GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing around $2,492. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates broken down by type of coverage:

Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than congested cities.

The example below illustrates how where you live affects insurance prices.

These rate differences show why everyone should compare prices for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Using higher $1,000 deductibles will save approximately $122 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,154
• Buying pricier low deductibles for physical damage coverage increases the price to $1,388
• Drivers with multiple tickets or accidents could pay up to $2,492 or more
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $4,524 or more

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Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could cut prices by as much as $360 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,400 to $1,900 additional annually, depending on your age. GMC Savana insurance for high-risk drivers can be as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and maximizing policy discounts. Take the time to comparison shop at every other renewal by requesting quotes from direct carriers, and also from several local insurance agents.

The following is a summary of the concepts that were touched on in the above illustrations.

• Higher risk drivers who have multiple accidents or major violations pay on average $1,340 more annually for Savana insurance
• Teens are expensive to insure, as much as $377 per month if full coverage is included
• Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $350 each year
• Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date