Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Chevrolet Trax are $1,230 every 12 months with full coverage. Comprehensive insurance costs on average $226, collision costs $404, and liability coverage is $442. A policy with only liability insurance costs around $496 a year, with a high-risk policy costing $2,668 or more. Teen drivers pay the most at $4,762 a year or more.

Average premium for full coverage: $1,230

Premium estimates by type of coverage:

Rate estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all Trax models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences demonstrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $718
• Raising to $1,000 deductibles will save around $142 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,230
• Choosing pricier low deductibles costs an extra $278 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,668 or more
• An auto insurance policy to insure a teenage driver for full coverage may cost $4,762

View Chart as Image

Car insurance prices for a Chevrolet Trax also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Trax.

Choosing high deductibles can reduce prices by up to $420 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,000 extra annually, depending on your age. Chevrolet Trax insurance for high-risk drivers is expensive and can cost around 42% to 136% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Chevrolet Trax insurance rates. A middle-age driver might find prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,660 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different.

How to Shop for the Best Chevrolet Trax Insurance

Finding better rates on auto insurance consists of having a good driving record, maintaining a good credit score, being claim-free, and maximizing policy discounts. Set aside time to compare rates once a year by requesting quotes from direct companies, and also from local exclusive and independent agents.

The next list is a brief recap of the data that was covered above.

• You may be able to save as much as $150 per year simply by quoting online well ahead of the renewal date
• Consumers who require increased levels of liability coverage will pay about $490 every year to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers age 20 and younger are expensive to insure, possibly costing $397 per month if the policy includes full coverage
• Drivers who tend to receive serious violations may pay on average $1,440 more each year to buy Chevrolet Trax insurance

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.