GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs on average $206 a year, collision costs $330, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,492. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates how your location can change car insurance rates.

The examples above show why it is important to compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save around $1,032 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,154
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,388
• Drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• Policy cost for full coverage for a teen driver may cost $4,524 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level of your Savana, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $360 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

Below you'll find a recap of the information illustrated above.

• Drivers can save as much as $130 per year simply by quoting early and online
• Youthful drivers are expensive to insure, costing up to $377 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $350 each year
• Higher risk drivers that have major violations or accidents will pay on average $1,340 more each year than a low-risk driver
• Policyholders who require more liability protection will pay an extra $510 each year to increase from a 30/60 limit to 250/500 limits