Ford Ecosport Insurance Rates
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Michelle Robbins
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UPDATED: Apr 1, 2024
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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
The average auto insurance rates for a Ford Ecosport are $1,274 annually including full coverage. Comprehensive costs approximately $240 a year, collision costs $446, and liability is $430. A liability-only policy costs around $486 a year, with high-risk insurance costing around $2,762. Teens cost the most to insure at $4,886 a year or more.
Average premium for full coverage: $1,274
Policy rates by type of insurance:
Full coverage includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Ecosport trim levels.
Price Range Variability
For the normal driver, Ford Ecosport insurance rates go from as cheap as $486 for the bare minimum liability coverage to a high of $2,762 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates how geographic area affects auto insurance prices.
The examples above highlight why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Ford Ecosport insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $739
- Raising to $1,000 deductibles will save $1,118 every year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,274
- Selecting low $100 deductibles will cost $1,576
- At-risk drivers with serious driving violations could pay around $2,762 or more
- Policy cost with full coverage for a teen driver can cost $4,886
Car insurance rates for a Ford Ecosport also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.
Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $460 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $387 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Ford Ecosport insurance prices. A middle-age driver might find rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,820 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,152 | -$122 | -9.6% |
| Alaska | $978 | -$296 | -23.2% |
| Arizona | $1,056 | -$218 | -17.1% |
| Arkansas | $1,274 | -$0 | 0.0% |
| California | $1,450 | $176 | 13.8% |
| Colorado | $1,216 | -$58 | -4.6% |
| Connecticut | $1,310 | $36 | 2.8% |
| Delaware | $1,440 | $166 | 13.0% |
| Florida | $1,592 | $318 | 25.0% |
| Georgia | $1,174 | -$100 | -7.8% |
| Hawaii | $914 | -$360 | -28.3% |
| Idaho | $860 | -$414 | -32.5% |
| Illinois | $948 | -$326 | -25.6% |
| Indiana | $958 | -$316 | -24.8% |
| Iowa | $860 | -$414 | -32.5% |
| Kansas | $1,212 | -$62 | -4.9% |
| Kentucky | $1,736 | $462 | 36.3% |
| Louisiana | $1,884 | $610 | 47.9% |
| Maine | $786 | -$488 | -38.3% |
| Maryland | $1,050 | -$224 | -17.6% |
| Massachusetts | $1,020 | -$254 | -19.9% |
| Michigan | $2,212 | $938 | 73.6% |
| Minnesota | $1,066 | -$208 | -16.3% |
| Mississippi | $1,524 | $250 | 19.6% |
| Missouri | $1,130 | -$144 | -11.3% |
| Montana | $1,370 | $96 | 7.5% |
| Nebraska | $1,004 | -$270 | -21.2% |
| Nevada | $1,526 | $252 | 19.8% |
| New Hampshire | $918 | -$356 | -27.9% |
| New Jersey | $1,424 | $150 | 11.8% |
| New Mexico | $1,128 | -$146 | -11.5% |
| New York | $1,342 | $68 | 5.3% |
| North Carolina | $734 | -$540 | -42.4% |
| North Dakota | $1,044 | -$230 | -18.1% |
| Ohio | $880 | -$394 | -30.9% |
| Oklahoma | $1,308 | $34 | 2.7% |
| Oregon | $1,166 | -$108 | -8.5% |
| Pennsylvania | $1,216 | -$58 | -4.6% |
| Rhode Island | $1,698 | $424 | 33.3% |
| South Carolina | $1,152 | -$122 | -9.6% |
| South Dakota | $1,074 | -$200 | -15.7% |
| Tennessee | $1,116 | -$158 | -12.4% |
| Texas | $1,536 | $262 | 20.6% |
| Utah | $942 | -$332 | -26.1% |
| Vermont | $872 | -$402 | -31.6% |
| Virginia | $764 | -$510 | -40.0% |
| Washington | $984 | -$290 | -22.8% |
| West Virginia | $1,168 | -$106 | -8.3% |
| Wisconsin | $882 | -$392 | -30.8% |
| Wyoming | $1,134 | -$140 | -11.0% |
Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Every auto insurance company calculates rates differently, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2022 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2021 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2020 Ford Ecosport | $218 | $400 | $452 | $1,228 |
| 2019 Ford Ecosport | $208 | $376 | $456 | $1,198 |
| 2018 Ford Ecosport | $200 | $338 | $460 | $1,156 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Ford Ecosport Insurance
Finding cheaper rates on car insurance consists of being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Invest the time to compare rates at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The items below are a summary of the concepts that were presented in the illustrations above.
- Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,490 more per year to insure their Ecosport
- Teen drivers pay the highest auto insurance rates, with premiums being up to $407 each month if comprehensive and collision insurance is included
- You may be able to save around $150 per year simply by quoting early and online
- Increasing comprehensive and collision deductibles could save up to $450 each year
- You may be able to save around $150 per year simply by quoting early and online
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
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What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,886 |
| 20 | $2,952 |
| 30 | $1,318 |
| 40 | $1,274 |
| 50 | $1,166 |
| 60 | $1,142 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,576 |
| $250 | $1,436 |
| $500 | $1,274 |
| $1,000 | $1,118 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,274 |
| 50/100 | $1,360 |
| 100/300 | $1,468 |
| 250/500 | $1,747 |
| 100 CSL | $1,403 |
| 300 CSL | $1,640 |
| 500 CSL | $1,812 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,948 |
| 20 | $4,702 |
| 30 | $2,812 |
| 40 | $2,762 |
| 50 | $2,640 |
| 60 | $2,616 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $56 |
| Advance Quote | $62 |
| Online Quote | $89 |
| Total Discounts | $535 |
Discounts are estimated and may not be available from every company or in every state.
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