GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive costs on average $206, collision costs $330, and liability insurance costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing around $2,492. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates how where you live affects car insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay around $122 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,154
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,388
• High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,492 or more
• The price with full coverage for a teen driver with full coverage may cost $4,524 a year

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Car insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $360 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Getting lower rates on GMC Savana insurance not only requires avoiding accidents and claims, but also having a good credit score, being claim-free, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a brief review of the ideas that were touched on in the above illustrations.

• Drivers under the age of 20 are expensive to insure, possibly costing $377 a month if comprehensive and collision insurance is included
• High-risk drivers with DUI or reckless driving convictions pay on average $1,340 more each year to insure a GMC Savana
• Increasing physical damage deductibles could save up to $350 each year
• You may be able to save as much as $130 per year simply by shopping early and online