Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Chevrolet Trax are $1,246 a year for full coverage. Comprehensive insurance costs around $240 a year, collision costs $418, and liability coverage is $430. Liability-only coverage costs around $486 a year, with high-risk coverage costing $2,692 or more. Teens cost the most to insure at $4,776 a year or more.

Average premium for full coverage: $1,246

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all states and Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance rates.

The examples above show why it is important to compare rates quotes for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $728
• Raising to $1,000 deductibles will save about $1,096 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,246
• Selecting low $100 deductibles will cost an additional $290 each year
• Unlucky drivers with serious driving violations could pay at least $2,692 or more
• Policy cost that insures a teenage driver can be $4,776

View Chart as Image

Insurance rates for a Chevrolet Trax also range considerably based on the trim level of your Trax, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,700 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Trax insurance rates. A middle-age driver might find rates as low as $820 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,780 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $440 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $387 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know your exact price is to get quotes and see how they stack up. Every auto insurance company calculates rates differently, and rates will be varied.

How to Find the Best Chevrolet Trax Insurance

Finding cheaper rates on auto insurance consists of being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates every year by quoting rates from direct carriers, and also from several local insurance agents.

Below you'll find a brief recap of the coverage data presented in the illustrations above.

• Drivers can save up to $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Youthful drivers are charged the highest rates, costing up to $398 each month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations pay on average $1,450 more every year than a low-risk driver

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.