GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs an estimated $220 a year, collision costs $358, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,586. Teens pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

These rate differences illustrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $705
• Raising to $1,000 deductibles will save approximately $1,064 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,196
• Selecting low $100 deductibles bumps up the cost to $1,448
• Drivers with serious driving violations could pay up to $2,586 or more
• An auto insurance policy that insures a 16-year-old driver can cost as much as $4,658

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on the trim level of your Savana, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,400 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $390 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes from multiple companies. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare rates every time your policy renews by getting quotes from direct insurance companies, and also from local insurance agencies.

The following is a quick review of the information touched on in this article.

• It is possible to save approximately $140 per year simply by quoting early and online
• Teens are the costliest to insure, with premiums being up to $388 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $375 each year
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,390 more annually for Savana insurance
• Insureds who want higher liability limits will pay approximately $510 annually to raise from 30/60 bodily injury limits to the 250/500 level