Chrysler Pacifica Insurance Rates
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UPDATED: Mar 30, 2024
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
Average insurance prices for a Chrysler Pacifica are $1,184 every 12 months with full coverage. Comprehensive insurance costs approximately $260 a year, collision insurance costs $400, and liability costs $388. A liability-only policy costs as little as $434 a year, and high-risk insurance costs $2,542 or more. 16-year-old drivers receive the highest rates at up to $4,420 a year.
Average premium for full coverage: $1,184
Rate estimates by individual coverage type:
Price estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Pacifica trim levels.
Price Range by Coverage and Risk
For an average driver, prices range range from the cheapest price of $434 for minimum levels of liability insurance to a high of $2,542 for a driver that may need high-risk insurance.
Price Range by Location
Your location can make a big difference on the price of insurance. Rural locations tend to have more infrequent collision claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance prices.
These examples demonstrate why it is important to compare rates using their specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Chrysler Pacifica insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $690
- Drivers who choose higher $1,000 deductibles will pay $1,034 annually
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,184
- Buying low $100 deductibles for comprehensive and collision insurance costs an extra $288 annually
- Drivers with multiple tickets or accidents could pay around $2,542
- The cost to insure a 16-year-old driver can cost $4,420 a year
Insurance rates for a Chrysler Pacifica can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Pacifica.
Opting for high physical damage deductibles could save up to $440 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $349 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as low as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 132% more than the average rate. View High Risk Driver Rates
Where you live makes a big difference in Chrysler Pacifica insurance prices. A 40-year-old driver could pay as low as $850 a year in states like Utah, Ohio, and New Hampshire, or at least $1,600 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,068 | -$116 | -9.8% |
| Alaska | $906 | -$278 | -23.5% |
| Arizona | $982 | -$202 | -17.1% |
| Arkansas | $1,184 | -$0 | 0.0% |
| California | $1,348 | $164 | 13.9% |
| Colorado | $1,128 | -$56 | -4.7% |
| Connecticut | $1,212 | $28 | 2.4% |
| Delaware | $1,336 | $152 | 12.8% |
| Florida | $1,476 | $292 | 24.7% |
| Georgia | $1,094 | -$90 | -7.6% |
| Hawaii | $850 | -$334 | -28.2% |
| Idaho | $800 | -$384 | -32.4% |
| Illinois | $880 | -$304 | -25.7% |
| Indiana | $892 | -$292 | -24.7% |
| Iowa | $798 | -$386 | -32.6% |
| Kansas | $1,122 | -$62 | -5.2% |
| Kentucky | $1,612 | $428 | 36.1% |
| Louisiana | $1,750 | $566 | 47.8% |
| Maine | $728 | -$456 | -38.5% |
| Maryland | $976 | -$208 | -17.6% |
| Massachusetts | $944 | -$240 | -20.3% |
| Michigan | $2,052 | $868 | 73.3% |
| Minnesota | $990 | -$194 | -16.4% |
| Mississippi | $1,416 | $232 | 19.6% |
| Missouri | $1,048 | -$136 | -11.5% |
| Montana | $1,270 | $86 | 7.3% |
| Nebraska | $930 | -$254 | -21.5% |
| Nevada | $1,418 | $234 | 19.8% |
| New Hampshire | $854 | -$330 | -27.9% |
| New Jersey | $1,320 | $136 | 11.5% |
| New Mexico | $1,044 | -$140 | -11.8% |
| New York | $1,244 | $60 | 5.1% |
| North Carolina | $680 | -$504 | -42.6% |
| North Dakota | $968 | -$216 | -18.2% |
| Ohio | $816 | -$368 | -31.1% |
| Oklahoma | $1,212 | $28 | 2.4% |
| Oregon | $1,082 | -$102 | -8.6% |
| Pennsylvania | $1,128 | -$56 | -4.7% |
| Rhode Island | $1,576 | $392 | 33.1% |
| South Carolina | $1,072 | -$112 | -9.5% |
| South Dakota | $998 | -$186 | -15.7% |
| Tennessee | $1,034 | -$150 | -12.7% |
| Texas | $1,424 | $240 | 20.3% |
| Utah | $874 | -$310 | -26.2% |
| Vermont | $808 | -$376 | -31.8% |
| Virginia | $708 | -$476 | -40.2% |
| Washington | $910 | -$274 | -23.1% |
| West Virginia | $1,084 | -$100 | -8.4% |
| Wisconsin | $816 | -$368 | -31.1% |
| Wyoming | $1,052 | -$132 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
| 2023 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2022 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2021 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2020 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2019 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2018 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2017 Chrysler Pacifica | $248 | $358 | $390 | $1,132 |
| 2007 Chrysler Pacifica | $162 | $168 | $384 | $850 |
| 2006 Chrysler Pacifica | $148 | $160 | $380 | $824 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Chrysler Pacifica Insurance
Saving money on insurance for a Chrysler Pacifica not only requires avoiding accidents and claims, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The points below are a condensed summary of the data that was covered in the above illustrations.
- You may be able to save around $140 per year just by quoting early and online
- Insureds who purchase increased liability limits will pay around $430 every year to go from a minimum limit to a 250/500 level
- Drivers under the age of 20 are expensive to insure, with premiums as much as $368 per month if they have full coverage
- Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,360 more per year to insure a Chrysler Pacifica
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,420 |
| 20 | $2,696 |
| 30 | $1,228 |
| 40 | $1,184 |
| 50 | $1,080 |
| 60 | $1,062 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,472 |
| $250 | $1,340 |
| $500 | $1,184 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,184 |
| 50/100 | $1,262 |
| 100/300 | $1,359 |
| 250/500 | $1,611 |
| 100 CSL | $1,300 |
| 300 CSL | $1,514 |
| 500 CSL | $1,669 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,296 |
| 20 | $4,292 |
| 30 | $2,592 |
| 40 | $2,542 |
| 50 | $2,424 |
| 60 | $2,402 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $62 |
| Homeowner | $18 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $51 |
| Advance Quote | $57 |
| Online Quote | $84 |
| Total Discounts | $494 |
Discounts are estimated and may not be available from every company or in every state.
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