GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs an estimated $220 a year, collision insurance costs $358, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $2,586. 16-year-old drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how location impacts insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Raising to $1,000 deductibles will save approximately $1,064 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,196
• Buying low $100 deductibles will increase the cost to $1,448
• At-risk drivers with multiple tickets or accidents could pay up to $2,586
• Policy cost for full coverage for a teen driver can cost as much as $4,658

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $390 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, maintaining good credit, being claim-free, and deciding if full coverage is necessary. Spend time shopping around every year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a quick review of the coverage data touched on above.

• It is possible to save approximately $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• Youthful drivers are charged the highest rates, possibly costing $388 each month for full coverage
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,390 more annually than a low-risk driver