GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months with full coverage. Comprehensive insurance costs on average $220, collision insurance costs $358, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $2,586 or more. Teenage drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

The ranges above demonstrate why everyone should get quotes based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save around $132 annually
• The average price for the average middle-age driver with $500 deductibles is $1,196
• Using pricier low deductibles for comp and collision coverage costs an extra $252 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,586
• The price to insure a teen driver for full coverage may cost $4,658 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Savana.

Using high physical damage deductibles can save as much as $390 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a recap of the material that was touched on above.

• Policyholders who require higher liability limits will pay an extra $510 every year to raise limits from a low limit to a 250/500 level
• Teenagers are expensive to insure, costing up to $388 a month if the policy includes full coverage
• Higher risk drivers that have major violations or accidents may pay on average $1,390 more each year for car insurance
• Increasing physical damage deductibles could save as much as $375 each year