Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance prices for a Chevrolet Trax are $1,230 every 12 months with full coverage. Comprehensive insurance costs on average $226 each year, collision insurance costs $404, and liability coverage costs $442. A liability-only policy costs as little as $496 a year, and high-risk insurance costs $2,668 or more. Teenage drivers receive the highest rates at up to $4,762 a year.

Average premium for full coverage: $1,230

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Trax models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have more infrequent collision claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

These examples demonstrate why all drivers should compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best discount rate is $718
• Drivers who choose higher $1,000 deductibles will pay around $142 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,230
• Using low deductibles for comprehensive and collision insurance costs an extra $278 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,668
• The cost to insure a teenage driver may cost $4,762 a year

View Chart as Image

Insurance rates for a Chevrolet Trax can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Trax.

Using high physical damage deductibles could save up to $420 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost around 42% to 136% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Chevrolet Trax insurance rates. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,660 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Affordable Chevrolet Trax Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Spend time shopping around at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief review of the car insurance concepts touched on above.

• Drivers with DUI or reckless driving convictions may pay on average $1,440 more each year to insure a Chevrolet Trax
• You may be able to save as much as $150 per year just by quoting online in advance
• Increasing deductibles could save as much as $425 each year
• Consumers who require increased liability limits will pay an extra $490 every year to go from a minimum limit to a 250/500 level

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.