GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs an estimated $220 a year, collision costs $358, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,586 or more. 16-year-old drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than congested cities.

The diagram below illustrates how where you live affects insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Choosing higher $1,000 deductibles can save approximately $1,064 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,196
• Buying low $100 deductibles for comp and collision coverage will cost an extra $252 annually
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,586 or more
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $390 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 130% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes being a good driver, having above-average credit, not filing small claims, and not having any coverage lapses. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the information touched on in the above illustrations.

• You may be able to save approximately $140 per year simply by quoting early and online
• Drivers age 16 to 20 have the highest car insurance rates, as much as $388 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,390 more annually than a safer driver
• Insureds who want an increased level of liability coverage will pay around $510 every year to raise limits from a 30/60 limit to 250/500 limits