GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs around $206 a year, collision costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,492. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Rates are based on $500 physical damage deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than congested cities.

The diagram below illustrates how your location can change auto insurance rates.

These rate differences show why it is important to get quotes for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save about $1,032 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,154
• Buying low $100 deductibles for comp and collision coverage increases the price to $1,388
• Unlucky drivers with multiple tickets or accidents could pay at least $2,492 or more
• An auto insurance policy to insure a teen driver can be $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles can save as much as $360 every year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know your exact price is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Savana Insurance

Finding better rates on car insurance takes being a safe and courteous driver, having above-average credit, not filing small claims, and taking advantage of discounts. Invest the time to shop around at least every other year by quoting rates from direct carriers, and also from local exclusive and independent agents.

Below is a quick review of the car insurance concepts illustrated above.

• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,340 more every year for auto insurance
• Drivers can save up to $130 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $350 each year
• Policyholders who may need higher levels of liability will pay around $510 each year to raise limits from 30/60 bodily injury limits to a 250/500 level