GMC Savana Insurance Rates

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Compare 2016 GMC Savana Car Insurance Quotes in 2025

Finding more affordable coverage rates for insurance might be difficult for drivers who have little experience online insurance quotes. With so many options of online companies, it can easily be a real challenge to locate the lowest price. It is always a good idea to check insurance prices quite often because insurance prices trend upward over time. Despite the fact that you may have had the best ...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 10, 2024

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Average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs approximately $220 each year, collision insurance costs $358, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,586. Teenage drivers receive the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Comprehensive $220
Collision $358
Liability $460

Price estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Savana models.

Price Range by Coverage and Risk

For the normal driver, prices range range from as low as $510 for just liability coverage to a high rate of $2,586 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,196
High Risk $2,586

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance prices.

Rural Areas $897
Small Cities $1,256
Large Cities $1,615

These examples highlight why all drivers should compare rates using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $705
  • Drivers who choose higher $1,000 deductibles will pay $132 every year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,196
  • Using low deductibles for comprehensive and collision insurance will increase the cost to $1,448
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,586
  • The cost for full coverage for a teen driver can cost $4,658 a year

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing GMC Savana insurance rates range from $705 to $4,658 for full coverage

Car insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model of your Savana, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,710 on average in Louisiana, New York, and Michigan.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,082 -$114 -9.5%
Alaska $916 -$280 -23.4%
Arizona $994 -$202 -16.9%
Arkansas $1,196 -$0 0.0%
California $1,362 $166 13.9%
Colorado $1,144 -$52 -4.3%
Connecticut $1,230 $34 2.8%
Delaware $1,354 $158 13.2%
Florida $1,496 $300 25.1%
Georgia $1,104 -$92 -7.7%
Hawaii $860 -$336 -28.1%
Idaho $808 -$388 -32.4%
Illinois $892 -$304 -25.4%
Indiana $900 -$296 -24.7%
Iowa $806 -$390 -32.6%
Kansas $1,136 -$60 -5.0%
Kentucky $1,634 $438 36.6%
Louisiana $1,770 $574 48.0%
Maine $740 -$456 -38.1%
Maryland $988 -$208 -17.4%
Massachusetts $958 -$238 -19.9%
Michigan $2,078 $882 73.7%
Minnesota $1,002 -$194 -16.2%
Mississippi $1,434 $238 19.9%
Missouri $1,060 -$136 -11.4%
Montana $1,286 $90 7.5%
Nebraska $944 -$252 -21.1%
Nevada $1,436 $240 20.1%
New Hampshire $862 -$334 -27.9%
New Jersey $1,338 $142 11.9%
New Mexico $1,060 -$136 -11.4%
New York $1,262 $66 5.5%
North Carolina $688 -$508 -42.5%
North Dakota $980 -$216 -18.1%
Ohio $828 -$368 -30.8%
Oklahoma $1,230 $34 2.8%
Oregon $1,096 -$100 -8.4%
Pennsylvania $1,142 -$54 -4.5%
Rhode Island $1,596 $400 33.4%
South Carolina $1,082 -$114 -9.5%
South Dakota $1,010 -$186 -15.6%
Tennessee $1,048 -$148 -12.4%
Texas $1,442 $246 20.6%
Utah $886 -$310 -25.9%
Vermont $820 -$376 -31.4%
Virginia $716 -$480 -40.1%
Washington $926 -$270 -22.6%
West Virginia $1,096 -$100 -8.4%
Wisconsin $828 -$368 -30.8%
Wyoming $1,068 -$128 -10.7%

View Chart as Image

GMC Savana insurance rates by U.S. city

Using high physical damage deductibles could save up to $390 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $1,124 $94
GMC Savana 2500 2WD $1,134 $95
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 AWD $1,186 $99
GMC Savana 2500 2WD $1,166 $97
GMC Savana 3500 2WD $1,144 $95
GMC Savana 3500 2WD $1,144 $95
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 AWD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 3500 2WD $1,176 $98
GMC Savana 3500 2WD $1,176 $98
GMC Savana 1500 AWD $1,248 $104
GMC Savana 1500 AWD $1,248 $104
GMC Savana 3500 2WD $1,228 $102
GMC Savana 3500 2WD $1,228 $102
GMC Savana 1500 AWD $1,280 $107
GMC Savana 2500 2WD $1,258 $105
GMC Savana 2500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Savana $294 $512 $390 $1,354
2023 GMC Savana $282 $506 $398 $1,344
2022 GMC Savana $272 $494 $416 $1,340
2021 GMC Savana $262 $474 $430 $1,324
2020 GMC Savana $248 $458 $442 $1,306
2019 GMC Savana $238 $424 $452 $1,272
2018 GMC Savana $230 $400 $456 $1,244
2017 GMC Savana $220 $358 $460 $1,196
2016 GMC Savana $206 $330 $460 $1,154
2008 GMC Savana $146 $178 $460 $942

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper GMC Savana Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates once a year by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

Below is a condensed summary of the data that was presented in the illustrations above.

  • You may be able to save around $140 per year just by quoting online in advance
  • Policyholders who purchase higher levels of liability will pay an extra $510 per year to go from a minimum limit to 250/500 limits
  • Teenage drivers pay the highest auto insurance rates, as much as $388 per month if full coverage is included
  • Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,390 more per year for auto insurance

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,754
30 $1,232
40 $1,196
50 $1,096
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,332
$500 $1,196
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,196
50/100 $1,350
100/300 $1,465
250/500 $1,764
100 CSL $1,396
300 CSL $1,649
500 CSL $1,833

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $6,602
20 $4,390
30 $2,626
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $81
5-yr Claim Free $76
Paid in Full/EFT $49
Advance Quote $56
Online Quote $83
Total Discounts $491
Rate after discounts $705

Discounts are estimated and may not be available from every company or in every state.

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