Chevrolet Suburban Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Estimated auto insurance rates for a Chevrolet Suburban are $1,368 annually for full coverage insurance. Comprehensive insurance costs on average $306, collision costs $506, and liability costs around $398. A policy with only liability insurance costs as low as $460 a year, with a high-risk policy costing $2,950 or more. Teenage drivers pay the most at $5,078 a year or more.
Average premium for full coverage: $1,368
Premium estimates by type of coverage:
Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Suburban trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Chevrolet Suburban go from as cheap as $460 for basic liability insurance to a much higher rate of $2,950 for a high-risk driver policy.
Insurance Price Range by Location
Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than densely populated cities.
The price range example below illustrates how location impacts car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Chevrolet Suburban insurance rates for different risk profiles and scenarios.
- The best discount rate is $792
- Using higher $1,000 deductibles will save around $182 each year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,368
- Using more expensive low deductibles for physical damage coverage costs an additional $358 every year
- Drivers who are prone to accidents and violations could pay upwards of $2,950 or more
- An auto insurance policy with full coverage for a teen driver with full coverage may cost $5,078 or more
Car insurance prices for a Chevrolet Suburban also have a wide range based on the model of your Suburban, your risk profile, and policy deductibles and limits.
An older driver with no driving violations and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $540 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Chevrolet Suburban insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,850 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$128 | -9.4% |
| Alaska | $1,052 | -$316 | -23.1% |
| Arizona | $1,136 | -$232 | -17.0% |
| Arkansas | $1,368 | -$0 | 0.0% |
| California | $1,562 | $194 | 14.2% |
| Colorado | $1,308 | -$60 | -4.4% |
| Connecticut | $1,410 | $42 | 3.1% |
| Delaware | $1,550 | $182 | 13.3% |
| Florida | $1,716 | $348 | 25.4% |
| Georgia | $1,266 | -$102 | -7.5% |
| Hawaii | $984 | -$384 | -28.1% |
| Idaho | $928 | -$440 | -32.2% |
| Illinois | $1,022 | -$346 | -25.3% |
| Indiana | $1,032 | -$336 | -24.6% |
| Iowa | $926 | -$442 | -32.3% |
| Kansas | $1,304 | -$64 | -4.7% |
| Kentucky | $1,870 | $502 | 36.7% |
| Louisiana | $2,028 | $660 | 48.2% |
| Maine | $846 | -$522 | -38.2% |
| Maryland | $1,130 | -$238 | -17.4% |
| Massachusetts | $1,098 | -$270 | -19.7% |
| Michigan | $2,380 | $1,012 | 74.0% |
| Minnesota | $1,146 | -$222 | -16.2% |
| Mississippi | $1,644 | $276 | 20.2% |
| Missouri | $1,216 | -$152 | -11.1% |
| Montana | $1,472 | $104 | 7.6% |
| Nebraska | $1,082 | -$286 | -20.9% |
| Nevada | $1,644 | $276 | 20.2% |
| New Hampshire | $990 | -$378 | -27.6% |
| New Jersey | $1,532 | $164 | 12.0% |
| New Mexico | $1,216 | -$152 | -11.1% |
| New York | $1,444 | $76 | 5.6% |
| North Carolina | $790 | -$578 | -42.3% |
| North Dakota | $1,122 | -$246 | -18.0% |
| Ohio | $948 | -$420 | -30.7% |
| Oklahoma | $1,408 | $40 | 2.9% |
| Oregon | $1,256 | -$112 | -8.2% |
| Pennsylvania | $1,308 | -$60 | -4.4% |
| Rhode Island | $1,828 | $460 | 33.6% |
| South Carolina | $1,244 | -$124 | -9.1% |
| South Dakota | $1,156 | -$212 | -15.5% |
| Tennessee | $1,200 | -$168 | -12.3% |
| Texas | $1,652 | $284 | 20.8% |
| Utah | $1,014 | -$354 | -25.9% |
| Vermont | $938 | -$430 | -31.4% |
| Virginia | $820 | -$548 | -40.1% |
| Washington | $1,060 | -$308 | -22.5% |
| West Virginia | $1,256 | -$112 | -8.2% |
| Wisconsin | $948 | -$420 | -30.7% |
| Wyoming | $1,222 | -$146 | -10.7% |
With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,328 | $111 |
| Chevrolet Suburban LT 2WD | $1,328 | $111 |
| Chevrolet Suburban LS 4WD | $1,328 | $111 |
| Chevrolet Suburban LT 4WD | $1,368 | $114 |
| Chevrolet Suburban LTZ 2WD | $1,412 | $118 |
| Chevrolet Suburban LTZ 4WD | $1,454 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
| 2023 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2022 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2021 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2020 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2019 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2018 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2017 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2016 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2015 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2013 Chevrolet Suburban | $194 | $268 | $474 | $1,094 |
| 2011 Chevrolet Suburban | $176 | $222 | $474 | $1,030 |
| 2009 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2008 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2007 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2006 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2005 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Suburban Insurance
Finding better rates on car insurance requires being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Spend time shopping around every time your policy renews by obtaining price quotes from direct insurance companies, and also from local exclusive and independent agents.
Below is a brief review of the information touched on above.
- It is possible to save as much as $160 per year simply by shopping early and online
- Teenage drivers are expensive to insure, with premiums being up to $423 per month if comprehensive and collision insurance is included
- Increasing policy deductibles could save up to $550 each year
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,580 more each year for auto insurance
- Policyholders who require higher levels of liability will pay an extra $440 annually to increase from 30/60 bodily injury limits to higher 250/500 limits
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,078 |
| 20 | $3,142 |
| 30 | $1,432 |
| 40 | $1,368 |
| 50 | $1,250 |
| 60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,726 |
| $250 | $1,562 |
| $500 | $1,368 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,368 |
| 50/100 | $1,534 |
| 100/300 | $1,633 |
| 250/500 | $1,892 |
| 100 CSL | $1,573 |
| 300 CSL | $1,792 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,238 |
| 20 | $4,990 |
| 30 | $3,014 |
| 40 | $2,950 |
| 50 | $2,814 |
| 60 | $2,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $576 |
Discounts are estimated and may not be available from every company or in every state.
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