Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage insurance. Comprehensive insurance costs around $226 a year, collision costs $404, and liability costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing $2,668 or more. Teenage drivers cost the most to insure at $4,762 a year or more.

Average premium for full coverage: $1,230

Policy rates for type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance rates.

The examples above illustrate why it is important to compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best discount rate is $718
• Drivers who choose higher $1,000 deductibles will pay about $1,088 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,230
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $278 annually
• Drivers who are prone to accidents and violations could pay at least $2,668 or more
• Policy cost with full coverage for a 16-year-old driver can be $4,762 a year

View Chart as Image

Insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,500 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $420 annually, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,660 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to get quotes from multiple companies. Every company uses a different method to calculate rates, and rates will be varied between companies.

How to Buy the Right Chevrolet Trax Insurance

Finding cheaper rates on insurance for a Chevrolet Trax not only requires being a good driver, but also having good credit, being claim-free, and taking advantage of discounts. Invest time comparing rates at least once a year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a quick rundown of the primary concepts that were covered in the charts and tables above.

• It is possible to save up to $150 per year simply by quoting early and online
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,440 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers age 16 to 20 are charged the highest rates, possibly costing $397 each month if they have full coverage

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.