GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs an estimated $206 a year, collision costs $330, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,492. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above show why it is important to get quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save approximately $1,032 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,388
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,492 or more
• The price that insures a teen driver can cost as much as $4,524 each year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $360 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know which car insurance is cheapest is to get quotes and see which company has the best price. Each auto insurer uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Getting lower rates on car insurance takes being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Shop around every other policy renewal by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a summary of the ideas that were raised in the charts and tables above.

• Teen drivers are the costliest to insure, with premiums as much as $377 a month if the policy includes full coverage
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,340 more annually to insure their Savana
• Increasing physical damage deductibles can save approximately $350 each year
• Drivers can save approximately $130 per year simply by quoting early and online