GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs an estimated $206, collision insurance costs $330, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $2,492 or more. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities. The price range example below illustrates the difference location can make on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save approximately $122 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,154
• Using more expensive low deductibles will cost an additional $234 annually
• Drivers who are prone to accidents and violations could pay up to $2,492
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $360 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of being a safe and courteous driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare prices at every other renewal by getting quotes from direct companies, and also from insurance agencies where you live.

Below is a summary of the concepts that were touched on in this article.

• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,340 more annually for auto insurance
• Teenage drivers are charged the highest rates, as much as $377 each month if full coverage is included
• You may be able to save approximately $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• You may be able to save approximately $130 per year just by shopping early and online