GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $878 every 12 months including full coverage. Comprehensive costs an estimated $126, collision insurance costs $152, and liability costs $442. A liability-only policy costs as little as $496 a year, and high-risk insurance costs around $1,886. Teen drivers cost the most to insure at up to $3,630 a year.

Average premium for full coverage: $878

Policy rates broken down by type of insurance:

Rate estimates include $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates how your location can change insurance prices.

The examples above highlight why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $544
• Drivers who choose higher $1,000 deductibles will pay approximately $64 every year
• The average price for a good driver age 40 who has $500 deductibles is $878
• Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $1,000
• Drivers with multiple violations and an at-fault accident could pay up to $1,886
• Policy cost to insure a 16-year-old driver for full coverage can cost as much as $3,630 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing high deductibles could save up to $190 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,000 to $1,500 extra every year, depending on your age. GMC Savana insurance for high-risk drivers can cost from 41% to 127% more than average. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $680 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,260 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires not taking risks behind the wheel, but also maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Invest the time to shop around every couple of years by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief recap of the material that was illustrated above.

• Insureds who want higher liability limits will pay about $490 per year to go from a 30/60 limit to a 250/500 level
• Teens have the highest car insurance rates, with premiums being up to $303 each month if the policy includes full coverage
• Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,010 more annually for Savana insurance
• Increasing comprehensive and collision deductibles could save as much as $175 each year