GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs around $206, collision costs $330, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,492. Teenage drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

The ranges above demonstrate why everyone should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Raising to $1,000 deductibles will save about $122 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,154
• Using pricier low deductibles will increase the cost to $1,388
• Drivers who are prone to accidents and violations could pay at least $2,492 or more
• The price for full coverage for a 16-year-old driver for full coverage can be $4,524

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

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Using high physical damage deductibles can reduce prices by up to $360 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,400 to $1,900 additional each year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to regularly compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a brief review of the ideas that were touched on in the above illustrations.

• Youthful drivers are charged the highest prices, costing up to $377 a month including comprehensive and collision insurance
• Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,340 more every year than a low-risk driver
• Increasing physical damage deductibles can save around $350 each year
• You may be able to save up to $130 per year simply by quoting online well ahead of the renewal date