GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs around $206 each year, collision costs $330, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,492 or more. 16-year-old drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates how your location can change auto insurance rates.

These examples highlight why all drivers should get quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save about $122 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,154
• Buying low deductibles for comp and collision coverage will cost an additional $234 each year
• Drivers with multiple tickets or accidents could pay at least $2,492 or more
• The cost that insures a teenage driver can be $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on auto insurance takes avoiding accidents and claims, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Comparison shop once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a brief review of the data that was illustrated above.

• You may be able to save up to $130 per year simply by quoting online in advance
• Consumers who may need increased liability limits will pay around $510 per year to raise limits from a minimum limit to the 250/500 level
• Drivers under the age of 20 pay higher rates, as much as $377 per month if full coverage is included
• Drivers with DUI or reckless driving convictions may have to pay on average $1,340 more every year to insure a GMC Savana