Chevrolet Spark Insurance Rates

Estimated insurance rates for a Chevrolet Spark are $1,234 a year for full coverage. Comprehensive insurance costs on average $188 a year, collision insurance costs $352, and liability coverage costs $514. A liability-only policy costs as little as $572 a year, and high-risk insurance costs $2,686 or more. 16-year-old drivers pay the most at up to $4,944 a year.

Average premium for full coverage: $1,234

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Spark trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

These rate differences show why it is important to compare rates based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Chevrolet Spark insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $730
• Drivers who choose higher $1,000 deductibles will pay around $1,114 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,234
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $240 each year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,686
• An auto insurance policy for full coverage for a teenage driver may cost $4,944 a year

View Chart as Image

Auto insurance prices for a Chevrolet Spark also have a wide range based on your driving characteristics, the trim level of your Spark, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Spark insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or at least $1,760 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $360 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $462 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

How to Find the Best Chevrolet Spark Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates once a year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The items below are a brief recap of the data that was touched on in this article.

• Drivers can save as much as $140 per year just by quoting early and online
• Consumers who require more liability coverage will pay around $570 each year to go from 30/60 bodily injury limits to 250/500 limits
• Teen drivers are charged the highest prices, as much as $412 per month if they have full coverage
• Drivers who tend to receive serious violations will pay on average $1,450 more each year to insure their Spark