Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Chevrolet Trax are $1,230 a year with full coverage. Comprehensive insurance costs on average $226 each year, collision costs $404, and liability costs $442. Liability-only coverage costs as little as $496 a year, with high-risk coverage costing $2,668 or more. Teen drivers pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Trax models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than larger metro areas.

The graphic below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why all drivers should compare rates based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $718
• Drivers who choose higher $1,000 deductibles will pay around $142 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,230
• Choosing low deductibles for comprehensive and collision insurance will cost an additional $278 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,668 or more
• The price that insures a 16-year-old driver may cost $4,762 a year

View Chart as Image

Auto insurance prices for a Chevrolet Trax are also quite variable based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,500 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost from 42% to 136% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,700 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,660 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $420 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and quoted prices may be quite different.

How to Find the Best Cheap Chevrolet Trax Insurance

Getting lower rates on insurance for a Chevrolet Trax not only requires being a good driver, but also maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Shop around every other policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The following list is a quick review of the ideas that were touched on in this article.

• Drivers age 16 to 20 are charged the highest prices, costing up to $397 a month if the policy includes full coverage
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,440 more each year than a safer driver
• Increasing physical damage deductibles can save approximately $425 each year
• You may be able to save as much as $150 per year simply by quoting online in advance

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.