GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs around $220 a year, collision costs $358, and liability coverage is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,586 or more. Teenage drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences illustrate why it is important to compare rates quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Raising to $1,000 deductibles will save about $1,064 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,196
• Using low $100 deductibles will cost an extra $252 each year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,586 or more
• An auto insurance policy for full coverage for a teenage driver can be $4,658

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $390 a year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,400 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding better rates on auto insurance consists of being safe and accident-free, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief summary of the material that was touched on in this article.

• Consumers who may need more liability protection will pay an extra $510 annually to raise from 30/60 bodily injury limits to 250/500 limits
• Youthful drivers are expensive to insure, with premiums being up to $388 per month if they have full coverage
• Drivers that tend to have accidents or serious violations may pay on average $1,390 more every year than a low-risk driver
• Increasing policy deductibles can save around $375 each year