GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs an estimated $206 each year, collision costs $330, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,492. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates broken down by type of coverage:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than congested cities.

The graphic below illustrates how location impacts insurance prices.

These rate differences illustrate why all drivers should get quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,154
• Buying low deductibles for comp and collision coverage bumps up the cost to $1,388
• Drivers with multiple tickets or accidents could pay up to $2,492 or more
• An auto insurance policy that insures a teenage driver can cost as much as $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Comparison shop at least every other year by requesting rates from direct insurance companies, and also from local insurance agencies.

The points below are a condensed summary of the car insurance concepts touched on above.

• Drivers with multiple at-fault accidents may have to pay on average $1,340 more annually to insure a GMC Savana
• It is possible to save approximately $130 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $350 each year
• Consumers who want increased liability limits will pay around $510 annually to raise limits from 30/60 bodily injury limits to the 250/500 level