GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive insurance costs around $206 a year, collision costs $330, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Full coverage includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population have more infrequent accident claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Using higher $1,000 deductibles will save about $1,032 a year
• The average price for the average middle-age driver using $500 deductibles is $1,154
• Selecting low $100 deductibles for physical damage coverage costs an extra $234 annually
• High-risk insureds with serious driving violations could pay at least $2,492 or more
• The price to insure a 16-year-old driver can be $4,524 or more

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Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $360 annually, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy can be from 42% to 135% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,650 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know your exact price is to get quotes from multiple companies. Each insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana requires being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates at every other renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a summary of the concepts that were covered above.

• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,340 more every year for auto insurance
• Teenage drivers are charged the highest prices, with premiums as much as $377 a month if full coverage is included
• Drivers can save up to $130 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $350 each year
• Drivers can save up to $130 per year simply by quoting early and online