GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs an estimated $206 a year, collision costs $330, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $2,492. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Includes $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how location helps determine insurance prices.

These examples illustrate why it is important to compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $1,032 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,154
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,492 or more
• The cost that insures a teenage driver can cost as much as $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can cost around 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $360 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Saving money on auto insurance not only requires having a good driving record, but also having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Shop around once a year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a recap of the data that was covered in the charts and tables above.

• It is possible to save approximately $130 per year simply by quoting early and online
• Consumers who want increased levels of liability coverage will pay about $510 annually to go from a minimum limit to the 250/500 level
• Drivers age 20 and younger are charged the highest rates, costing up to $377 per month if full coverage is included
• Drivers that have major violations or accidents may have to pay on average $1,340 more annually to buy GMC Savana insurance