GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs approximately $220 each year, collision costs $358, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,586 or more. Teenage drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save $132 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Using low deductibles for physical damage coverage will cost an extra $252 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,586 or more
• The price for full coverage for a teenage driver can cost $4,658 or more

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $390 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can be around 43% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Spend time shopping around at every policy renewal by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below is a condensed summary of the data touched on above.

• Consumers who purchase higher levels of liability will pay an extra $510 every year to increase from a low limit to 250/500 limits
• You may be able to save around $140 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $375 each year
• Teenage drivers have the highest car insurance prices, costing up to $388 a month if they have full coverage