Chevrolet Traverse Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 7, 2024
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U.S. average insurance prices for a Chevrolet Traverse are $1,186 every 12 months including full coverage. Comprehensive insurance costs on average $270, collision costs $404, and liability is $376. Liability-only insurance costs around $426 a year, with high-risk driver insurance costing $2,544 or more. Teenage drivers pay the highest rates at $4,402 a year or more.
Average premium for full coverage: $1,186
Price estimates by individual coverage:
Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for all Traverse models.
Price Range from Low to High
For the average driver, Chevrolet Traverse insurance prices go from the cheapest price of $426 for the bare minimum liability coverage to the much higher price of $2,544 for high-risk insurance.
Geographic Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities.
The example below illustrates how location impacts car insurance rates.
The ranges above highlight why everyone should compare rates quotes based on a specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.
- The best discount rate is $692
- Raising to $1,000 deductibles will save around $152 every year
- The average price for the average middle-age driver with $500 deductibles is $1,186
- Using pricier low deductibles costs an extra $294 every year
- At-risk drivers who are prone to accidents and violations could pay upwards of $2,544 or more
- The price to insure a teen driver for full coverage may cost $4,402
Car insurance prices for a Chevrolet Traverse are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Traverse.
Using high physical damage deductibles can reduce prices by up to $450 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 extra each year, depending on your age. Chevrolet Traverse insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates
The state you live in also has a big influence on Chevrolet Traverse insurance prices. A middle-age driver might find prices as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,690 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,070 | -$116 | -9.8% |
| Alaska | $910 | -$276 | -23.3% |
| Arizona | $984 | -$202 | -17.0% |
| Arkansas | $1,186 | -$0 | 0.0% |
| California | $1,350 | $164 | 13.8% |
| Colorado | $1,132 | -$54 | -4.6% |
| Connecticut | $1,216 | $30 | 2.5% |
| Delaware | $1,340 | $154 | 13.0% |
| Florida | $1,480 | $294 | 24.8% |
| Georgia | $1,098 | -$88 | -7.4% |
| Hawaii | $852 | -$334 | -28.2% |
| Idaho | $804 | -$382 | -32.2% |
| Illinois | $882 | -$304 | -25.6% |
| Indiana | $894 | -$292 | -24.6% |
| Iowa | $798 | -$388 | -32.7% |
| Kansas | $1,126 | -$60 | -5.1% |
| Kentucky | $1,614 | $428 | 36.1% |
| Louisiana | $1,754 | $568 | 47.9% |
| Maine | $732 | -$454 | -38.3% |
| Maryland | $980 | -$206 | -17.4% |
| Massachusetts | $944 | -$242 | -20.4% |
| Michigan | $2,060 | $874 | 73.7% |
| Minnesota | $992 | -$194 | -16.4% |
| Mississippi | $1,420 | $234 | 19.7% |
| Missouri | $1,052 | -$134 | -11.3% |
| Montana | $1,272 | $86 | 7.3% |
| Nebraska | $932 | -$254 | -21.4% |
| Nevada | $1,420 | $234 | 19.7% |
| New Hampshire | $856 | -$330 | -27.8% |
| New Jersey | $1,326 | $140 | 11.8% |
| New Mexico | $1,050 | -$136 | -11.5% |
| New York | $1,248 | $62 | 5.2% |
| North Carolina | $682 | -$504 | -42.5% |
| North Dakota | $972 | -$214 | -18.0% |
| Ohio | $816 | -$370 | -31.2% |
| Oklahoma | $1,216 | $30 | 2.5% |
| Oregon | $1,086 | -$100 | -8.4% |
| Pennsylvania | $1,130 | -$56 | -4.7% |
| Rhode Island | $1,580 | $394 | 33.2% |
| South Carolina | $1,074 | -$112 | -9.4% |
| South Dakota | $1,000 | -$186 | -15.7% |
| Tennessee | $1,038 | -$148 | -12.5% |
| Texas | $1,428 | $242 | 20.4% |
| Utah | $876 | -$310 | -26.1% |
| Vermont | $808 | -$378 | -31.9% |
| Virginia | $710 | -$476 | -40.1% |
| Washington | $914 | -$272 | -22.9% |
| West Virginia | $1,086 | -$100 | -8.4% |
| Wisconsin | $820 | -$366 | -30.9% |
| Wyoming | $1,054 | -$132 | -11.1% |
Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,110 | $93 |
| Chevrolet Traverse LS AWD | $1,150 | $96 |
| Chevrolet Traverse LT 2WD | $1,150 | $96 |
| Chevrolet Traverse LT AWD | $1,212 | $101 |
| Chevrolet Traverse LTZ 2WD | $1,252 | $104 |
| Chevrolet Traverse LTZ AWD | $1,252 | $104 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2023 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2022 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2021 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2020 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2019 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2018 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2017 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2016 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2015 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2014 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2013 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2012 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2011 Chevrolet Traverse | $166 | $178 | $402 | $882 |
| 2010 Chevrolet Traverse | $162 | $160 | $398 | $856 |
| 2009 Chevrolet Traverse | $158 | $156 | $390 | $840 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Chevrolet Traverse Insurance
Getting lower rates on car insurance consists of having a decent driving record, maintaining a good credit score, being claim-free, and maximizing policy discounts. Spend time shopping around every couple of years by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following items are a condensed summary of the material that was touched on above.
- Policyholders who require additional liability coverage will pay an extra $410 per year to raise from a low limit to a 250/500 level
- 16 to 18-year-old drivers are expensive to insure, possibly costing $367 a month if the policy includes full coverage
- Higher risk drivers with multiple at-fault accidents may pay on average $1,360 more each year than a driver with a clean driving record
- Increasing physical damage deductibles could save as much as $450 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,402 |
| 20 | $2,696 |
| 30 | $1,236 |
| 40 | $1,186 |
| 50 | $1,084 |
| 60 | $1,064 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,480 |
| $250 | $1,344 |
| $500 | $1,186 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,186 |
| 50/100 | $1,327 |
| 100/300 | $1,421 |
| 250/500 | $1,666 |
| 100 CSL | $1,365 |
| 300 CSL | $1,572 |
| 500 CSL | $1,722 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,268 |
| 20 | $4,286 |
| 30 | $2,598 |
| 40 | $2,544 |
| 50 | $2,426 |
| 60 | $2,400 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $494 |
Discounts are estimated and may not be available from every company or in every state.
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