GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs an estimated $220 a year, collision insurance costs $358, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,586. Teen drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how where you live affects insurance prices.

The examples above show why it is important to get quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save approximately $1,064 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,196
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,586
• Policy cost that insures a 16-year-old driver can cost as much as $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 130% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $390 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes being safe and accident-free, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Shop around every other policy renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the ideas that were touched on in the above illustrations.

• Youthful drivers have the highest car insurance rates, costing up to $388 each month if full coverage is purchased
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,390 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Drivers can save approximately $140 per year just by quoting early and online