Ford Edge Insurance Rates

Estimated insurance prices for a Ford Edge are $1,236 every 12 months for full coverage. Comprehensive insurance costs on average $254, collision costs $476, and liability is estimated at $354. Liability-only coverage costs approximately $416 a year, with high-risk coverage costing $2,666 or more. Teens pay the most at $4,624 a year or more.

Average premium for full coverage: $1,236

Premium estimates by type of coverage:

Rates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all Edge models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The example below illustrates the effect of location on car insurance rates.

These rate differences show why everyone should get quotes based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Ford Edge insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $715
• Choosing higher $1,000 deductibles can save around $168 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,236
• Selecting pricier low deductibles for comp and collision coverage costs an extra $322 every year
• Unlucky drivers with serious driving violations could pay upwards of $2,666 or more
• An auto insurance policy to insure a teen driver for full coverage may cost $4,624 each year

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Insurance prices for a Ford Edge also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Edge.

Choosing higher comprehensive and collision insurance deductibles can save as much as $490 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,000 extra annually, depending on your age. Ford Edge insurance for high-risk drivers ranges as much as 43% to 136% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Ford Edge insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,960 on average in Michigan, Louisiana, and New York.

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With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices and see which company has the best price. Each auto insurer calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Ford Edge Insurance

Finding better rates on car insurance takes being a good driver, having good credit, not filing small claims, and bundling your home and auto policies. Take the time to shop around at least every two years by requesting rates from direct carriers, and also from local independent and exclusive agents.

The following list is a summary of the information that was covered in this article.

• Increasing policy deductibles could save as much as $500 each year
• Drivers can save as much as $150 per year simply by quoting online well ahead of the renewal date
• Policyholders who require an increased level of liability coverage will pay approximately $390 each year to raise limits from 30/60 bodily injury limits to a 250/500 level
• Drivers age 16 to 20 pay the highest prices, as much as $385 per month if they have full coverage
• Higher risk drivers that have multiple accidents or serious violations pay an average of $1,430 more each year than a safer driver