GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs approximately $220 each year, collision costs $358, and liability insurance costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing around $2,586. Teenage drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Savana models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

The ranges above show why all drivers should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay $132 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,196
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,448
• High risk drivers who are prone to accidents and violations could pay around $2,586 or more
• The price that insures a teen driver can cost $4,658 a year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,600 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $390 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on GMC Savana insurance not only requires being a good driver, but also having a positive credit history, eliminating unnecessary coverage, and avoiding coverage lapses. Compare prices every couple of years by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The following list is a review of the material that was illustrated above.

• Drivers who purchase an increased level of liability coverage will pay an extra $510 each year to go from a low limit to the 250/500 level
• Drivers age 16 to 20 pay the highest auto insurance prices, with premiums as much as $388 a month if full coverage is purchased
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,390 more per year than a safer driver
• Increasing physical damage deductibles can save approximately $375 each year