GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs an estimated $206 a year, collision costs $330, and liability insurance is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,492 or more. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. More rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

These examples show why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save approximately $1,032 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,154
• Selecting low $100 deductibles will cost an extra $234 a year
• Higher-risk drivers with serious driving violations could pay up to $2,492 or more
• The cost for full coverage for a teen driver can cost as much as $4,524

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level of your Savana, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $4,500 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $760 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 each year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Saving money on GMC Savana insurance consists of having a decent driving record, maintaining good credit, eliminating unneeded coverage, and taking advantage of discounts. Set aside time to compare rates at every other renewal by quoting rates from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The following items are a recap of the concepts that were covered above.

• High-risk drivers that have major violations or accidents pay an average of $1,340 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers are charged the highest rates, costing as high as $377 per month for full coverage
• Drivers can save approximately $130 per year simply by quoting early and online
• Increasing deductibles can save around $350 each year
• Drivers can save approximately $130 per year simply by quoting early and online