Chevrolet Express Insurance Rates

U.S. average insurance rates for a Chevrolet Express are $1,340 a year for full coverage insurance. Comprehensive insurance costs an estimated $280 a year, collision insurance costs $512, and liability insurance costs $390. A policy with just liability insurance costs as little as $452 a year, and coverage for high-risk drivers costs $2,896 or more. Teenage drivers pay the highest rates at up to $5,012 a year.

Average premium for full coverage: $1,340

Price estimates broken down by individual coverage:

These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Express trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chevrolet Express insurance rates for other coverage scenarios.

• The best discount rate is $773
• Drivers who choose higher $1,000 deductibles will pay approximately $1,160 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,340
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $348 a year
• High risk drivers who are prone to accidents and violations could pay up to $2,896
• The price that insures a teen driver can cost as much as $5,012 a year

View Chart as Image

Insurance prices for a Chevrolet Express are also quite variable based on the trim level of your Express, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $530 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Chevrolet Express Insurance

Getting lower rates on Chevrolet Express insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare prices every year by quoting rates from direct insurance companies, and also from local insurance agencies.

The items below are a brief summary of the coverage data covered in the above illustrations.

• It is possible to save approximately $160 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $525 each year
• Teen drivers are charged the highest prices, as much as $418 a month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,560 more annually to insure their Express