Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 2, 2024
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U.S. average insurance rates for a Chevrolet Express are $1,340 a year for full coverage. Comprehensive insurance costs on average $280, collision insurance costs $512, and liability coverage is $390. Buying just liability costs around $452 a year, and insurance for high-risk drivers costs $2,896 or more. Teens pay the highest rates at up to $5,012 a year.
Average premium for full coverage: $1,340
Price estimates by individual coverage:
Includes $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for all Express models.
Price Range from Low to High
For a driver around age 40, Chevrolet Express insurance prices range from the low end price of $452 for just liability insurance to the much higher price of $2,896 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on car insurance rates.
The ranges above show why everyone should compare rates quotes based on a specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Chevrolet Express insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $773
- Raising to $1,000 deductibles will save around $180 a year
- The estimated price for the average middle-age driver with $500 deductibles is $1,340
- Selecting pricier low deductibles will cost an additional $348 each year
- Unlucky drivers with serious driving violations could pay upwards of $2,896
- The price that insures a teenage driver for full coverage may cost $5,012
Insurance prices for a Chevrolet Express are also quite variable based on the model of your Express, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $1,600 to $2,200 additional each year, depending on your age. Chevrolet Express insurance for high-risk drivers is expensive and can cost around 44% to 133% more than the average policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age
The state you live in also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find prices as low as $880 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,910 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,028 | -$312 | -23.3% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,526 | $186 | 13.9% |
| Colorado | $1,280 | -$60 | -4.5% |
| Connecticut | $1,378 | $38 | 2.8% |
| Delaware | $1,518 | $178 | 13.3% |
| Florida | $1,676 | $336 | 25.1% |
| Georgia | $1,238 | -$102 | -7.6% |
| Hawaii | $962 | -$378 | -28.2% |
| Idaho | $906 | -$434 | -32.4% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $906 | -$434 | -32.4% |
| Kansas | $1,274 | -$66 | -4.9% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $828 | -$512 | -38.2% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,072 | -$268 | -20.0% |
| Michigan | $2,330 | $990 | 73.9% |
| Minnesota | $1,120 | -$220 | -16.4% |
| Mississippi | $1,604 | $264 | 19.7% |
| Missouri | $1,190 | -$150 | -11.2% |
| Montana | $1,440 | $100 | 7.5% |
| Nebraska | $1,058 | -$282 | -21.0% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $964 | -$376 | -28.1% |
| New Jersey | $1,500 | $160 | 11.9% |
| New Mexico | $1,186 | -$154 | -11.5% |
| New York | $1,412 | $72 | 5.4% |
| North Carolina | $772 | -$568 | -42.4% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $926 | -$414 | -30.9% |
| Oklahoma | $1,376 | $36 | 2.7% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,280 | -$60 | -4.5% |
| Rhode Island | $1,788 | $448 | 33.4% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,176 | -$164 | -12.2% |
| Texas | $1,616 | $276 | 20.6% |
| Utah | $992 | -$348 | -26.0% |
| Vermont | $918 | -$422 | -31.5% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,228 | -$112 | -8.4% |
| Wisconsin | $928 | -$412 | -30.7% |
| Wyoming | $1,196 | -$144 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $530 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2023 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2022 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2021 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2020 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2019 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2018 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2017 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2016 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2015 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2014 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2013 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2012 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2011 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2010 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2008 Chevrolet Express | $140 | $178 | $460 | $936 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Chevrolet Express Insurance
Getting lower rates on auto insurance consists of being a good driver, having a good credit score, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Compare rates every year by getting quotes from direct carriers, and also from local exclusive and independent agents.
The following list is a recap of the coverage data covered above.
- Drivers can save as much as $160 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save approximately $525 each year
- Drivers age 16 to 20 pay higher prices, with premiums as much as $418 a month if comprehensive and collision insurance is included
- Drivers that have major violations or accidents may pay on average $1,560 more each year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,012 |
| 20 | $3,094 |
| 30 | $1,396 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,340 |
| $1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,516 |
| 250/500 | $1,769 |
| 100 CSL | $1,457 |
| 300 CSL | $1,672 |
| 500 CSL | $1,828 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,144 |
| 20 | $4,922 |
| 30 | $2,958 |
| 40 | $2,896 |
| 50 | $2,764 |
| 60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $95 |
| Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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