GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs an estimated $206, collision costs $330, and liability insurance is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save approximately $122 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,154
• Using more expensive low deductibles will cost an additional $234 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,492 or more
• Policy cost that insures a teen driver with full coverage can cost as much as $4,524

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $360 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of having a decent driving record, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices at least once a year by requesting quotes from direct companies, and also from insurance agencies where you live.

The following items are a quick rundown of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $130 per year simply by shopping early and online
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,340 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• 16 to 18-year-old drivers are the costliest to insure, as much as $377 each month if the policy includes full coverage