Chevrolet Express Insurance Rates

Average auto insurance rates for a Chevrolet Express are $1,332 annually for full coverage. Comprehensive insurance costs around $270 each year, collision insurance costs $506, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs $2,888 or more. Teen drivers receive the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Express models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have fewer accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

These examples show why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $767
• Drivers who choose higher $1,000 deductibles will pay about $176 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,332
• Choosing low deductibles for comprehensive and collision insurance costs an additional $342 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,888
• The cost with full coverage for a teenage driver can be $5,022 a year

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Car insurance rates for a Chevrolet Express can also vary considerably based on the trim level of your Express, your driver profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged as much as $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $520 a year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or as much as $1,900 on average in Michigan, Louisiana, and New York.

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How to Buy Cheaper Chevrolet Express Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Spend time shopping around once a year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a condensed summary of the data that was touched on above.

• Drivers can save up to $160 per year just by quoting online in advance
• Consumers who may need additional liability coverage will pay about $440 each year to go from a minimum limit to higher 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, costing as high as $419 per month if comprehensive and collision insurance is included
• Drivers with multiple at-fault accidents pay an average of $1,560 more every year than a driver with a clean driving record