GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive costs approximately $206 each year, collision costs $330, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing around $2,492. 16-year-old drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Price estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than congested cities.

The graphic below illustrates how where you live affects auto insurance prices.

These examples illustrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Using higher $1,000 deductibles will save $122 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,154
• Buying low deductibles for physical damage coverage will cost $1,388
• Drivers with multiple tickets or accidents could pay around $2,492 or more
• The cost with full coverage for a teen driver can cost $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $360 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company utilizes a different rate formula, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Savana Insurance

Saving money on car insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The next list is a condensed summary of the material that was touched on in the above illustrations.

• Policyholders who purchase increased levels of liability coverage will pay around $510 annually to increase from a minimum limit to higher 250/500 limits
• Drivers age 20 and younger are the costliest to insure, costing up to $377 per month if they have full coverage
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,340 more per year to buy GMC Savana insurance
• Increasing deductibles could save up to $350 each year