Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage. Comprehensive costs an estimated $270 each year, collision insurance costs $506, and liability coverage is $398. Liability-only insurance costs around $460 a year, and high-risk driver insurance costs around $2,888. Teen drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Chevrolet Express insurance rates for other coverage scenarios.

• The lowest rate with discounts is $767
• Raising to $1,000 deductibles will save approximately $176 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,332
• Choosing low deductibles will increase the cost to $1,674
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,888
• Policy cost for full coverage for a teenage driver can cost as much as $5,022

View Chart as Image

Auto insurance rates for a Chevrolet Express also range considerably based on your risk profile, the trim level of your Express, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $880 a year in states like Iowa, Maine, and Idaho, or as much as $1,900 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $520 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 134% more than average. View High Risk Driver Rates

How to Find Cheaper Chevrolet Express Insurance

Finding cheaper rates on auto insurance consists of being safe and accident-free, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a condensed summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save approximately $160 per year just by quoting online in advance
• Drivers with multiple at-fault accidents pay an average of $1,560 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $525 each year
• Youthful drivers are the costliest to insure, costing up to $419 each month if they have full coverage