Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,340 a year for full coverage insurance. Comprehensive insurance costs an estimated $280 a year, collision insurance costs $512, and liability insurance costs around $390. Liability-only coverage costs as low as $452 a year, and high-risk coverage costs $2,896 or more. Teen drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how where you live affects insurance prices.

The examples above illustrate why it is important to compare prices for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Chevrolet Express insurance rates for other coverage scenarios.

• The lowest rate with discounts is $773
• Using higher $1,000 deductibles will save approximately $1,160 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,340
• Choosing low $100 deductibles for physical damage coverage will cost an additional $348 a year
• Drivers with multiple violations and an at-fault accident could pay up to $2,896
• Policy cost that insures a teen driver can cost as much as $5,012 or more

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on the trim level of your Express, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 133% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,000 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see rates as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $530 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Chevrolet Express Insurance

Finding cheaper rates on Chevrolet Express insurance requires having a decent driving record, having a good credit score, being claim-free, and possibly raising deductibles. Shop around at least once a year by requesting rates from direct insurance companies, and also from local insurance agencies.

The following items are a condensed summary of the primary concepts that were touched on in the above illustrations.

• It is possible to save approximately $160 per year just by quoting early and online
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,560 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $418 each month if comprehensive and collision insurance is included