cheaper rates on Chevrolet Aveo insurance not only requires having a decent driving record, but also having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at least every other year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a condensed summary of the car insurance concepts raised in the charts and tables above.

• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,170 more annually than a driver with a clean driving record
• You may be able to save approximately $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Drivers who want additional liability coverage will pay an extra $520 per year to go from a 30/60 limit to higher 250/500 limits