GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs on average $206 a year, collision insurance costs $330, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,492. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why it is important to compare prices based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Using higher $1,000 deductibles will save around $1,032 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,154
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,388
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,492
• Policy cost that insures a teenage driver may cost $4,524 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can be around 42% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,500 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $360 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop once a year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The items below are a brief review of the data that was covered above.

• Drivers can save as much as $130 per year just by quoting early and online
• Consumers who require more liability coverage will pay around $510 each year to increase from a 30/60 limit to the 250/500 level
• Teen drivers are expensive to insure, costing up to $377 each month if full coverage is purchased
• Drivers with DUI or reckless driving convictions may pay on average $1,340 more each year to insure their Savana