GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive costs on average $220 each year, collision costs $358, and liability is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing around $2,586. 16-year-old drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas have fewer collision claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $705
• Raising to $1,000 deductibles will save around $132 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,196
• Buying low deductibles will cost $1,448
• Drivers with multiple tickets or accidents could pay upwards of $2,586 or more
• The price with full coverage for a 16-year-old driver may cost $4,658

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $390 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and bundling your home and auto policies. Set aside time to compare rates every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a quick review of the ideas that were covered above.

• Teenagers pay the highest prices, costing up to $388 a month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,390 more each year for car insurance
• Increasing physical damage deductibles could save up to $375 each year
• You may be able to save as much as $140 per year simply by quoting online in advance