GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs on average $206 each year, collision insurance costs $330, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,492. Teens pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Includes $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why all drivers should compare prices based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Using higher $1,000 deductibles will save around $122 every year
• The average price for the average middle-age driver with $500 deductibles is $1,154
• Selecting low deductibles for physical damage coverage increases the price to $1,388
• Drivers with serious driving violations could pay upwards of $2,492
• The price to insure a teen driver may cost $4,524 or more

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Savana.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $360 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 135% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Getting lower rates on car insurance requires having a good driving record, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates every year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a recap of the coverage data covered above.

• You may be able to save as much as $130 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $350 each year
• Drivers age 20 and younger pay higher prices, possibly costing $377 a month if full coverage is included
• Higher risk drivers that have major violations or accidents may pay on average $1,340 more each year to buy GMC Savana insurance