Chevrolet Express Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Chevrolet Express are $1,340 annually for full coverage insurance. Comprehensive costs on average $280, collision insurance costs $512, and liability insurance costs around $390. A policy with just liability insurance costs as low as $452 a year, and coverage for high-risk drivers costs around $2,896. 16-year-old drivers receive the highest rates at up to $5,012 a year.
Average premium for full coverage: $1,340
Rate estimates by individual coverage type:
Includes $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all Express models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $452 for just the minimum liability insurance to the much higher price of $2,896 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live has a significant impact on insurance rates. Rural areas tend to have fewer physical damage claims than congested cities. The example below illustrates how where you live affects car insurance rates.
These examples illustrate why everyone should compare prices based on a specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Chevrolet Express insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $773
- Using higher $1,000 deductibles will save around $180 each year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,340
- Buying pricier low deductibles for physical damage coverage will cost $1,688
- Drivers with multiple tickets or accidents could pay upwards of $2,896
- The cost with full coverage for a teen driver for full coverage may cost $5,012 or more
Insurance rates for a Chevrolet Express can also vary considerably based on the trim level of your Express, your risk profile, and policy deductibles and limits.
A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 additional per year, depending on your age. Chevrolet Express insurance for high-risk drivers can be anywhere from 44% to 133% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut rates by as much as $530 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,810 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,028 | -$312 | -23.3% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,526 | $186 | 13.9% |
| Colorado | $1,280 | -$60 | -4.5% |
| Connecticut | $1,378 | $38 | 2.8% |
| Delaware | $1,518 | $178 | 13.3% |
| Florida | $1,676 | $336 | 25.1% |
| Georgia | $1,238 | -$102 | -7.6% |
| Hawaii | $962 | -$378 | -28.2% |
| Idaho | $906 | -$434 | -32.4% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $906 | -$434 | -32.4% |
| Kansas | $1,274 | -$66 | -4.9% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $828 | -$512 | -38.2% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,072 | -$268 | -20.0% |
| Michigan | $2,330 | $990 | 73.9% |
| Minnesota | $1,120 | -$220 | -16.4% |
| Mississippi | $1,604 | $264 | 19.7% |
| Missouri | $1,190 | -$150 | -11.2% |
| Montana | $1,440 | $100 | 7.5% |
| Nebraska | $1,058 | -$282 | -21.0% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $964 | -$376 | -28.1% |
| New Jersey | $1,500 | $160 | 11.9% |
| New Mexico | $1,186 | -$154 | -11.5% |
| New York | $1,412 | $72 | 5.4% |
| North Carolina | $772 | -$568 | -42.4% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $926 | -$414 | -30.9% |
| Oklahoma | $1,376 | $36 | 2.7% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,280 | -$60 | -4.5% |
| Rhode Island | $1,788 | $448 | 33.4% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,176 | -$164 | -12.2% |
| Texas | $1,616 | $276 | 20.6% |
| Utah | $992 | -$348 | -26.0% |
| Vermont | $918 | -$422 | -31.5% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,228 | -$112 | -8.4% |
| Wisconsin | $928 | -$412 | -30.7% |
| Wyoming | $1,196 | -$144 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2023 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2022 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2021 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2020 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2019 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2018 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2017 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2016 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2015 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2014 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2013 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2012 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2011 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2010 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2008 Chevrolet Express | $140 | $178 | $460 | $936 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Chevrolet Express Insurance
Saving money on Chevrolet Express insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at every policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The next list is a recap of the data touched on in the above illustrations.
- Drivers who require increased levels of liability coverage will pay around $430 annually to increase from a minimum limit to higher 250/500 limits
- It is possible to save as much as $160 per year just by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $525 each year
- Drivers age 20 and younger pay higher rates, costing up to $418 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,012 |
| 20 | $3,094 |
| 30 | $1,396 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,340 |
| $1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,516 |
| 250/500 | $1,769 |
| 100 CSL | $1,457 |
| 300 CSL | $1,672 |
| 500 CSL | $1,828 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,144 |
| 20 | $4,922 |
| 30 | $2,958 |
| 40 | $2,896 |
| 50 | $2,764 |
| 60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $95 |
| Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
