Chrysler Pacifica Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

U.S. average insurance prices for a Chrysler Pacifica are $808 every 12 months for full coverage insurance. Comprehensive insurance costs around $144, collision costs $152, and liability costs $376. Liability-only coverage costs as little as $426 a year, with high-risk coverage costing $1,718 or more. Teenage drivers pay the highest rates at $3,228 a year or more.

Average premium for full coverage: $808

Price estimates for individual coverage:

Comprehensive $144
Collision $152
Liability $376

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Pacifica models.

Price Range from Low to High

For a driver in their 40's, Chrysler Pacifica insurance prices go from the cheapest price of $426 for liability-only coverage to the much higher price of $1,718 for a driver who has had serious violations or accidents.

Liability Only $426
Full Coverage $808
High Risk $1,718

Geographic Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population have more infrequent physical damage claims than densely populated cities.

The example below illustrates how location helps determine auto insurance rates.

Rural Areas $606
Small Cities $848
Large Cities $1,091

The ranges above illustrate why everyone should compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Chrysler Pacifica insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $500
  • Drivers who choose higher $1,000 deductibles will pay about $70 each year
  • The average price for the average middle-age driver using $500 deductibles is $808
  • Using pricier low deductibles for comprehensive and collision insurance costs an extra $126 annually
  • Drivers who are prone to accidents and violations could pay at least $1,718 or more
  • The price to insure a 16-year-old driver for full coverage can be $3,228 a year

View Chart as Image

Chrysler Pacifica insurance cost comparison chart
Column chart showing full coverage Chrysler Pacifica insurance prices range from $500 to $3,228

Auto insurance prices for a Chrysler Pacifica are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could save up to $200 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $800 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $3,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $900 to $1,400 in extra premium each year, depending on your age. Chrysler Pacifica insurance for high-risk drivers can cost from 43% to 124% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Chrysler Pacifica insurance prices. A 40-year-old driver could pay as low as $530 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,090 on average in Michigan, New York, and Florida.

Chrysler Pacifica Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $730 -$78 -9.7%
Alaska $618 -$190 -23.5%
Arizona $668 -$140 -17.3%
Arkansas $808 -$0 0.0%
California $920 $112 13.9%
Colorado $770 -$38 -4.7%
Connecticut $828 $20 2.5%
Delaware $912 $104 12.9%
Florida $1,008 $200 24.8%
Georgia $746 -$62 -7.7%
Hawaii $580 -$228 -28.2%
Idaho $548 -$260 -32.2%
Illinois $600 -$208 -25.7%
Indiana $608 -$200 -24.8%
Iowa $542 -$266 -32.9%
Kansas $766 -$42 -5.2%
Kentucky $1,100 $292 36.1%
Louisiana $1,194 $386 47.8%
Maine $498 -$310 -38.4%
Maryland $666 -$142 -17.6%
Massachusetts $642 -$166 -20.5%
Michigan $1,402 $594 73.5%
Minnesota $676 -$132 -16.3%
Mississippi $966 $158 19.6%
Missouri $718 -$90 -11.1%
Montana $866 $58 7.2%
Nebraska $634 -$174 -21.5%
Nevada $966 $158 19.6%
New Hampshire $584 -$224 -27.7%
New Jersey $902 $94 11.6%
New Mexico $714 -$94 -11.6%
New York $848 $40 5.0%
North Carolina $464 -$344 -42.6%
North Dakota $662 -$146 -18.1%
Ohio $556 -$252 -31.2%
Oklahoma $828 $20 2.5%
Oregon $740 -$68 -8.4%
Pennsylvania $768 -$40 -5.0%
Rhode Island $1,078 $270 33.4%
South Carolina $732 -$76 -9.4%
South Dakota $680 -$128 -15.8%
Tennessee $708 -$100 -12.4%
Texas $972 $164 20.3%
Utah $596 -$212 -26.2%
Vermont $550 -$258 -31.9%
Virginia $484 -$324 -40.1%
Washington $622 -$186 -23.0%
West Virginia $740 -$68 -8.4%
Wisconsin $558 -$250 -30.9%
Wyoming $718 -$90 -11.1%

View Chart as Image

Chrysler Pacifica insurance rates by U.S. city

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices from multiple companies. Every company uses a different method to calculate prices, and quoted prices may be quite different.

Chrysler Pacifica Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2007 Chrysler Pacifica $166 $178 $390 $870
2006 Chrysler Pacifica $162 $168 $384 $850
2004 Chrysler Pacifica $144 $152 $376 $808

Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Chrysler Pacifica Insurance

Getting lower rates on insurance for a Chrysler Pacifica not only requires avoiding accidents and claims, but also having a good credit score, not filing small claims, and maximizing policy discounts. Invest time comparing rates every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a quick review of the ideas that were covered in the charts and tables above.

  • Drivers under the age of 20 are expensive to insure, as much as $269 a month if comprehensive and collision insurance is included
  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $910 more every year to insure a Chrysler Pacifica
  • Increasing physical damage deductibles could save as much as $200 each year
  • It is possible to save up to $90 per year simply by quoting online well ahead of the renewal date

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

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What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Acceptable
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.

Rates by Driver Age

Chrysler Pacifica Insurance Rates by Driver Age
Driver Age Premium
16 $3,228
20 $1,824
30 $822
40 $808
50 $740
60 $726

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Pacifica Insurance Rates with Different Deductibles
Deductible Premium
$100 $934
$250 $878
$500 $808
$1,000 $738

Full coverage, driver age 40

Rates by Liability Limit

Chrysler Pacifica Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $808
50/100 $883
100/300 $977
250/500 $1,222
100 CSL $921
300 CSL $1,128
500 CSL $1,278

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Pacifica Insurance Rates for High Risk Drivers
Age Premium
16 $4,534
20 $2,896
30 $1,732
40 $1,718
50 $1,642
60 $1,622

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $104

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $40
Multi-vehicle $42
Homeowner $14
5-yr Accident Free $47
5-yr Claim Free $49
Paid in Full/EFT $28
Advance Quote $34
Online Quote $54
Total Discounts $308
Rate after discounts $500

Discounts are estimated and may not be available from every company or in every state.

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