GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive insurance costs an estimated $206, collision costs $330, and liability coverage is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing $2,492 or more. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations have more infrequent collision claims than congested cities.

The price range example below illustrates how where you live affects insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,154
• Buying more expensive low deductibles for comp and collision coverage costs an extra $234 each year
• Drivers with multiple tickets or accidents could pay up to $2,492 or more
• The price to insure a teenage driver with full coverage can cost as much as $4,524 each year

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Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $360 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance ranges around 42% to 135% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or at least $1,560 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Getting lower rates on auto insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the data that was touched on in the above illustrations.

• You may be able to save approximately $130 per year simply by shopping early and online
• Consumers who want more liability protection will pay around $510 every year to raise limits from a low limit to a 250/500 level
• Youthful drivers are charged the highest prices, costing up to $377 a month if they have full coverage
• Drivers with multiple at-fault accidents may pay on average $1,340 more annually than a low-risk driver