GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,196 annually for full coverage. Comprehensive insurance costs an estimated $220 each year, collision costs $358, and liability costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,586 or more. Teen drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on insurance rates. More rural locations tend to have fewer accident claims than larger metro areas.

The graphic below illustrates how geographic area affects insurance prices.

These examples show why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Drivers who choose higher $1,000 deductibles will pay approximately $132 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,196
• Choosing low deductibles for comprehensive and collision insurance costs an additional $252 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• The cost with full coverage for a teen driver can cost as much as $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driver profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $390 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Saving money on car insurance not only requires having a decent driving record, but also having a good credit history, eliminating unneeded coverage, and taking advantage of discounts. Invest the time to compare rates at least every other year by requesting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a brief review of the car insurance concepts presented in the illustrations above.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,390 more annually than a driver with a clean driving record
• Drivers can save approximately $140 per year simply by quoting online in advance
• Increasing deductibles could save up to $375 each year
• Policyholders who want additional liability coverage will pay about $510 each year to go from a minimum limit to higher 250/500 limits