GMC Savana Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 10, 2024
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Average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs around $220 a year, collision insurance costs $358, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,586 or more. Teenage drivers receive the highest rates at up to $4,658 a year.
Average premium for full coverage: $1,196
Rate estimates for individual coverage type:
These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Savana trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from the low end price of $510 for the bare minimum liability coverage to a high of $2,586 for a driver who has had serious violations or accidents.
Price Range by Location
Where you live has a large influence on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.
These examples demonstrate why it is important to compare prices for a specific zip code, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average GMC Savana insurance rates for additional coverage choices and driver risks.
- The best discount rate is $705
- Using higher $1,000 deductibles will save about $1,064 annually
- The estimated price for a 40-year-old driver using $500 deductibles is $1,196
- Using low $100 deductibles for physical damage coverage will cost an additional $252 each year
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,586
- The cost that insures a teenage driver can be $4,658 or more
Auto insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your age and driving habits, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you may be forking out at least $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than a normal policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,600 a year. View Rates by Age
Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,082 | -$114 | -9.5% |
Alaska | $916 | -$280 | -23.4% |
Arizona | $994 | -$202 | -16.9% |
Arkansas | $1,196 | -$0 | 0.0% |
California | $1,362 | $166 | 13.9% |
Colorado | $1,144 | -$52 | -4.3% |
Connecticut | $1,230 | $34 | 2.8% |
Delaware | $1,354 | $158 | 13.2% |
Florida | $1,496 | $300 | 25.1% |
Georgia | $1,104 | -$92 | -7.7% |
Hawaii | $860 | -$336 | -28.1% |
Idaho | $808 | -$388 | -32.4% |
Illinois | $892 | -$304 | -25.4% |
Indiana | $900 | -$296 | -24.7% |
Iowa | $806 | -$390 | -32.6% |
Kansas | $1,136 | -$60 | -5.0% |
Kentucky | $1,634 | $438 | 36.6% |
Louisiana | $1,770 | $574 | 48.0% |
Maine | $740 | -$456 | -38.1% |
Maryland | $988 | -$208 | -17.4% |
Massachusetts | $958 | -$238 | -19.9% |
Michigan | $2,078 | $882 | 73.7% |
Minnesota | $1,002 | -$194 | -16.2% |
Mississippi | $1,434 | $238 | 19.9% |
Missouri | $1,060 | -$136 | -11.4% |
Montana | $1,286 | $90 | 7.5% |
Nebraska | $944 | -$252 | -21.1% |
Nevada | $1,436 | $240 | 20.1% |
New Hampshire | $862 | -$334 | -27.9% |
New Jersey | $1,338 | $142 | 11.9% |
New Mexico | $1,060 | -$136 | -11.4% |
New York | $1,262 | $66 | 5.5% |
North Carolina | $688 | -$508 | -42.5% |
North Dakota | $980 | -$216 | -18.1% |
Ohio | $828 | -$368 | -30.8% |
Oklahoma | $1,230 | $34 | 2.8% |
Oregon | $1,096 | -$100 | -8.4% |
Pennsylvania | $1,142 | -$54 | -4.5% |
Rhode Island | $1,596 | $400 | 33.4% |
South Carolina | $1,082 | -$114 | -9.5% |
South Dakota | $1,010 | -$186 | -15.6% |
Tennessee | $1,048 | -$148 | -12.4% |
Texas | $1,442 | $246 | 20.6% |
Utah | $886 | -$310 | -25.9% |
Vermont | $820 | -$376 | -31.4% |
Virginia | $716 | -$480 | -40.1% |
Washington | $926 | -$270 | -22.6% |
West Virginia | $1,096 | -$100 | -8.4% |
Wisconsin | $828 | -$368 | -30.8% |
Wyoming | $1,068 | -$128 | -10.7% |
Using high physical damage deductibles could cut rates by as much as $390 a year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Savana 1500 2WD | $1,124 | $94 |
GMC Savana 2500 2WD | $1,134 | $95 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 AWD | $1,186 | $99 |
GMC Savana 2500 2WD | $1,166 | $97 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 AWD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 1500 AWD | $1,280 | $107 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 GMC Savana | $294 | $512 | $390 | $1,354 |
2023 GMC Savana | $282 | $506 | $398 | $1,344 |
2022 GMC Savana | $272 | $494 | $416 | $1,340 |
2021 GMC Savana | $262 | $474 | $430 | $1,324 |
2020 GMC Savana | $248 | $458 | $442 | $1,306 |
2019 GMC Savana | $238 | $424 | $452 | $1,272 |
2018 GMC Savana | $230 | $400 | $456 | $1,244 |
2017 GMC Savana | $220 | $358 | $460 | $1,196 |
2016 GMC Savana | $206 | $330 | $460 | $1,154 |
2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap GMC Savana Insurance
Saving money on auto insurance requires not taking risks behind the wheel, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices every other policy renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following is a brief summary of the ideas that were touched on in this article.
- Teens are expensive to insure, with premiums as much as $388 per month if the policy includes full coverage
- Drivers that tend to have accidents or serious violations may pay on average $1,390 more every year for Savana insurance
- Increasing deductibles can save approximately $375 each year
- You may be able to save up to $140 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,658 |
20 | $2,754 |
30 | $1,232 |
40 | $1,196 |
50 | $1,096 |
60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,448 |
$250 | $1,332 |
$500 | $1,196 |
$1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,196 |
50/100 | $1,350 |
100/300 | $1,465 |
250/500 | $1,764 |
100 CSL | $1,396 |
300 CSL | $1,649 |
500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,602 |
20 | $4,390 |
30 | $2,626 |
40 | $2,586 |
50 | $2,472 |
60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $62 |
Multi-vehicle | $64 |
Homeowner | $20 |
5-yr Accident Free | $81 |
5-yr Claim Free | $76 |
Paid in Full/EFT | $49 |
Advance Quote | $56 |
Online Quote | $83 |
Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
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