GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive insurance costs an estimated $220, collision costs $358, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,586 or more. Teen drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how rural and urban location affects insurance prices.

These examples show why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save approximately $132 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,196
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $252 each year
• Drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• The cost for full coverage for a teenage driver with full coverage can cost as much as $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level of your Savana, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged at least $4,600 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $390 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges around 43% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to compare rates and see how they stack up. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on auto insurance takes avoiding accidents and claims, having above-average credit, eliminating unneeded coverage, and not having any coverage lapses. Set aside time to shop around every time your policy renews by getting rate quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The points below are a brief review of the information raised in the charts and tables above.

• Drivers can save approximately $140 per year simply by shopping early and online
• Drivers under the age of 20 have the highest car insurance rates, costing as high as $388 per month if full coverage is included
• Increasing deductibles can save around $375 each year
• Drivers with DUI or reckless driving convictions pay an average of $1,390 more annually to insure a GMC Savana
• Consumers who want increased liability limits will pay about $510 each year to raise limits from a minimum limit to 250/500 limits