Chevrolet Traverse Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 7, 2024
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U.S. average insurance prices for a Chevrolet Traverse are $1,186 every 12 months for full coverage insurance. Comprehensive costs on average $270, collision insurance costs $404, and liability coverage is $376. Liability-only coverage costs around $426 a year, and high-risk coverage costs around $2,544. Teenage drivers pay the highest rates at up to $4,402 a year.
Average premium for full coverage: $1,186
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Traverse models.
Price Range from Low to High
Using a middle-aged driver as an example, Chevrolet Traverse insurance prices range from the cheapest price of $426 for liability-only coverage to the much higher price of $2,544 for a driver who has had serious violations or accidents.
Geographic Price Range
Choosing to live in a large city has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The example below illustrates how where you live affects car insurance rates.
The ranges above illustrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Chevrolet Traverse insurance rates for different risk profiles and scenarios.
- The best discount rate is $692
- Raising to $1,000 deductibles will save around $152 each year
- The average price for the average middle-age driver with $500 deductibles is $1,186
- Using pricier low deductibles increases the price to $1,480
- Unlucky drivers who are prone to accidents and violations could pay upwards of $2,544
- The price to insure a teenage driver for full coverage may cost $4,402
Auto insurance prices for a Chevrolet Traverse are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Traverse.
Using high physical damage deductibles can reduce prices by up to $450 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $4,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. Chevrolet Traverse insurance for high-risk drivers is expensive and can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates
The state you live in also has a big influence on Chevrolet Traverse insurance rates. A middle-age driver might find prices as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,600 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,070 | -$116 | -9.8% |
| Alaska | $910 | -$276 | -23.3% |
| Arizona | $984 | -$202 | -17.0% |
| Arkansas | $1,186 | -$0 | 0.0% |
| California | $1,350 | $164 | 13.8% |
| Colorado | $1,132 | -$54 | -4.6% |
| Connecticut | $1,216 | $30 | 2.5% |
| Delaware | $1,340 | $154 | 13.0% |
| Florida | $1,480 | $294 | 24.8% |
| Georgia | $1,098 | -$88 | -7.4% |
| Hawaii | $852 | -$334 | -28.2% |
| Idaho | $804 | -$382 | -32.2% |
| Illinois | $882 | -$304 | -25.6% |
| Indiana | $894 | -$292 | -24.6% |
| Iowa | $798 | -$388 | -32.7% |
| Kansas | $1,126 | -$60 | -5.1% |
| Kentucky | $1,614 | $428 | 36.1% |
| Louisiana | $1,754 | $568 | 47.9% |
| Maine | $732 | -$454 | -38.3% |
| Maryland | $980 | -$206 | -17.4% |
| Massachusetts | $944 | -$242 | -20.4% |
| Michigan | $2,060 | $874 | 73.7% |
| Minnesota | $992 | -$194 | -16.4% |
| Mississippi | $1,420 | $234 | 19.7% |
| Missouri | $1,052 | -$134 | -11.3% |
| Montana | $1,272 | $86 | 7.3% |
| Nebraska | $932 | -$254 | -21.4% |
| Nevada | $1,420 | $234 | 19.7% |
| New Hampshire | $856 | -$330 | -27.8% |
| New Jersey | $1,326 | $140 | 11.8% |
| New Mexico | $1,050 | -$136 | -11.5% |
| New York | $1,248 | $62 | 5.2% |
| North Carolina | $682 | -$504 | -42.5% |
| North Dakota | $972 | -$214 | -18.0% |
| Ohio | $816 | -$370 | -31.2% |
| Oklahoma | $1,216 | $30 | 2.5% |
| Oregon | $1,086 | -$100 | -8.4% |
| Pennsylvania | $1,130 | -$56 | -4.7% |
| Rhode Island | $1,580 | $394 | 33.2% |
| South Carolina | $1,074 | -$112 | -9.4% |
| South Dakota | $1,000 | -$186 | -15.7% |
| Tennessee | $1,038 | -$148 | -12.5% |
| Texas | $1,428 | $242 | 20.4% |
| Utah | $876 | -$310 | -26.1% |
| Vermont | $808 | -$378 | -31.9% |
| Virginia | $710 | -$476 | -40.1% |
| Washington | $914 | -$272 | -22.9% |
| West Virginia | $1,086 | -$100 | -8.4% |
| Wisconsin | $820 | -$366 | -30.9% |
| Wyoming | $1,054 | -$132 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,110 | $93 |
| Chevrolet Traverse LS AWD | $1,150 | $96 |
| Chevrolet Traverse LT 2WD | $1,150 | $96 |
| Chevrolet Traverse LT AWD | $1,212 | $101 |
| Chevrolet Traverse LTZ 2WD | $1,252 | $104 |
| Chevrolet Traverse LTZ AWD | $1,252 | $104 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2023 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2022 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2021 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2020 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2019 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2018 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2017 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2016 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2015 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2014 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2013 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2012 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2011 Chevrolet Traverse | $166 | $178 | $402 | $882 |
| 2010 Chevrolet Traverse | $162 | $160 | $398 | $856 |
| 2009 Chevrolet Traverse | $158 | $156 | $390 | $840 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Traverse Insurance
Getting lower rates on auto insurance consists of being safe and accident-free, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a quick review of the ideas that were touched on in the above illustrations.
- Youthful drivers are charged the highest prices, as much as $367 a month if comprehensive and collision insurance is included
- Drivers with a DUI or reckless driving violation pay on average $1,360 more each year than a low-risk driver
- Increasing physical damage deductibles could save as much as $450 each year
- It is possible to save as much as $140 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,402 |
| 20 | $2,696 |
| 30 | $1,236 |
| 40 | $1,186 |
| 50 | $1,084 |
| 60 | $1,064 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,480 |
| $250 | $1,344 |
| $500 | $1,186 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,186 |
| 50/100 | $1,327 |
| 100/300 | $1,421 |
| 250/500 | $1,666 |
| 100 CSL | $1,365 |
| 300 CSL | $1,572 |
| 500 CSL | $1,722 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,268 |
| 20 | $4,286 |
| 30 | $2,598 |
| 40 | $2,544 |
| 50 | $2,426 |
| 60 | $2,400 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $494 |
Discounts are estimated and may not be available from every company or in every state.
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