GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs around $206, collision costs $330, and liability coverage is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing $2,492 or more. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on auto insurance rates.

The ranges above illustrate why everyone should compare rates quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save about $122 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,154
• Selecting pricier low deductibles will cost an extra $234 each year
• Unlucky drivers with serious driving violations could pay at least $2,492 or more
• The price for full coverage for a teenage driver for full coverage can be $4,524

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Car insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,560 on average in Michigan, New York, and Florida.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 a year, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,400 to $1,900 extra each year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices and see how they stack up. Every auto insurance company calculates prices differently, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Getting lower rates on auto insurance consists of being safe and accident-free, having above-average credit, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a summary of the information covered in the above illustrations.

• It is possible to save up to $130 per year simply by quoting online well ahead of the renewal date
• Youthful drivers are the costliest to insure, as much as $377 a month if full coverage is included
• Increasing physical damage deductibles can save around $350 each year
• Drivers who have multiple accidents or major violations may pay on average $1,340 more every year than a low-risk driver
• Consumers who may need more liability protection will pay approximately $510 annually to raise from a low limit to 250/500 limits