GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs approximately $206 a year, collision costs $330, and liability coverage costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing around $2,492. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why it is important to compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save $1,032 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,492 or more
• The price that insures a teenage driver can cost $4,524 or more

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can be around 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $360 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having above-average credit, not filing small claims, and maximizing policy discounts. Shop around every other policy renewal by requesting rates from direct insurance companies, and also from your local car insurance providers.

The list below is a brief summary of the ideas that were covered in the charts and tables above.

• Teenagers are expensive to insure, as much as $377 a month if full coverage is included
• Drivers that tend to have accidents or serious violations could be charged and average of $1,340 more per year for car insurance
• Increasing physical damage deductibles can save approximately $350 each year
• It is possible to save around $130 per year simply by quoting early and online