GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs on average $220, collision insurance costs $358, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,586. 16-year-old drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than congested cities. The example below illustrates how location helps determine car insurance rates.

The examples above demonstrate why everyone should compare prices based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save around $132 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,196
• Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,448
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,586
• Policy cost that insures a teenage driver for full coverage may cost $4,658 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model of your Savana, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 extra every year, depending on your age. GMC Savana insurance for high-risk drivers can be around 43% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $390 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on auto insurance requires having a good driving record, having above-average credit, not filing small claims, and determing if full coverage is necessary. Comparison shop at every policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The next list is a brief review of the data covered in the charts and tables above.

• Consumers who require increased levels of liability coverage will pay around $510 every year to increase from a 30/60 limit to the 250/500 level
• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Drivers age 20 and younger pay the highest rates, as much as $388 each month if full coverage is included