GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs approximately $206, collision insurance costs $330, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Rates are based on $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save $122 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Using more expensive low deductibles will increase the cost to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay around $2,492
• Policy cost for full coverage for a teen driver with full coverage can cost $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $360 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of having a good driving record, maintaining good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a quick review of the coverage data touched on in the above illustrations.

• You may be able to save around $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• Drivers age 20 and younger are expensive to insure, as much as $377 each month for full coverage
• High-risk drivers with a DUI or reckless driving violation pay on average $1,340 more per year to buy GMC Savana insurance