GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs on average $206 each year, collision costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing around $2,492. Teen drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why all drivers should compare prices based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save around $122 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,154
• Choosing low deductibles for physical damage coverage increases the price to $1,388
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,492 or more
• An auto insurance policy to insure a teen driver may cost $4,524 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Savana.

Choosing high deductibles could cut prices by as much as $360 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers can be as much as 42% to 135% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Each insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Finding better rates on car insurance requires having a good driving record, having above-average credit, refrain from filing small claims, and insuring your home and auto with the same company. Set aside time to compare rates at every other renewal by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a recap of the concepts that were covered above.

• Higher risk drivers that have major violations or accidents may pay on average $1,340 more each year to buy GMC Savana insurance
• Drivers age 20 and younger pay higher prices, with the cost nearing $377 per month if full coverage is included
• You may be able to save as much as $130 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $350 each year
• You may be able to save as much as $130 per year simply by quoting online in advance