Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Chevrolet Trax are $1,230 a year with full coverage. Comprehensive costs approximately $226 a year, collision costs $404, and liability costs around $442. Liability-only insurance costs as low as $496 a year, with high-risk driver insurance costing around $2,668. Teens cost the most to insure at $4,762 a year or more.

Average premium for full coverage: $1,230

Policy rates by type of insurance:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $718
• Using higher $1,000 deductibles will save $1,088 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,230
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,508
• High-risk insureds with serious driving violations could pay around $2,668 or more
• Policy cost for full coverage for a 16-year-old driver can cost $4,762 or more

View Chart as Image

Auto insurance rates for a Chevrolet Trax also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Trax insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,660 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $420 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 42% to 136% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Each insurance company calculates rates differently, and quoted rates will be varied from one company to the next.

How to Find the Best Cheap Chevrolet Trax Insurance

Finding cheaper rates on insurance for a Chevrolet Trax requires not taking risks behind the wheel, having good credit, not filing small claims, and not having any coverage lapses. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a quick review of the information touched on in the above illustrations.

• You may be able to save around $150 per year simply by quoting early and online
• Teens have the highest car insurance rates, as much as $397 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,440 more per year for Trax insurance
• Insureds who purchase higher liability limits will pay approximately $490 every year to increase from a 30/60 limit to 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.