GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs approximately $206, collision costs $330, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing around $2,492. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than larger metro areas.

The example below illustrates how where you live affects auto insurance prices.

These examples illustrate why everyone should get quotes using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save $122 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,388
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,492 or more
• The cost that insures a teen driver for full coverage can cost $4,524 each year

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Auto insurance rates for a GMC Savana can also vary considerably based on the model of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. GMC Savana insurance for high-risk drivers ranges anywhere from 42% to 135% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $360 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Saving money on GMC Savana insurance takes avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Shop around at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a quick rundown of the car insurance concepts touched on in the above illustrations.

• High-risk drivers with reckless driving or DUI convictions could be charged and average of $1,340 more per year for car insurance
• It is possible to save around $130 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $350 each year
• Drivers who purchase higher liability limits will pay about $510 annually to raise limits from a minimum limit to the 250/500 level