Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Estimated auto insurance rates for a Chrysler Pacifica are $1,184 annually for full coverage insurance. Comprehensive insurance costs on average $260, collision insurance costs $400, and liability coverage costs $388. A policy with only liability insurance costs as little as $434 a year, and a high-risk policy costs $2,542 or more. Teens pay the most at up to $4,420 a year.

Average premium for full coverage: $1,184

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all Pacifica models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $690
• Drivers who choose higher $1,000 deductibles will pay around $150 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,184
• Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $288 each year
• High-risk insureds with serious driving violations could pay upwards of $2,542
• An auto insurance policy with full coverage for a teenage driver for full coverage may cost $4,420 a year

View Chart as Image

Car insurance prices for a Chrysler Pacifica also have a wide range based on the model of your Pacifica, your risk profile, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 extra annually, depending on your age. Chrysler Pacifica insurance for high-risk drivers can cost around 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $440 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Chrysler Pacifica insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,600 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy Cheap Chrysler Pacifica Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by requesting quotes from direct insurance companies, and also from local exclusive and independent agents.

Below you'll find a brief summary of the ideas that were covered above.

• Youthful drivers are expensive to insure, with premiums being up to $368 per month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations may pay on average $1,360 more each year than a low-risk driver
• Increasing policy deductibles could save up to $450 each year
• It is possible to save as much as $140 per year just by quoting online well ahead of the renewal date

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.