Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Chevrolet Trax are $1,230 a year with full coverage. Comprehensive insurance costs around $226 each year, collision insurance costs $404, and liability insurance costs around $442. A liability-only policy costs as low as $496 a year, and high-risk insurance costs $2,668 or more. 16-year-old drivers cost the most to insure at up to $4,762 a year.

Average premium for full coverage: $1,230

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Trax models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

The examples above demonstrate why all drivers should compare prices for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $718
• Using higher $1,000 deductibles will save about $142 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,230
• Buying low deductibles for physical damage coverage will cost an additional $278 a year
• Drivers with multiple tickets or accidents could pay at least $2,668
• Policy cost that insures a teen driver can be $4,762 or more

View Chart as Image

Car insurance rates for a Chevrolet Trax also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,500 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 136% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged as much as $4,700 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $890 a year in states like New Hampshire, Ohio, and Utah, or at least $1,660 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $420 each year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Chevrolet Trax Insurance

Finding cheaper rates on Chevrolet Trax insurance requires having a decent driving record, having a positive credit history, not filing small claims, and consideration of higher deductibles. Comparison shop every time your policy renews by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a brief review of the information raised in the charts and tables above.

• You may be able to save up to $150 per year just by quoting online in advance
• 16 to 18-year-old drivers are the costliest to insure, as much as $397 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,440 more every year than a driver with a clean driving record
• Drivers who may need additional liability coverage will pay around $490 every year to increase from a 30/60 limit to the 250/500 level

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.