GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs around $206 each year, collision costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing around $2,492. Teens pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why all drivers should compare prices for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Using higher $1,000 deductibles will save about $122 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,154
• Selecting low deductibles for physical damage coverage increases the price to $1,388
• High-risk insureds with serious driving violations could pay at least $2,492 or more
• An auto insurance policy to insure a 16-year-old driver can be $4,524 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $360 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers can be from 42% to 135% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to do a rate comparison from multiple companies. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Finding better rates on insurance for a GMC Savana requires being safe and accident-free, having above-average credit, refrain from filing small claims, and taking advantage of discounts. Take the time to compare rates every time your policy renews by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a review of the information covered in the above illustrations.

• You may be able to save up to $130 per year simply by quoting online in advance
• Youthful drivers are charged the highest prices, with the cost nearing $377 per month if full coverage is included
• Increasing policy deductibles could save as much as $350 each year
• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,340 more every year than a low-risk driver
• Insureds who may need more liability protection will pay approximately $510 per year to increase from 30/60 bodily injury limits to a 250/500 level