Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Chevrolet Trax are $1,230 annually including full coverage. Comprehensive insurance costs approximately $226 a year, collision costs $404, and liability is $442. Liability-only insurance costs around $496 a year, with high-risk driver insurance costing $2,668 or more. Teenage drivers pay the most at $4,762 a year or more.

Average premium for full coverage: $1,230

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Trax trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.

• The best discount rate is $718
• Raising to $1,000 deductibles will save $1,088 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,230
• Using low $100 deductibles costs an additional $278 annually
• Drivers who are prone to accidents and violations could pay around $2,668 or more
• An auto insurance policy with full coverage for a 16-year-old driver can cost $4,762

View Chart as Image

Insurance prices for a Chevrolet Trax also have a wide range based on the model of your Trax, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $420 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Chevrolet Trax insurance prices. A middle-age driver might find prices as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different between companies.

How to Buy Low Cost Chevrolet Trax Insurance

Finding better rates on insurance for a Chevrolet Trax consists of avoiding accidents and claims, having good credit, refrain from filing small claims, and qualifying for all possible discounts. Set aside time to shop around at every policy renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a review of the data raised in the charts and tables above.

• Insureds who purchase increased liability limits will pay an extra $490 per year to raise from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save around $150 per year simply by quoting early and online
• Increasing policy deductibles could save up to $425 each year
• Drivers under the age of 20 are the costliest to insure, with the cost nearing $397 per month if they have full coverage

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.