Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Chevrolet Trax are $1,230 a year for full coverage insurance. Comprehensive costs on average $226 each year, collision costs $404, and liability insurance costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing around $2,668. Teenage drivers receive the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Rate estimates by individual coverage type:

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Trax models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

These examples illustrate why all drivers should compare prices based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best discount rate is $718
• Using higher $1,000 deductibles will save around $142 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,230
• Using low deductibles for physical damage coverage bumps up the cost to $1,508
• Drivers who are prone to accidents and violations could pay upwards of $2,668 or more
• The cost that insures a teen driver may cost $4,762 or more

View Chart as Image

Auto insurance rates for a Chevrolet Trax can also vary considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $4,700 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,660 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $420 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

How to Find Low Cost Chevrolet Trax Insurance

Saving money on Chevrolet Trax insurance requires being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices every year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a review of the coverage data touched on in the above illustrations.

• It is possible to save as much as $150 per year simply by quoting online in advance
• Increasing deductibles can save approximately $425 each year
• Teenage drivers are charged the highest rates, costing up to $397 per month if the policy includes full coverage
• High-risk drivers who have several accidents or serious violations may pay on average $1,440 more each year for auto insurance

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.