GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs on average $206 each year, collision costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing around $2,492. Teens pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences demonstrate why all drivers should compare prices based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Using higher $1,000 deductibles will save around $122 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,154
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,388
• High-risk insureds with serious driving violations could pay upwards of $2,492 or more
• An auto insurance policy that insures a 16-year-old driver may cost $4,524 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers can be from 42% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $360 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding better rates on insurance for a GMC Savana requires being a safe and courteous driver, having a good credit score, being claim-free, and insuring your home and auto with the same company. Compare rates at least once a year by quoting rates from direct companies, and also from several local insurance agents.

Below is a brief summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $130 per year simply by quoting online in advance
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,340 more each year for auto insurance
• Increasing policy deductibles can save approximately $350 each year
• Teenage drivers pay higher prices, possibly costing $377 per month if comprehensive and collision insurance is included