Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Chevrolet Trax are $1,230 a year for full coverage insurance. Comprehensive costs around $226, collision costs $404, and liability is estimated at $442. A liability-only policy costs approximately $496 a year, with high-risk insurance costing around $2,668. Teen drivers receive the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Rate estimates for individual coverage type:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Trax trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates how location impacts auto insurance rates.

These examples illustrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Chevrolet Trax insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $718
• Choosing higher $1,000 deductibles can save about $142 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,230
• Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,508
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,668 or more
• The cost for full coverage for a teen driver with full coverage can be $4,762 each year

View Chart as Image

Insurance rates for a Chevrolet Trax can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,660 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $420 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges as much as 42% to 136% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so the rates can be significantly different from one company to the next.

How to Find the Right Chevrolet Trax Insurance

Saving money on car insurance takes having a good driving record, maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Spend time shopping around at least every other year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The next list is a quick rundown of the car insurance concepts touched on above.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,440 more every year to buy Chevrolet Trax insurance
• It is possible to save up to $150 per year simply by shopping early and online
• Increasing deductibles can save around $425 each year
• Policyholders who may need increased levels of liability coverage will pay about $490 annually to raise limits from a minimum limit to 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.