GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs approximately $220 a year, collision insurance costs $358, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs $2,586 or more. Teen drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change auto insurance prices.

The ranges above highlight why it is important to compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Using higher $1,000 deductibles will save $1,064 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Choosing low $100 deductibles for physical damage coverage will cost an extra $252 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,586
• The price for full coverage for a teen driver can cost $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $390 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Getting lower rates on car insurance requires being a safe and courteous driver, maintaining good credit, being claim-free, and possibly raising deductibles. Invest the time to shop around at least every other year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a summary of the car insurance concepts illustrated above.

• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,390 more per year for auto insurance
• You may be able to save around $140 per year just by quoting early and online
• Increasing physical damage deductibles can save around $375 each year
• Policyholders who purchase higher levels of liability will pay about $510 per year to increase from a low limit to 250/500 limits