Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Chevrolet Trax are $1,230 annually with full coverage. Comprehensive insurance costs approximately $226 a year, collision costs $404, and liability is estimated at $442. Liability-only insurance costs approximately $496 a year, with high-risk driver insurance costing $2,668 or more. Teenage drivers pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Trax trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations have fewer collision claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why it is important to get quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.

• The best discount rate is $718
• Choosing higher $1,000 deductibles can save $1,088 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,230
• Using low $100 deductibles for comp and collision coverage costs an additional $278 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,668 or more
• The price with full coverage for a 16-year-old driver can cost $4,762 each year

View Chart as Image

Car insurance prices for a Chevrolet Trax are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy ranges from 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $420 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,660 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different between companies.

How to Buy Cheap Chevrolet Trax Insurance

Getting lower rates on insurance for a Chevrolet Trax takes avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest the time to shop around every other policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief summary of the ideas that were illustrated above.

• Teenagers pay the highest auto insurance prices, costing up to $397 a month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,440 more per year for car insurance
• Increasing physical damage deductibles could save up to $425 each year
• You may be able to save around $150 per year simply by quoting early and online

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.