Chevrolet Spark Insurance Rates

U.S. average insurance rates for a Chevrolet Spark are $1,234 a year with full coverage. Comprehensive insurance costs on average $188 each year, collision insurance costs $352, and liability coverage costs around $514. Liability-only insurance costs as low as $572 a year, and high-risk driver insurance costs $2,686 or more. Teen drivers pay the highest rates at up to $4,944 a year.

Average premium for full coverage: $1,234

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Spark models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why all drivers should compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Chevrolet Spark insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $730
• Using higher $1,000 deductibles will save around $120 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,234
• Choosing low deductibles for physical damage coverage will cost an extra $240 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,686
• The price for full coverage for a teenage driver may cost $4,944 or more

View Chart as Image

Car insurance prices for a Chevrolet Spark are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $4,900 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Spark insurance rates. A driver around age 40 might see prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $360 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $462 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can be around 42% to 135% more than average. View High Risk Driver Rates

How to Find Cheap Chevrolet Spark Insurance

Getting lower rates on auto insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates once a year by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The following list is a brief summary of the data that was touched on in this article.

• You may be able to save as much as $140 per year just by quoting online in advance
• Consumers who require an increased level of liability coverage will pay about $570 every year to increase from a low limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, costing up to $412 a month if full coverage is included
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,450 more each year than a safer driver