Chevrolet Aveo Insurance Rates

The average insurance rates for a Chevrolet Aveo are $1,010 a year for full coverage. Comprehensive insurance costs on average $152, collision costs $226, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,182 or more. Teenage drivers cost the most to insure at $4,100 a year or more.

Average premium for full coverage: $1,010

Policy rates by type of insurance:

Prices include $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different Aveo trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Chevrolet Aveo insurance rates for different risk profiles and scenarios.

• The best discount rate is $610
• Drivers who choose higher $1,000 deductibles will pay around $86 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,010
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $166 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,182 or more
• Policy cost that insures a 16-year-old driver with full coverage may cost $4,100 a year

View Chart as Image

Insurance rates for a Chevrolet Aveo also range considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance can cost from 41% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,100 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Aveo insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,440 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $260 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates from multiple companies. Every company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chevrolet Aveo Insurance

Finding cheaper rates on insurance for a Chevrolet Aveo not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a quick rundown of the information covered in the charts and tables above.

• Drivers can save as much as $110 per year simply by shopping early and online
• Drivers age 20 and younger pay higher rates, costing up to $342 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,170 more each year to buy Chevrolet Aveo insurance
• Insureds who require increased levels of liability coverage will pay an extra $520 each year to go from a 30/60 limit to the 250/500 level