GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs around $220, collision costs $358, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,586. Teens receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay about $132 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,196
• Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,448
• High-risk insureds with serious driving violations could pay at least $2,586 or more
• The cost for full coverage for a teenage driver with full coverage can be $4,658 a year

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model of your Savana, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $390 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to compare rates and see how they stack up. Every company calculates rates differently, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates at least once a year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The points below are a quick rundown of the primary concepts that were covered above.

• You may be able to save up to $140 per year simply by shopping early and online
• Drivers with reckless driving or DUI convictions pay on average $1,390 more every year to insure a GMC Savana
• Increasing deductibles can save around $375 each year
• Drivers under the age of 20 are the costliest to insure, as much as $388 per month if full coverage is included