Chevrolet Suburban Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Average auto insurance rates for a Chevrolet Suburban are $1,364 annually with full coverage. Comprehensive insurance costs around $296 each year, collision costs $494, and liability is estimated at $416. Buying just liability costs approximately $474 a year, with insurance for high-risk drivers costing $2,944 or more. Teenage drivers receive the highest rates at $5,098 a year or more.
Average premium for full coverage: $1,364
Rate estimates for individual coverage type:
Price estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and Suburban models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as cheap as $474 for just the minimum liability insurance to a high rate of $2,944 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on insurance rates. Areas with sparse population tend to have fewer collision claims than densely populated cities.
The graphic below illustrates how where you live affects auto insurance rates.
These examples demonstrate why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Chevrolet Suburban insurance rates for additional coverage choices and driver risks.
- The best discount rate is $792
- Choosing higher $1,000 deductibles can save about $178 annually
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,364
- Using low deductibles for comp and collision coverage costs an additional $348 every year
- Unlucky drivers who are prone to accidents and violations could pay at least $2,944 or more
- The cost with full coverage for a teen driver can be $5,098 each year
Auto insurance rates for a Chevrolet Suburban can also vary considerably based on the trim level of your Suburban, your driving record, and deductibles and policy limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at least $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $530 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Chevrolet Suburban insurance prices. A good driver about age 40 could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,840 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,234 | -$130 | -9.5% |
| Alaska | $1,050 | -$314 | -23.0% |
| Arizona | $1,134 | -$230 | -16.9% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,556 | $192 | 14.1% |
| Colorado | $1,304 | -$60 | -4.4% |
| Connecticut | $1,404 | $40 | 2.9% |
| Delaware | $1,546 | $182 | 13.3% |
| Florida | $1,708 | $344 | 25.2% |
| Georgia | $1,260 | -$104 | -7.6% |
| Hawaii | $980 | -$384 | -28.2% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,016 | -$348 | -25.5% |
| Indiana | $1,028 | -$336 | -24.6% |
| Iowa | $922 | -$442 | -32.4% |
| Kansas | $1,300 | -$64 | -4.7% |
| Kentucky | $1,862 | $498 | 36.5% |
| Louisiana | $2,020 | $656 | 48.1% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,126 | -$238 | -17.4% |
| Massachusetts | $1,092 | -$272 | -19.9% |
| Michigan | $2,370 | $1,006 | 73.8% |
| Minnesota | $1,142 | -$222 | -16.3% |
| Mississippi | $1,634 | $270 | 19.8% |
| Missouri | $1,214 | -$150 | -11.0% |
| Montana | $1,468 | $104 | 7.6% |
| Nebraska | $1,078 | -$286 | -21.0% |
| Nevada | $1,638 | $274 | 20.1% |
| New Hampshire | $984 | -$380 | -27.9% |
| New Jersey | $1,526 | $162 | 11.9% |
| New Mexico | $1,208 | -$156 | -11.4% |
| New York | $1,438 | $74 | 5.4% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,116 | -$248 | -18.2% |
| Ohio | $944 | -$420 | -30.8% |
| Oklahoma | $1,402 | $38 | 2.8% |
| Oregon | $1,252 | -$112 | -8.2% |
| Pennsylvania | $1,302 | -$62 | -4.5% |
| Rhode Island | $1,822 | $458 | 33.6% |
| South Carolina | $1,236 | -$128 | -9.4% |
| South Dakota | $1,154 | -$210 | -15.4% |
| Tennessee | $1,196 | -$168 | -12.3% |
| Texas | $1,646 | $282 | 20.7% |
| Utah | $1,012 | -$352 | -25.8% |
| Vermont | $934 | -$430 | -31.5% |
| Virginia | $818 | -$546 | -40.0% |
| Washington | $1,056 | -$308 | -22.6% |
| West Virginia | $1,252 | -$112 | -8.2% |
| Wisconsin | $946 | -$418 | -30.6% |
| Wyoming | $1,216 | -$148 | -10.9% |
With so much variability in rates, the best way to find out your exact price is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,324 | $110 |
| Chevrolet Suburban LT 2WD | $1,324 | $110 |
| Chevrolet Suburban LS 4WD | $1,324 | $110 |
| Chevrolet Suburban LT 4WD | $1,364 | $114 |
| Chevrolet Suburban LTZ 2WD | $1,406 | $117 |
| Chevrolet Suburban LTZ 4WD | $1,446 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2023 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2022 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2021 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2020 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2019 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2018 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2017 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2016 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2015 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2013 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2011 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2009 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2008 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2007 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2006 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Chevrolet Suburban Insurance
Saving money on car insurance takes being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.
The items below are a condensed summary of the data touched on in the above illustrations.
- Policyholders who may need more liability coverage will pay an extra $460 every year to raise limits from a minimum limit to higher 250/500 limits
- You may be able to save up to $160 per year simply by quoting online in advance
- Increasing deductibles could save up to $525 each year
- Teen drivers are expensive to insure, with premiums as much as $425 per month if full coverage is included
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,098 |
| 20 | $3,132 |
| 30 | $1,422 |
| 40 | $1,364 |
| 50 | $1,246 |
| 60 | $1,220 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,712 |
| $250 | $1,552 |
| $500 | $1,364 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,529 |
| 100/300 | $1,633 |
| 250/500 | $1,904 |
| 100 CSL | $1,571 |
| 300 CSL | $1,800 |
| 500 CSL | $1,966 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,264 |
| 20 | $4,986 |
| 30 | $3,006 |
| 40 | $2,944 |
| 50 | $2,808 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $71 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $572 |
Discounts are estimated and may not be available from every company or in every state.
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