GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs approximately $206, collision costs $330, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,492. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Includes $500 physical damage deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,154
• Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• Drivers with multiple tickets or accidents could pay around $2,492 or more
• Policy cost that insures a 16-year-old driver with full coverage can cost $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates from multiple companies. Every company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires being a safe and courteous driver, but also having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Comparison shop at every policy renewal by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

Below is a recap of the data raised in the charts and tables above.

• Insureds who purchase higher levels of liability will pay around $510 per year to go from a 30/60 limit to the 250/500 level
• You may be able to save around $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Teenage drivers are the costliest to insure, with premiums being up to $377 each month if comprehensive and collision insurance is included