Chevrolet Trax Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 9, 2024
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated insurance prices for a Chevrolet Trax are $1,246 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $240, collision costs $418, and liability coverage is estimated at $430. A policy with only liability insurance costs approximately $486 a year, with a high-risk policy costing $2,692 or more. Teens pay the most at $4,776 a year or more.
Average premium for full coverage: $1,246
Premium estimates by type of coverage:
Rates are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different Trax trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Chevrolet Trax go from the cheapest price of $486 for the bare minimum liability coverage to a much higher rate of $2,692 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city has a large influence on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.
The price range example below illustrates how location helps determine auto insurance prices.
These rate differences illustrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $728
- Choosing higher $1,000 deductibles can save $150 each year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,246
- Selecting more expensive low deductibles for comp and collision coverage costs an extra $290 each year
- Drivers with serious driving violations could pay around $2,692 or more
- An auto insurance policy to insure a teenage driver with full coverage can cost $4,776 each year
Car insurance prices for a Chevrolet Trax also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Trax.
Choosing higher comprehensive and collision insurance deductibles can save as much as $440 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $387 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance ranges around 44% to 134% more than the average policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,680 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,126 | -$120 | -9.6% |
| Alaska | $956 | -$290 | -23.3% |
| Arizona | $1,034 | -$212 | -17.0% |
| Arkansas | $1,246 | -$0 | 0.0% |
| California | $1,418 | $172 | 13.8% |
| Colorado | $1,190 | -$56 | -4.5% |
| Connecticut | $1,282 | $36 | 2.9% |
| Delaware | $1,410 | $164 | 13.2% |
| Florida | $1,556 | $310 | 24.9% |
| Georgia | $1,148 | -$98 | -7.9% |
| Hawaii | $894 | -$352 | -28.3% |
| Idaho | $842 | -$404 | -32.4% |
| Illinois | $928 | -$318 | -25.5% |
| Indiana | $938 | -$308 | -24.7% |
| Iowa | $840 | -$406 | -32.6% |
| Kansas | $1,186 | -$60 | -4.8% |
| Kentucky | $1,698 | $452 | 36.3% |
| Louisiana | $1,844 | $598 | 48.0% |
| Maine | $768 | -$478 | -38.4% |
| Maryland | $1,028 | -$218 | -17.5% |
| Massachusetts | $998 | -$248 | -19.9% |
| Michigan | $2,164 | $918 | 73.7% |
| Minnesota | $1,042 | -$204 | -16.4% |
| Mississippi | $1,492 | $246 | 19.7% |
| Missouri | $1,106 | -$140 | -11.2% |
| Montana | $1,340 | $94 | 7.5% |
| Nebraska | $982 | -$264 | -21.2% |
| Nevada | $1,492 | $246 | 19.7% |
| New Hampshire | $898 | -$348 | -27.9% |
| New Jersey | $1,394 | $148 | 11.9% |
| New Mexico | $1,102 | -$144 | -11.6% |
| New York | $1,312 | $66 | 5.3% |
| North Carolina | $718 | -$528 | -42.4% |
| North Dakota | $1,020 | -$226 | -18.1% |
| Ohio | $860 | -$386 | -31.0% |
| Oklahoma | $1,280 | $34 | 2.7% |
| Oregon | $1,142 | -$104 | -8.3% |
| Pennsylvania | $1,188 | -$58 | -4.7% |
| Rhode Island | $1,660 | $414 | 33.2% |
| South Carolina | $1,126 | -$120 | -9.6% |
| South Dakota | $1,052 | -$194 | -15.6% |
| Tennessee | $1,092 | -$154 | -12.4% |
| Texas | $1,502 | $256 | 20.5% |
| Utah | $922 | -$324 | -26.0% |
| Vermont | $854 | -$392 | -31.5% |
| Virginia | $746 | -$500 | -40.1% |
| Washington | $962 | -$284 | -22.8% |
| West Virginia | $1,142 | -$104 | -8.3% |
| Wisconsin | $864 | -$382 | -30.7% |
| Wyoming | $1,108 | -$138 | -11.1% |
With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Each auto insurer calculates prices differently, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trax | $268 | $452 | $390 | $1,268 |
| 2023 Chevrolet Trax | $256 | $448 | $398 | $1,260 |
| 2022 Chevrolet Trax | $248 | $436 | $416 | $1,258 |
| 2021 Chevrolet Trax | $240 | $418 | $430 | $1,246 |
| 2020 Chevrolet Trax | $226 | $404 | $442 | $1,230 |
| 2019 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
| 2018 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
| 2017 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
| 2016 Chevrolet Trax | $188 | $292 | $460 | $1,098 |
| 2015 Chevrolet Trax | $180 | $272 | $464 | $1,074 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Trax Insurance
Finding better rates on auto insurance takes being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Invest time comparing rates at least once a year by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The items below are a quick review of the primary concepts that were covered in the charts and tables above.
- It is possible to save around $150 per year simply by shopping early and online
- Drivers with a DUI or reckless driving violation may have to pay on average $1,450 more per year to insure their Trax
- Increasing policy deductibles could save as much as $450 each year
- Teen drivers pay the highest auto insurance prices, with premiums being up to $398 per month if the policy includes full coverage
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,776 |
| 20 | $2,876 |
| 30 | $1,286 |
| 40 | $1,246 |
| 50 | $1,140 |
| 60 | $1,116 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,536 |
| $250 | $1,400 |
| $500 | $1,246 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,246 |
| 50/100 | $1,332 |
| 100/300 | $1,440 |
| 250/500 | $1,719 |
| 100 CSL | $1,375 |
| 300 CSL | $1,612 |
| 500 CSL | $1,784 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,786 |
| 20 | $4,578 |
| 30 | $2,740 |
| 40 | $2,692 |
| 50 | $2,574 |
| 60 | $2,550 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $54 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $518 |
Discounts are estimated and may not be available from every company or in every state.
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