GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs around $220, collision insurance costs $358, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,586. Teens cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Prices include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay about $132 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,196
• Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,448
• High-risk insureds with serious driving violations could pay at least $2,586
• Policy cost for full coverage for a teenage driver with full coverage can be $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $390 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to compare rates every couple of years by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a quick rundown of the material that was covered in the above illustrations.

• Consumers who may need increased levels of liability coverage will pay approximately $510 per year to go from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $388 each month including comprehensive and collision insurance
• Drivers with reckless driving or DUI convictions pay on average $1,390 more every year to buy GMC Savana insurance
• Increasing comprehensive and collision deductibles can save around $375 each year