GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,586. Teenage drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations have more infrequent accident claims than densely populated cities.

The price range example below illustrates how location helps determine insurance prices.

The ranges above show why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save approximately $132 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,196
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,448
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,586 or more
• The price to insure a 16-year-old driver with full coverage can cost as much as $4,658 each year

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Car insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $390 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance ranges from 43% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,710 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know which car insurance is cheapest is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes avoiding accidents and claims, maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Invest time comparing rates every other policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a quick rundown of the ideas that were covered in the charts and tables above.

• Drivers under the age of 20 have the highest car insurance prices, with premiums as much as $388 a month if the policy includes full coverage
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,390 more annually to insure a GMC Savana
• Increasing physical damage deductibles could save as much as $375 each year
• Drivers can save approximately $140 per year simply by shopping early and online