GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive insurance costs on average $206 each year, collision insurance costs $330, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $2,492 or more. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how where you live affects car insurance rates.

The examples above illustrate why all drivers should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save around $122 each year
• The average price for a good driver age 40 with $500 deductibles is $1,154
• Using low deductibles costs an extra $234 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,492
• Policy cost to insure a 16-year-old driver may cost $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Savana.

Using high physical damage deductibles can reduce rates by up to $360 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of being a safe and courteous driver, having good credit, being claim-free, and determing if full coverage is necessary. Take the time to comparison shop every year by getting rate quotes from direct insurance companies, and also from several local insurance agents.

Below is a recap of the coverage data touched on in the above illustrations.

• It is possible to save as much as $130 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Teenage drivers pay the highest rates, possibly costing $377 each month if they have full coverage
• Drivers considered higher risk that have major violations or accidents pay on average $1,340 more each year for auto insurance