GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive insurance costs approximately $220 a year, collision insurance costs $358, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $2,586 or more. Teenage drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations have fewer collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Raising to $1,000 deductibles will save $1,064 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Using low $100 deductibles costs an additional $252 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,586
• The price with full coverage for a teen driver can cost $4,658

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Auto insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $390 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,620 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Getting lower rates on car insurance consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to shop around at least every other year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a quick rundown of the car insurance concepts illustrated above.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,390 more per year to buy GMC Savana insurance
• You may be able to save around $140 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $375 each year
• Policyholders who purchase increased levels of liability coverage will pay an extra $510 every year to raise from a low limit to higher 250/500 limits