GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $206 a year, collision insurance costs $330, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,492 or more. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save $1,032 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,154
• Using low $100 deductibles for comp and collision coverage costs an extra $234 a year
• High-risk insureds who are prone to accidents and violations could pay around $2,492
• Policy cost to insure a teen driver can cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your risk profile, and the model of your Savana.

Using high physical damage deductibles can save as much as $360 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance takes avoiding accidents and claims, having good credit, being claim-free, and possibly raising deductibles. Set aside time to shop around every couple of years by requesting rates from direct insurance companies, and also from local insurance agencies.

The points below are a quick review of the material that was raised in the charts and tables above.

• Drivers who purchase increased liability limits will pay an extra $510 annually to raise limits from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 are expensive to insure, possibly costing $377 each month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,340 more per year to insure a GMC Savana
• Increasing comprehensive and collision deductibles could save as much as $350 each year