GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs around $206 a year, collision costs $330, and liability is estimated at $460. A policy with only liability insurance costs approximately $510 a year, with a high-risk policy costing $2,492 or more. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Full coverage includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than congested cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

These rate differences illustrate why it is important to get quotes for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save about $1,032 each year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,154
• Buying low $100 deductibles for comp and collision coverage costs an additional $234 every year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,492 or more
• An auto insurance policy with full coverage for a teen driver can be $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your risk profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $360 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out your exact price is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Finding better rates on car insurance takes being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to shop around at every other renewal by getting quotes from direct insurance companies, and also from several local insurance agents.

The items below are a summary of the concepts that were raised in the charts and tables above.

• Higher risk drivers who have multiple accidents or major violations pay on average $1,340 more every year to insure their Savana
• Teen drivers are the costliest to insure, with premiums being up to $377 per month if comprehensive and collision insurance is included
• It is possible to save up to $130 per year simply by quoting early and online
• Increasing policy deductibles could save up to $350 each year
• It is possible to save up to $130 per year simply by quoting early and online