Chevrolet Express Insurance Rates

The average auto insurance rates for a Chevrolet Express are $1,340 annually for full coverage. Comprehensive insurance costs on average $280 a year, collision costs $512, and liability costs around $390. Buying just liability costs as low as $452 a year, with insurance for high-risk drivers costing $2,896 or more. Teenage drivers cost the most to insure at $5,012 a year or more.

Average premium for full coverage: $1,340

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

The examples above show why it is important to compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Chevrolet Express insurance rates for different risk profiles and scenarios.

• The best discount rate is $773
• Using higher $1,000 deductibles will save around $1,160 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,340
• Using low $100 deductibles for physical damage coverage costs an additional $348 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,896 or more
• Policy cost with full coverage for a teen driver may cost $5,012 or more

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $530 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,910 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied between companies.

How to Buy Cheap Chevrolet Express Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and bundling your home and auto policies. Make time to compare rates at every policy renewal by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The list below is a brief summary of the data touched on in this article.

• Policyholders who require higher liability limits will pay an extra $430 each year to increase from a 30/60 limit to higher 250/500 limits
• Drivers can save as much as $160 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $525 each year
• Teenagers pay the highest rates, costing up to $418 each month including comprehensive and collision insurance