Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance prices for a Chevrolet Trax are $1,230 every 12 months with full coverage. Comprehensive costs around $226 each year, collision costs $404, and liability insurance costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing around $2,668. Teenage drivers pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates for individual coverage:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Trax models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Areas with sparse population have more infrequent collision claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance rates.

The ranges above demonstrate why all drivers should compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The best discount rate is $718
• Drivers who choose higher $1,000 deductibles will pay about $142 annually
• The average price for the average middle-age driver using $500 deductibles is $1,230
• Using low deductibles for comprehensive and collision insurance increases the price to $1,508
• High risk drivers who are prone to accidents and violations could pay at least $2,668 or more
• The price to insure a teen driver can be $4,762 a year

View Chart as Image

Car insurance prices for a Chevrolet Trax are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Using high physical damage deductibles could save up to $420 each year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged as much as $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,500 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Trax insurance rates. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,660 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out your exact price is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes may be quite different.

How to Shop for Cheaper Chevrolet Trax Insurance

Getting lower rates on Chevrolet Trax insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates every couple of years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the material that was covered in the charts and tables above.

• Drivers who may need higher liability limits will pay an extra $490 every year to go from a low limit to a 250/500 level
• Teenagers are the costliest to insure, costing up to $397 a month if the policy includes full coverage
• High-risk drivers with multiple at-fault accidents pay on average $1,440 more every year for car insurance
• Increasing physical damage deductibles could save as much as $425 each year

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.