GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive insurance costs an estimated $220 each year, collision costs $358, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,586 or more. Teen drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

Prices include $500 deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations are statistically proven to have fewer collision claims than larger metro areas.

The graphic below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why all drivers should get quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save approximately $132 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,196
• Choosing low deductibles for comp and collision coverage costs an additional $252 each year
• Drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,658 each year

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Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving record, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $390 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out which insurance company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding better rates on auto insurance takes not taking risks behind the wheel, having a good credit history, being claim-free, and taking advantage of discounts. Make time to compare rates every couple of years by requesting rates from direct companies, and also from several local insurance agents.

The following is a quick rundown of the material that was touched on in this article.

• Consumers who want higher liability limits will pay about $510 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teens are charged the highest prices, possibly costing $388 per month including comprehensive and collision insurance
• Drivers with reckless driving or DUI convictions pay on average $1,390 more annually for Savana insurance
• Increasing policy deductibles could save up to $375 each year