Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Chevrolet Trax are $1,246 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $240 a year, collision costs $418, and liability coverage is $430. Liability-only insurance costs around $486 a year, with high-risk driver insurance costing $2,692 or more. Teens pay the most at $4,776 a year or more.

Average premium for full coverage: $1,246

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Trax trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why it is important to compare rates quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $728
• Raising to $1,000 deductibles will save $1,096 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,246
• Selecting low $100 deductibles costs an extra $290 each year
• Unlucky drivers with serious driving violations could pay around $2,692 or more
• An auto insurance policy to insure a teenage driver can cost $4,776

View Chart as Image

Insurance prices for a Chevrolet Trax also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Trax.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $440 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $387 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Chevrolet Trax insurance rates. A middle-age driver might find prices as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,680 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, and prices will be substantially different.

How to Shop for the Best Cheap Chevrolet Trax Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates once a year by getting quotes from direct insurance companies, and also from local insurance agencies.

The list below is a quick review of the data that was covered in the above illustrations.

• It is possible to save around $150 per year simply by quoting early and online
• Consumers who purchase higher liability limits will pay approximately $470 annually to raise from 30/60 bodily injury limits to a 250/500 level
• Teenagers are the costliest to insure, with premiums being up to $398 per month if full coverage is included
• Drivers with a DUI or reckless driving violation may have to pay on average $1,450 more per year for car insurance

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.