GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months with full coverage. Comprehensive costs approximately $220, collision costs $358, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,586. Teen drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than larger metro areas.

The example below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why everyone should get quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save $132 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,196
• Choosing pricier low deductibles for comp and collision coverage increases the price to $1,448
• Drivers with multiple violations and an at-fault accident could pay around $2,586 or more
• Policy cost to insure a teenage driver for full coverage can cost $4,658 each year

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving record, and the model of your Savana.

Choosing high deductibles can save as much as $390 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 in extra premium every year, depending on your age. GMC Savana insurance for high-risk drivers ranges around 43% to 130% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see how they stack up. Each auto insurer uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and not having any coverage lapses. Set aside time to shop around at every policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The list below is a review of the data raised in the charts and tables above.

• Consumers who purchase higher liability limits will pay about $510 every year to raise limits from a 30/60 limit to a 250/500 level
• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Teenagers have the highest car insurance rates, as much as $388 each month if comprehensive and collision insurance is included