Chevrolet Sonic Insurance Rates
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UPDATED: May 1, 2020
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U.S. average insurance rates for a Chevrolet Sonic are $1,370 a year with full coverage. Comprehensive costs around $280 a year, collision insurance costs $542, and liability costs $390. Buying just liability costs as little as $452 a year, and insurance for high-risk drivers costs around $2,970. 16-year-old drivers pay the highest rates at up to $5,128 a year.
Average premium for full coverage: $1,370
Price estimates for individual coverage:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Sonic trim levels.
Price Range from Low to High
For a driver in their 40's, Chevrolet Sonic insurance prices range from as low as $452 for just the minimum liability insurance to a high of $2,970 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than congested cities. The diagram below illustrates how location helps determine auto insurance rates.
The ranges above demonstrate why it is important to compare rates for a specific zip code and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Chevrolet Sonic insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $786
- Drivers who choose higher $1,000 deductibles will pay about $1,184 annually
- The average rate for the average middle-age driver using $500 deductibles is $1,370
- Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,732
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,970
- The price for full coverage for a teen driver can be $5,128 a year
Insurance prices for a Chevrolet Sonic are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.
Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $5,100 a year. View Rates by Age
The state you live in makes a big difference in Chevrolet Sonic insurance prices. A 40-year-old driver could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or at least $1,850 on average in Florida, Michigan, and New York.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Opting for high physical damage deductibles could save up to $550 every year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Chevrolet Sonic LS Sedan||$1,242||$104|
|Chevrolet Sonic LS Hatchback||$1,284||$107|
|Chevrolet Sonic LT Hatchback||$1,370||$114|
|Chevrolet Sonic LT Sedan||$1,370||$114|
|Chevrolet Sonic LTZ Sedan||$1,412||$118|
|Chevrolet Sonic LTZ Hatchback||$1,454||$121|
|Chevrolet Sonic RS||$1,540||$128|
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Chevrolet Sonic||$280||$542||$390||$1,370|
|2019 Chevrolet Sonic||$270||$536||$398||$1,362|
|2018 Chevrolet Sonic||$260||$524||$416||$1,358|
|2017 Chevrolet Sonic||$250||$502||$430||$1,340|
|2016 Chevrolet Sonic||$238||$484||$442||$1,322|
|2015 Chevrolet Sonic||$228||$450||$452||$1,288|
|2014 Chevrolet Sonic||$218||$424||$456||$1,256|
|2013 Chevrolet Sonic||$210||$380||$460||$1,208|
|2012 Chevrolet Sonic||$196||$350||$460||$1,164|
Rates are averaged for all Chevrolet Sonic models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Chevrolet Sonic Insurance
Getting lower rates on car insurance not only requires being a good driver, but also having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every other policy renewal by quoting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The following list is a review of the ideas that were covered in the charts and tables above.
- Drivers age 16 to 20 are charged the highest prices, costing up to $427 a month including comprehensive and collision insurance
- Higher risk drivers who have several accidents or serious violations pay an average of $1,600 more every year than a safer driver
- Increasing physical damage deductibles can save around $550 each year
- You may be able to save up to $170 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$102|
|5-yr Claim Free||$89|
|Paid in Full/EFT||$63|
Discounts are estimated and may not be available from every company or in every state.