Chevrolet Express Insurance Rates

U.S. average insurance rates for a Chevrolet Express are $1,340 a year with full coverage. Comprehensive costs approximately $280 each year, collision costs $512, and liability coverage costs around $390. A policy with just liability insurance costs as low as $452 a year, with coverage for high-risk drivers costing around $2,896. Teenage drivers pay the highest rates at $5,012 a year or more.

Average premium for full coverage: $1,340

Price estimates by individual coverage:

Prices include $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Express models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The best discount rate is $773
• Using higher $1,000 deductibles will save $180 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,340
• Using low deductibles for physical damage coverage bumps up the cost to $1,688
• Higher-risk drivers who are prone to accidents and violations could pay around $2,896 or more
• The price that insures a teenage driver can cost $5,012 or more

View Chart as Image

Insurance prices for a Chevrolet Express are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers can be around 44% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $530 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

How to Find the Right Chevrolet Express Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices at least every other year by getting quotes from direct companies, and also from local insurance agencies.

Below is a quick rundown of the car insurance concepts presented in the illustrations above.

• Drivers with reckless driving or DUI convictions may have to pay on average $1,560 more per year for auto insurance
• You may be able to save around $160 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $525 each year
• Consumers who purchase higher levels of liability will pay an extra $430 every year to increase from a low limit to the 250/500 level