Chevrolet Traverse Insurance Rates

U.S. average insurance prices for a Chevrolet Traverse are $1,186 every 12 months including full coverage. Comprehensive insurance costs approximately $270 a year, collision costs $404, and liability insurance is estimated at $376. Liability-only insurance costs approximately $426 a year, with high-risk driver insurance costing $2,544 or more. Teenage drivers pay the highest rates at $4,402 a year or more.

Average premium for full coverage: $1,186

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Traverse trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

The ranges above highlight why it is important to get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Chevrolet Traverse insurance rates for additional coverage and risk scenarios.

• The best discount rate is $692
• Choosing higher $1,000 deductibles can save $1,034 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,186
• Using low $100 deductibles for comp and collision coverage costs an extra $294 a year
• High-risk insureds who are prone to accidents and violations could pay around $2,544 or more
• The price to insure a teen driver can cost $4,402 each year

View Chart as Image

Car insurance prices for a Chevrolet Traverse are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Traverse.

Using high physical damage deductibles can save as much as $450 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,690 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Chevrolet Traverse Insurance

Getting lower rates on Chevrolet Traverse insurance takes avoiding accidents and violations, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Take the time to comparison shop at least every other year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a brief summary of the car insurance concepts touched on in the above illustrations.

• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,360 more per year for car insurance
• You may be able to save around $140 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $450 each year
• Drivers who purchase higher liability limits will pay an extra $410 per year to raise limits from a low limit to a 250/500 level