Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Chevrolet Trax are $1,230 annually including full coverage. Comprehensive insurance costs on average $226 each year, collision costs $404, and liability coverage is estimated at $442. Liability-only insurance costs approximately $496 a year, with high-risk driver insurance costing $2,668 or more. Teens pay the most at $4,762 a year or more.

Average premium for full coverage: $1,230

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Trax models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how your location can change car insurance rates.

These rate differences highlight why all drivers should get quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $718
• Choosing higher $1,000 deductibles can save around $142 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,230
• Selecting low deductibles for comp and collision coverage costs an additional $278 each year
• Drivers with serious driving violations could pay upwards of $2,668 or more
• An auto insurance policy with full coverage for a teenage driver may cost $4,762 each year

View Chart as Image

Insurance prices for a Chevrolet Trax also have a wide range based on the model of your Trax, your driving characteristics, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,760 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, and prices will be substantially different between companies.

How to Buy Low Cost Chevrolet Trax Insurance

Finding better rates on auto insurance takes being a low-risk driver, having good credit, refrain from filing small claims, and insuring your home and auto with the same company. Invest the time to shop around once a year by quoting rates from direct car insurance companies, and also from several local insurance agents.

The items below are a review of the data that was illustrated above.

• You may be able to save as much as $150 per year simply by quoting online in advance
• Consumers who require more liability coverage will pay approximately $490 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teen drivers pay higher prices, with the cost nearing $397 per month if they have full coverage
• Drivers who have several accidents or serious violations pay on average $1,440 more each year to insure their Trax

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.