Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage. Comprehensive insurance costs around $226, collision insurance costs $404, and liability coverage costs $442. Buying just liability costs as little as $496 a year, and insurance for high-risk drivers costs $2,668 or more. 16-year-old drivers pay the highest rates at up to $4,762 a year.

Average premium for full coverage: $1,230

Price estimates for individual coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different Trax trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than congested cities. The price range example below illustrates how your location can change auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $718
• Drivers who choose higher $1,000 deductibles will pay about $142 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,230
• Buying more expensive low deductibles for comprehensive and collision insurance costs an additional $278 each year
• High-risk insureds with multiple tickets or accidents could pay at least $2,668
• The price with full coverage for a teenage driver with full coverage can be $4,762 a year

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Insurance prices for a Chevrolet Trax are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,500 to $2,000 additional each year, depending on your age. High-risk driver insurance can cost around 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $420 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chevrolet Trax insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or at least $1,760 on average in Michigan, Louisiana, and New York.

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How to Buy Low Cost Chevrolet Trax Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a review of the information illustrated above.

• Drivers can save up to $150 per year just by shopping early and online
• Drivers age 16 to 20 are charged the highest prices, with premiums as much as $397 a month if they have full coverage
• Increasing physical damage deductibles could save up to $425 each year
• Drivers who have several accidents or serious violations pay an average of $1,440 more every year than a safer driver
• Consumers who may need an increased level of liability coverage will pay around $490 each year to go from a low limit to higher 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.