GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing around $2,492. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations tend to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects insurance prices.

These examples show why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save approximately $122 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,154
• Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,388
• Higher-risk drivers with serious driving violations could pay up to $2,492 or more
• The cost to insure a 16-year-old driver with full coverage can cost as much as $4,524 each year

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Auto insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance ranges from 42% to 135% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,650 on average in New York, Louisiana, and Michigan.

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With so much variability in rates, the only way to know which company is cheapest is to compare rates from multiple companies. Each auto insurer calculates rates differently, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Saving money on insurance for a GMC Savana takes not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Set aside time to shop around every year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a brief recap of the coverage data raised in the charts and tables above.

• Drivers can save approximately $130 per year simply by shopping early and online
• Increasing deductibles could save as much as $350 each year
• Teens are the costliest to insure, costing as high as $377 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations pay on average $1,340 more annually for Savana insurance