GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs around $220, collision costs $358, and liability coverage is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing around $2,586. Teenage drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates for individual coverage:

Prices are based on $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Raising to $1,000 deductibles will save about $132 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,196
• Using more expensive low deductibles will increase the cost to $1,448
• Unlucky drivers who are prone to accidents and violations could pay at least $2,586 or more
• The price for full coverage for a teenage driver with full coverage can be $4,658

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Insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.

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Using high physical damage deductibles can reduce prices by up to $390 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, maintaining good credit, being claim-free, and insuring your home and auto with the same company. Take the time to comparison shop every year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below is a brief review of the coverage data touched on in the above illustrations.

• You may be able to save up to $140 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $375 each year
• Teenage drivers pay higher prices, possibly costing $388 a month for full coverage
• Drivers with DUI or reckless driving convictions pay on average $1,390 more every year for auto insurance