GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs around $206 each year, collision costs $330, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing $2,492 or more. Teen drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save about $122 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,154
• Choosing low deductibles will cost an extra $234 annually
• Drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• An auto insurance policy for full coverage for a 16-year-old driver can be $4,524

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $360 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 135% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to find out your exact price is to do a rate comparison from multiple companies. Every auto insurance company uses a different rate calculation, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of not taking risks behind the wheel, having a good credit history, being claim-free, and taking advantage of discounts. Take the time to compare rates every other policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a brief summary of the ideas that were covered in the above illustrations.

• Teens are charged the highest prices, possibly costing $377 per month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,340 more every year for Savana insurance
• Increasing policy deductibles can save around $350 each year
• You may be able to save up to $130 per year simply by quoting online in advance