GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs on average $220, collision costs $358, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,586. Teens pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects car insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $705
• Raising to $1,000 deductibles will save around $132 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,196
• Selecting more expensive low deductibles bumps up the cost to $1,448
• Drivers with serious driving violations could pay upwards of $2,586 or more
• An auto insurance policy that insures a 16-year-old driver with full coverage may cost $4,658

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $790 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $390 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to compare prices from multiple companies. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare rates at every policy renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a brief review of the data touched on in the above illustrations.

• Insureds who require more liability coverage will pay approximately $510 each year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers can save as much as $140 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $375 each year
• Teen drivers are charged the highest prices, as much as $388 per month if the policy includes full coverage