GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive costs around $206 each year, collision insurance costs $330, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Prices are based on $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why all drivers should compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 each year
• The average price for a good driver age 40 using $500 deductibles is $1,154
• Using low deductibles for comprehensive and collision insurance increases the price to $1,388
• High risk drivers who are prone to accidents and violations could pay at least $2,492
• Policy cost to insure a teen driver can be $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Using high physical damage deductibles could save up to $360 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance not only requires having a good driving record, but also having above-average credit, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates every year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a brief review of the coverage data covered above.

• It is possible to save up to $130 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Drivers age 20 and younger are charged the highest rates, possibly costing $377 each month if full coverage is included
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,340 more every year to buy GMC Savana insurance