Chevrolet Express Insurance Rates

Estimated insurance rates for a Chevrolet Express are $1,332 a year for full coverage. Comprehensive insurance costs around $270 each year, collision insurance costs $506, and liability coverage is $398. A liability-only policy costs around $460 a year, and high-risk insurance costs $2,888 or more. Teenage drivers pay the most at up to $5,022 a year.

Average premium for full coverage: $1,332

Premium estimates for type of coverage:

These estimates include $500 physical damage deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Express models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences show why all drivers should compare rates quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best discount rate is $767
• Raising to $1,000 deductibles will save about $176 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,332
• Using low deductibles will cost an extra $342 each year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,888
• An auto insurance policy for full coverage for a teenage driver can be $5,022

View Chart as Image

Auto insurance prices for a Chevrolet Express also have a wide range based on your driving characteristics, the trim level of your Express, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you choose to live also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find prices as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $520 a year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Chevrolet Express Insurance

Finding better rates on auto insurance consists of being a safe and courteous driver, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every couple of years by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a brief summary of the material that was covered above.

• Consumers who may need higher levels of liability will pay an extra $440 each year to raise from 30/60 bodily injury limits to 250/500 limits
• Teenage drivers are expensive to insure, as much as $419 per month if they have full coverage
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,560 more every year for auto insurance
• Increasing policy deductibles can save around $525 each year