GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs approximately $220, collision insurance costs $358, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs around $2,586. Teenage drivers receive the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. Rural locations tend to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save $132 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,196
• Using more expensive low deductibles for physical damage coverage will increase the cost to $1,448
• High-risk insureds who are prone to accidents and violations could pay around $2,586
• The cost for full coverage for a 16-year-old driver with full coverage can cost $4,658 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $390 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance can be from 43% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Saving money on insurance for a GMC Savana requires being a good driver, having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates every couple of years by requesting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a quick review of the material that was presented in the illustrations above.

• Insureds who purchase an increased level of liability coverage will pay an extra $510 every year to increase from a minimum limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $388 per month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,390 more per year than a safer driver
• Increasing deductibles can save around $375 each year