GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,586. Teens pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

Includes $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $705
• Raising to $1,000 deductibles will save approximately $132 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,196
• Selecting more expensive low deductibles will increase the cost to $1,448
• Drivers with serious driving violations could pay up to $2,586 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost as much as $4,658

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Auto insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,620 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $390 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,400 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to compare prices from multiple companies. Every auto insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of being a good driver, having good credit, being claim-free, and qualifying for all possible discounts. Invest the time to shop around once a year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a recap of the data that was illustrated above.

• You may be able to save approximately $140 per year simply by shopping early and online
• Insureds who want an increased level of liability coverage will pay approximately $510 every year to raise from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, possibly costing $388 per month if they have full coverage
• Drivers considered higher risk that have major violations or accidents may pay on average $1,390 more annually than a safer driver