Chevrolet Traverse Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 7, 2024
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U.S. average insurance rates for a Chevrolet Traverse are $1,204 a year for full coverage insurance. Comprehensive costs approximately $286, collision insurance costs $418, and liability insurance is estimated at $364. A policy with just liability insurance costs approximately $416 a year, and coverage for high-risk drivers costs around $2,580. Teens pay the highest rates at up to $4,426 a year.
Average premium for full coverage: $1,204
Price estimates by individual coverage:
These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Traverse trim levels.
Price Range from Low to High
For the normal driver, Chevrolet Traverse insurance prices range from the low end price of $416 for a discount liability-only rate to a much higher rate of $2,580 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects auto insurance prices.
The ranges above illustrate why anyone shopping for car insurance should get quotes using their specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Chevrolet Traverse insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $704
- Choosing higher $1,000 deductibles can save $160 each year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,204
- Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,512
- High-risk insureds with serious driving violations could pay around $2,580
- The price that insures a teen driver with full coverage can cost $4,426 each year
Insurance prices for a Chevrolet Traverse are also quite variable based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,400 a year. View Rates by Age
The state you live in plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,620 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,088 | -$116 | -9.6% |
| Alaska | $924 | -$280 | -23.3% |
| Arizona | $1,000 | -$204 | -16.9% |
| Arkansas | $1,204 | -$0 | 0.0% |
| California | $1,372 | $168 | 14.0% |
| Colorado | $1,150 | -$54 | -4.5% |
| Connecticut | $1,236 | $32 | 2.7% |
| Delaware | $1,362 | $158 | 13.1% |
| Florida | $1,504 | $300 | 24.9% |
| Georgia | $1,114 | -$90 | -7.5% |
| Hawaii | $866 | -$338 | -28.1% |
| Idaho | $818 | -$386 | -32.1% |
| Illinois | $898 | -$306 | -25.4% |
| Indiana | $910 | -$294 | -24.4% |
| Iowa | $812 | -$392 | -32.6% |
| Kansas | $1,144 | -$60 | -5.0% |
| Kentucky | $1,642 | $438 | 36.4% |
| Louisiana | $1,784 | $580 | 48.2% |
| Maine | $744 | -$460 | -38.2% |
| Maryland | $996 | -$208 | -17.3% |
| Massachusetts | $960 | -$244 | -20.3% |
| Michigan | $2,090 | $886 | 73.6% |
| Minnesota | $1,010 | -$194 | -16.1% |
| Mississippi | $1,444 | $240 | 19.9% |
| Missouri | $1,070 | -$134 | -11.1% |
| Montana | $1,294 | $90 | 7.5% |
| Nebraska | $950 | -$254 | -21.1% |
| Nevada | $1,444 | $240 | 19.9% |
| New Hampshire | $868 | -$336 | -27.9% |
| New Jersey | $1,348 | $144 | 12.0% |
| New Mexico | $1,066 | -$138 | -11.5% |
| New York | $1,266 | $62 | 5.1% |
| North Carolina | $692 | -$512 | -42.5% |
| North Dakota | $986 | -$218 | -18.1% |
| Ohio | $830 | -$374 | -31.1% |
| Oklahoma | $1,236 | $32 | 2.7% |
| Oregon | $1,104 | -$100 | -8.3% |
| Pennsylvania | $1,146 | -$58 | -4.8% |
| Rhode Island | $1,606 | $402 | 33.4% |
| South Carolina | $1,090 | -$114 | -9.5% |
| South Dakota | $1,018 | -$186 | -15.4% |
| Tennessee | $1,054 | -$150 | -12.5% |
| Texas | $1,452 | $248 | 20.6% |
| Utah | $892 | -$312 | -25.9% |
| Vermont | $824 | -$380 | -31.6% |
| Virginia | $720 | -$484 | -40.2% |
| Washington | $928 | -$276 | -22.9% |
| West Virginia | $1,104 | -$100 | -8.3% |
| Wisconsin | $832 | -$372 | -30.9% |
| Wyoming | $1,070 | -$134 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $470 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $327 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,124 | $94 |
| Chevrolet Traverse LS AWD | $1,164 | $97 |
| Chevrolet Traverse LT 2WD | $1,164 | $97 |
| Chevrolet Traverse LT AWD | $1,232 | $103 |
| Chevrolet Traverse LTZ 2WD | $1,272 | $106 |
| Chevrolet Traverse LTZ AWD | $1,272 | $106 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2023 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2022 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2021 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2020 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2019 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2018 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2017 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2016 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2015 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2014 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2013 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2012 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2011 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2010 Chevrolet Traverse | $166 | $178 | $402 | $882 |
| 2009 Chevrolet Traverse | $162 | $160 | $398 | $856 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chevrolet Traverse Insurance
Getting lower rates on Chevrolet Traverse insurance takes having a decent driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Compare rates once a year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.
The following items are a brief summary of the data that was presented in the illustrations above.
- It is possible to save around $140 per year just by shopping early and online
- Drivers who purchase additional liability coverage will pay approximately $400 annually to raise limits from a low limit to the 250/500 level
- 16 to 18-year-old drivers are expensive to insure, as much as $369 a month if full coverage is included
- High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,380 more per year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,426 |
| 20 | $2,732 |
| 30 | $1,254 |
| 40 | $1,204 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,512 |
| $250 | $1,370 |
| $500 | $1,204 |
| $1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,204 |
| 50/100 | $1,345 |
| 100/300 | $1,436 |
| 250/500 | $1,672 |
| 100 CSL | $1,381 |
| 300 CSL | $1,581 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,312 |
| 20 | $4,340 |
| 30 | $2,634 |
| 40 | $2,580 |
| 50 | $2,456 |
| 60 | $2,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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