GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive costs around $206 each year, collision costs $330, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,492. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These rate differences show why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 a year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,154
• Using low deductibles for comprehensive and collision insurance will cost $1,388
• High-risk insureds who are prone to accidents and violations could pay at least $2,492 or more
• An auto insurance policy with full coverage for a teenage driver can be $4,524 a year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driver profile, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know your exact price is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates at least once a year by quoting rates from direct carriers, and also from local independent and exclusive agents.

The points below are a brief recap of the primary concepts that were covered in the above illustrations.

• Drivers can save up to $130 per year simply by quoting online in advance
• Drivers who tend to receive serious violations pay an average of $1,340 more every year to insure a GMC Savana
• Increasing policy deductibles could save up to $350 each year
• Drivers under the age of 20 pay higher prices, as much as $377 per month including comprehensive and collision insurance