Chevrolet Traverse Insurance Rates

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UPDATED: Apr 7, 2024

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Chevrolet Traverse insurance

Estimated insurance rates for a Chevrolet Traverse are $1,186 a year for full coverage. Comprehensive insurance costs on average $270, collision insurance costs $404, and liability is $376. Liability-only insurance costs around $426 a year, and high-risk driver insurance costs $2,544 or more. 16-year-old drivers pay the most at up to $4,402 a year.

Average premium for full coverage: $1,186

Premium estimates by type of coverage:

Comprehensive $270
Collision $404
Liability $376

Includes $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Traverse trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Chevrolet Traverse range from as low as $426 for just liability insurance to a much higher rate of $2,544 for a driver that may need high-risk insurance.

Liability Only $426
Full Coverage $1,186
High Risk $2,544

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than congested cities. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

These rate differences show why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Chevrolet Traverse insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $692
  • Raising to $1,000 deductibles will save around $152 a year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,186
  • Buying more expensive low deductibles will cost an extra $294 every year
  • At-risk drivers with multiple tickets or accidents could pay upwards of $2,544
  • An auto insurance policy for full coverage for a teen driver with full coverage may cost $4,402

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing Chevrolet Traverse insurance prices range from $692 to $4,402 for full coverage

Insurance prices for a Chevrolet Traverse also have a wide range based on your driving characteristics, the trim level of your Traverse, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Chevrolet Traverse insurance prices. A middle-age driver might find prices as low as $780 a year in states like Idaho, Maine, and Iowa, or at least $1,690 on average in Michigan, Louisiana, and New York.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,350 $164 13.8%
Colorado $1,132 -$54 -4.6%
Connecticut $1,216 $30 2.5%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,098 -$88 -7.4%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $882 -$304 -25.6%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,126 -$60 -5.1%
Kentucky $1,614 $428 36.1%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $980 -$206 -17.4%
Massachusetts $944 -$242 -20.4%
Michigan $2,060 $874 73.7%
Minnesota $992 -$194 -16.4%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,272 $86 7.3%
Nebraska $932 -$254 -21.4%
Nevada $1,420 $234 19.7%
New Hampshire $856 -$330 -27.8%
New Jersey $1,326 $140 11.8%
New Mexico $1,050 -$136 -11.5%
New York $1,248 $62 5.2%
North Carolina $682 -$504 -42.5%
North Dakota $972 -$214 -18.0%
Ohio $816 -$370 -31.2%
Oklahoma $1,216 $30 2.5%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,074 -$112 -9.4%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,428 $242 20.4%
Utah $876 -$310 -26.1%
Vermont $808 -$378 -31.9%
Virginia $710 -$476 -40.1%
Washington $914 -$272 -22.9%
West Virginia $1,086 -$100 -8.4%
Wisconsin $820 -$366 -30.9%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $450 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 additional annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 132% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,110 $93
Chevrolet Traverse LS AWD $1,150 $96
Chevrolet Traverse LT 2WD $1,150 $96
Chevrolet Traverse LT AWD $1,212 $101
Chevrolet Traverse LTZ 2WD $1,252 $104
Chevrolet Traverse LTZ AWD $1,252 $104

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Traverse $306 $448 $338 $1,228
2023 Chevrolet Traverse $296 $436 $354 $1,222
2022 Chevrolet Traverse $286 $418 $364 $1,204
2021 Chevrolet Traverse $270 $404 $376 $1,186
2020 Chevrolet Traverse $260 $374 $384 $1,154
2019 Chevrolet Traverse $250 $352 $388 $1,126
2018 Chevrolet Traverse $240 $316 $390 $1,082
2017 Chevrolet Traverse $224 $292 $390 $1,042
2016 Chevrolet Traverse $216 $272 $394 $1,018
2015 Chevrolet Traverse $210 $254 $402 $1,002
2014 Chevrolet Traverse $194 $236 $402 $968
2013 Chevrolet Traverse $190 $214 $406 $946
2012 Chevrolet Traverse $176 $196 $402 $910
2011 Chevrolet Traverse $166 $178 $402 $882
2010 Chevrolet Traverse $162 $160 $398 $856
2009 Chevrolet Traverse $158 $156 $390 $840

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Chevrolet Traverse Insurance

Finding better rates on car insurance consists of being safe and accident-free, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

Below you'll find a recap of the data that was touched on in the above illustrations.

  • Drivers can save as much as $140 per year just by shopping early and online
  • Policyholders who require more liability protection will pay around $410 each year to raise from 30/60 bodily injury limits to 250/500 limits
  • Youthful drivers pay higher prices, as much as $367 per month including comprehensive and collision insurance
  • Higher risk drivers that have major violations or accidents will pay on average $1,360 more each year than a low-risk driver

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,402
20 $2,696
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,480
$250 $1,344
$500 $1,186
$1,000 $1,034

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,327
100/300 $1,421
250/500 $1,666
100 CSL $1,365
300 CSL $1,572
500 CSL $1,722

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,268
20 $4,286
30 $2,598
40 $2,544
50 $2,426
60 $2,400

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $83
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $84
Total Discounts $494
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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