Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 2, 2024
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Average auto insurance rates for a Chevrolet Express are $1,332 annually including full coverage. Comprehensive costs on average $270, collision costs $506, and liability coverage is $398. Liability-only coverage costs around $460 a year, with high-risk coverage costing around $2,888. Teens receive the highest rates at $5,022 a year or more.
Average premium for full coverage: $1,332
Rate estimates by individual coverage type:
Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Express trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as cheap as $460 for basic liability insurance to a much higher rate of $2,888 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates the effect of geographic area on car insurance rates.
These examples highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Chevrolet Express insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $767
- Raising to $1,000 deductibles will save around $176 every year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,332
- Selecting more expensive low deductibles will cost $1,674
- Unlucky drivers with serious driving violations could pay upwards of $2,888 or more
- The cost with full coverage for a teenage driver with full coverage may cost $5,022
Car insurance rates for a Chevrolet Express can also vary considerably based on the trim level of your Express, your driving characteristics, and policy deductibles and limits.
An older driver with no driving violations and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $520 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,900 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$126 | -9.5% |
| Alaska | $1,022 | -$310 | -23.3% |
| Arizona | $1,106 | -$226 | -17.0% |
| Arkansas | $1,332 | -$0 | 0.0% |
| California | $1,518 | $186 | 14.0% |
| Colorado | $1,272 | -$60 | -4.5% |
| Connecticut | $1,370 | $38 | 2.9% |
| Delaware | $1,508 | $176 | 13.2% |
| Florida | $1,668 | $336 | 25.2% |
| Georgia | $1,230 | -$102 | -7.7% |
| Hawaii | $958 | -$374 | -28.1% |
| Idaho | $902 | -$430 | -32.3% |
| Illinois | $994 | -$338 | -25.4% |
| Indiana | $1,002 | -$330 | -24.8% |
| Iowa | $900 | -$432 | -32.4% |
| Kansas | $1,268 | -$64 | -4.8% |
| Kentucky | $1,820 | $488 | 36.6% |
| Louisiana | $1,972 | $640 | 48.0% |
| Maine | $822 | -$510 | -38.3% |
| Maryland | $1,098 | -$234 | -17.6% |
| Massachusetts | $1,068 | -$264 | -19.8% |
| Michigan | $2,316 | $984 | 73.9% |
| Minnesota | $1,116 | -$216 | -16.2% |
| Mississippi | $1,598 | $266 | 20.0% |
| Missouri | $1,182 | -$150 | -11.3% |
| Montana | $1,432 | $100 | 7.5% |
| Nebraska | $1,052 | -$280 | -21.0% |
| Nevada | $1,598 | $266 | 20.0% |
| New Hampshire | $962 | -$370 | -27.8% |
| New Jersey | $1,490 | $158 | 11.9% |
| New Mexico | $1,182 | -$150 | -11.3% |
| New York | $1,406 | $74 | 5.6% |
| North Carolina | $768 | -$564 | -42.3% |
| North Dakota | $1,090 | -$242 | -18.2% |
| Ohio | $922 | -$410 | -30.8% |
| Oklahoma | $1,370 | $38 | 2.9% |
| Oregon | $1,220 | -$112 | -8.4% |
| Pennsylvania | $1,272 | -$60 | -4.5% |
| Rhode Island | $1,778 | $446 | 33.5% |
| South Carolina | $1,210 | -$122 | -9.2% |
| South Dakota | $1,126 | -$206 | -15.5% |
| Tennessee | $1,168 | -$164 | -12.3% |
| Texas | $1,606 | $274 | 20.6% |
| Utah | $988 | -$344 | -25.8% |
| Vermont | $912 | -$420 | -31.5% |
| Virginia | $798 | -$534 | -40.1% |
| Washington | $1,032 | -$300 | -22.5% |
| West Virginia | $1,220 | -$112 | -8.4% |
| Wisconsin | $922 | -$410 | -30.8% |
| Wyoming | $1,188 | -$144 | -10.8% |
With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Every auto insurance company calculates rates differently, so rate quotes can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2023 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2022 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2021 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2020 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2019 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2018 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2017 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2016 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2015 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2014 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2013 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2012 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2011 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2010 Chevrolet Express | $142 | $182 | $468 | $950 |
| 2008 Chevrolet Express | $136 | $168 | $452 | $914 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Chevrolet Express Insurance
Saving money on auto insurance consists of having a good driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Take the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The next list is a recap of the ideas that were covered in the above illustrations.
- Drivers age 20 and younger are expensive to insure, as much as $419 per month if comprehensive and collision insurance is included
- Drivers that have major violations or accidents pay on average $1,560 more each year to buy Chevrolet Express insurance
- Increasing deductibles could save up to $525 each year
- You may be able to save as much as $160 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,022 |
| 20 | $3,090 |
| 30 | $1,390 |
| 40 | $1,332 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,674 |
| $250 | $1,516 |
| $500 | $1,332 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,332 |
| 50/100 | $1,412 |
| 100/300 | $1,511 |
| 250/500 | $1,770 |
| 100 CSL | $1,451 |
| 300 CSL | $1,670 |
| 500 CSL | $1,830 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,914 |
| 30 | $2,950 |
| 40 | $2,888 |
| 50 | $2,758 |
| 60 | $2,734 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
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