Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage insurance. Comprehensive costs on average $226 a year, collision costs $404, and liability is $442. A liability-only policy costs around $496 a year, with high-risk insurance costing around $2,668. Teenage drivers pay the most at $4,762 a year or more.

Average premium for full coverage: $1,230

Premium estimates by type of coverage:

These estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Trax trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than densely populated cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best discount rate is $718
• Raising to $1,000 deductibles will save around $1,088 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,230
• Using low $100 deductibles will cost $1,508
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,668 or more
• An auto insurance policy with full coverage for a teen driver may cost $4,762

View Chart as Image

Auto insurance prices for a Chevrolet Trax also have a wide range based on the model of your Trax, your risk profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $420 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Chevrolet Trax insurance prices. A middle-age driver might find prices as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,660 on average in Michigan, New York, and Florida.

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With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different between companies.

How to Buy Cheap Chevrolet Trax Insurance

Finding better rates on car insurance consists of not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to compare rates at least every other year by quoting rates from direct insurance companies, and also from local exclusive and independent agents.

The following is a brief summary of the car insurance concepts covered in the above illustrations.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,440 more each year for Trax insurance
• It is possible to save as much as $150 per year simply by quoting early and online
• Increasing policy deductibles could save up to $425 each year
• Policyholders who require higher liability limits will pay an extra $490 annually to raise from 30/60 bodily injury limits to higher 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.