GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive insurance costs around $220 a year, collision costs $358, and liability insurance is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,586 or more. 16-year-old drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences highlight why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $705
• Choosing higher $1,000 deductibles can save about $1,064 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,196
• Buying low $100 deductibles for comp and collision coverage costs an additional $252 a year
• High-risk insureds with multiple tickets or accidents could pay at least $2,586 or more
• An auto insurance policy with full coverage for a teen driver can be $4,658 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,400 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $390 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding better rates on GMC Savana insurance takes having a decent driving record, having good credit, refrain from filing small claims, and taking advantage of discounts. Invest the time to compare rates every other policy renewal by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The following items are a quick rundown of the ideas that were presented in the illustrations above.

• 16 to 18-year-old drivers are charged the highest prices, with the cost nearing $388 per month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,390 more every year than a driver with a clean driving record
• Increasing policy deductibles could save up to $375 each year
• You may be able to save up to $140 per year simply by quoting early and online