GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $206 a year, collision costs $330, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,492 or more. Teen drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save $1,032 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,154
• Choosing low $100 deductibles for physical damage coverage costs an extra $234 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,492 or more
• Policy cost to insure a teenage driver can cost $4,524 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your risk profile, and the model of your Savana.

Choosing high deductibles could cut rates by as much as $360 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can be around 42% to 135% more than average. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Invest time comparing rates once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.

The points below are a brief summary of the data that was covered in the charts and tables above.

• It is possible to save around $130 per year simply by quoting early and online
• Consumers who purchase increased liability limits will pay about $510 annually to increase from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 pay the highest auto insurance rates, possibly costing $377 each month if the policy includes full coverage
• Drivers that tend to have accidents or serious violations may have to pay on average $1,340 more per year to insure a GMC Savana