GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206, collision costs $330, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,492. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than congested cities.

The example below illustrates how geographic area affects auto insurance rates.

The ranges above highlight why everyone should compare rates quotes for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save about $122 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,154
• Buying pricier low deductibles bumps up the cost to $1,388
• At-risk drivers with multiple tickets or accidents could pay at least $2,492 or more
• The price that insures a teen driver for full coverage can be $4,524

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on the model of your Savana, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,400 to $1,900 extra each year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $360 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every auto insurance company utilizes a different rate formula, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, having a positive credit history, being claim-free, and qualifying for all possible discounts. Comparison shop at every other renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

Below is a recap of the concepts that were presented in the illustrations above.

• Higher risk drivers that have major violations or accidents may have to pay on average $1,340 more every year for auto insurance
• Teenage drivers are the costliest to insure, possibly costing $377 a month if full coverage is purchased
• You may be able to save up to $130 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $350 each year
• You may be able to save up to $130 per year simply by quoting online well ahead of the renewal date