Chevrolet Express Insurance Rates

Estimated insurance rates for a Chevrolet Express are $1,340 a year for full coverage. Comprehensive insurance costs an estimated $280 a year, collision insurance costs $512, and liability costs around $390. A liability-only policy costs as low as $452 a year, and high-risk insurance costs $2,896 or more. 16-year-old drivers pay the most at up to $5,012 a year.

Average premium for full coverage: $1,340

Premium estimates broken down by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Express trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities. The diagram below illustrates how your location can change insurance prices.

These rate differences show why it is important to compare prices for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Chevrolet Express insurance rates for other coverage scenarios.

• The best full coverage rate is $773
• Using higher $1,000 deductibles will save approximately $1,160 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,340
• Buying low $100 deductibles for physical damage coverage will cost an extra $348 every year
• Drivers with multiple tickets or accidents could pay up to $2,896
• An auto insurance policy for full coverage for a teen driver can cost as much as $5,012 or more

View Chart as Image

Auto insurance prices for a Chevrolet Express also have a wide range based on your driving characteristics, the trim level of your Express, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see prices as low as $880 a year in states like Iowa, Maine, and Idaho, or at least $1,910 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $530 every year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 133% more than the average rate. View High Risk Driver Rates

How to Find More Affordable Chevrolet Express Insurance

Finding better rates on car insurance requires being a good driver, having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to shop around at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a summary of the data illustrated above.

• Policyholders who want an increased level of liability coverage will pay around $430 each year to increase from 30/60 bodily injury limits to 250/500 limits
• Drivers can save approximately $160 per year just by quoting early and online
• Increasing policy deductibles can save around $525 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $418 per month if they have full coverage