GMC Savana Insurance Rates

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UPDATED: Apr 10, 2024

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Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs an estimated $220 a year, collision costs $358, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,586. Teens pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

Comprehensive $220
Collision $358
Liability $460

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Savana trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a GMC Savana go from the low end price of $510 for a discount liability-only rate to a high of $2,586 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,196
High Risk $2,586

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $897
Small Cities $1,256
Large Cities $1,615

These rate differences illustrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $705
  • Raising to $1,000 deductibles will save approximately $1,064 each year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,196
  • Selecting low $100 deductibles bumps up the cost to $1,448
  • Drivers with serious driving violations could pay up to $2,586 or more
  • An auto insurance policy that insures a 16-year-old driver can cost as much as $4,658

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing full coverage GMC Savana insurance rates range from $705 to $4,658

Auto insurance prices for a GMC Savana also have a wide range based on the trim level of your Savana, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,400 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,620 on average in Florida, New York, and Michigan.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,082 -$114 -9.5%
Alaska $916 -$280 -23.4%
Arizona $994 -$202 -16.9%
Arkansas $1,196 -$0 0.0%
California $1,362 $166 13.9%
Colorado $1,144 -$52 -4.3%
Connecticut $1,230 $34 2.8%
Delaware $1,354 $158 13.2%
Florida $1,496 $300 25.1%
Georgia $1,104 -$92 -7.7%
Hawaii $860 -$336 -28.1%
Idaho $808 -$388 -32.4%
Illinois $892 -$304 -25.4%
Indiana $900 -$296 -24.7%
Iowa $806 -$390 -32.6%
Kansas $1,136 -$60 -5.0%
Kentucky $1,634 $438 36.6%
Louisiana $1,770 $574 48.0%
Maine $740 -$456 -38.1%
Maryland $988 -$208 -17.4%
Massachusetts $958 -$238 -19.9%
Michigan $2,078 $882 73.7%
Minnesota $1,002 -$194 -16.2%
Mississippi $1,434 $238 19.9%
Missouri $1,060 -$136 -11.4%
Montana $1,286 $90 7.5%
Nebraska $944 -$252 -21.1%
Nevada $1,436 $240 20.1%
New Hampshire $862 -$334 -27.9%
New Jersey $1,338 $142 11.9%
New Mexico $1,060 -$136 -11.4%
New York $1,262 $66 5.5%
North Carolina $688 -$508 -42.5%
North Dakota $980 -$216 -18.1%
Ohio $828 -$368 -30.8%
Oklahoma $1,230 $34 2.8%
Oregon $1,096 -$100 -8.4%
Pennsylvania $1,142 -$54 -4.5%
Rhode Island $1,596 $400 33.4%
South Carolina $1,082 -$114 -9.5%
South Dakota $1,010 -$186 -15.6%
Tennessee $1,048 -$148 -12.4%
Texas $1,442 $246 20.6%
Utah $886 -$310 -25.9%
Vermont $820 -$376 -31.4%
Virginia $716 -$480 -40.1%
Washington $926 -$270 -22.6%
West Virginia $1,096 -$100 -8.4%
Wisconsin $828 -$368 -30.8%
Wyoming $1,068 -$128 -10.7%

View Chart as Image

GMC Savana insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $390 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes from multiple companies. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $1,124 $94
GMC Savana 2500 2WD $1,134 $95
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 AWD $1,186 $99
GMC Savana 2500 2WD $1,166 $97
GMC Savana 3500 2WD $1,144 $95
GMC Savana 3500 2WD $1,144 $95
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 AWD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 3500 2WD $1,176 $98
GMC Savana 3500 2WD $1,176 $98
GMC Savana 1500 AWD $1,248 $104
GMC Savana 1500 AWD $1,248 $104
GMC Savana 3500 2WD $1,228 $102
GMC Savana 3500 2WD $1,228 $102
GMC Savana 1500 AWD $1,280 $107
GMC Savana 2500 2WD $1,258 $105
GMC Savana 2500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Savana $294 $512 $390 $1,354
2023 GMC Savana $282 $506 $398 $1,344
2022 GMC Savana $272 $494 $416 $1,340
2021 GMC Savana $262 $474 $430 $1,324
2020 GMC Savana $248 $458 $442 $1,306
2019 GMC Savana $238 $424 $452 $1,272
2018 GMC Savana $230 $400 $456 $1,244
2017 GMC Savana $220 $358 $460 $1,196
2016 GMC Savana $206 $330 $460 $1,154
2008 GMC Savana $146 $178 $460 $942

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare rates every time your policy renews by getting quotes from direct insurance companies, and also from local insurance agencies.

The following is a quick review of the information touched on in this article.

  • It is possible to save approximately $140 per year simply by quoting early and online
  • Teens are the costliest to insure, with premiums being up to $388 per month if the policy includes full coverage
  • Increasing policy deductibles can save approximately $375 each year
  • Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,390 more annually for Savana insurance
  • Insureds who want higher liability limits will pay approximately $510 annually to raise from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,754
30 $1,232
40 $1,196
50 $1,096
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,332
$500 $1,196
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,196
50/100 $1,350
100/300 $1,465
250/500 $1,764
100 CSL $1,396
300 CSL $1,649
500 CSL $1,833

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $6,602
20 $4,390
30 $2,626
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $81
5-yr Claim Free $76
Paid in Full/EFT $49
Advance Quote $56
Online Quote $83
Total Discounts $491
Rate after discounts $705

Discounts are estimated and may not be available from every company or in every state.

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