Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Chevrolet Trax are $1,230 a year including full coverage. Comprehensive costs around $226 a year, collision insurance costs $404, and liability costs around $442. Buying just liability costs as low as $496 a year, and insurance for high-risk drivers costs around $2,668. Teen drivers cost the most to insure at up to $4,762 a year.

Average premium for full coverage: $1,230

Policy rates for type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $718
• Using higher $1,000 deductibles will save about $1,088 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,230
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,508
• Drivers with multiple violations and an at-fault accident could pay at least $2,668
• Policy cost that insures a teen driver can be $4,762 or more

View Chart as Image

Insurance rates for a Chevrolet Trax also range considerably based on the trim level of your Trax, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 136% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $4,700 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Trax insurance prices. A driver around age 40 might see rates as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,760 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $420 every year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Chevrolet Trax Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Shop around at every policy renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a brief review of the data covered above.

• Policyholders who may need more liability coverage will pay about $490 per year to increase from a 30/60 limit to the 250/500 level
• You may be able to save up to $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Teen drivers pay higher rates, with premiums being up to $397 each month if full coverage is included

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.