GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs around $206 a year, collision insurance costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,492. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save about $1,032 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,388
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,492
• Policy cost that insures a teen driver can be $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $360 every year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Shop around at least once a year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

Below is a brief recap of the primary concepts that were touched on in this article.

• You may be able to save up to $130 per year just by quoting early and online
• Higher risk drivers who tend to receive serious violations may pay on average $1,340 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Teenage drivers pay higher rates, as much as $377 each month if full coverage is included