Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Chevrolet Trax are $1,230 a year for full coverage insurance. Comprehensive insurance costs approximately $226 each year, collision costs $404, and liability costs around $442. A policy with only liability insurance costs as low as $496 a year, with a high-risk policy costing $2,668 or more. 16-year-old drivers pay the most at $4,762 a year or more.

Average premium for full coverage: $1,230

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Trax models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates how where you live affects auto insurance prices.

These rate differences illustrate why all drivers should compare prices using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $718
• Using higher $1,000 deductibles will save $142 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,230
• Buying low deductibles for physical damage coverage will cost an extra $278 annually
• High-risk insureds with multiple tickets or accidents could pay around $2,668 or more
• An auto insurance policy for full coverage for a 16-year-old driver can cost $4,762 or more

View Chart as Image

Car insurance prices for a Chevrolet Trax also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Trax insurance prices. A driver around age 40 might see prices as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,660 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $420 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers can be from 42% to 136% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.

How to Find the Best Cheap Chevrolet Trax Insurance

Finding better rates on insurance for a Chevrolet Trax requires avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to comparison shop at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a quick review of the car insurance concepts touched on in the above illustrations.

• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,440 more per year for car insurance
• It is possible to save around $150 per year simply by quoting online in advance
• Increasing policy deductibles can save around $425 each year
• Insureds who purchase higher liability limits will pay around $490 annually to increase from 30/60 bodily injury limits to 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.