GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs around $220, collision insurance costs $358, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,586 or more. Teen drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save about $132 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,196
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $252 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,586
• Policy cost for full coverage for a 16-year-old driver with full coverage can be $4,658 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $390 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance ranges from 43% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to shop around once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a recap of the data that was raised in the charts and tables above.

• You may be able to save up to $140 per year just by shopping early and online
• Insureds who may need higher liability limits will pay about $510 per year to raise limits from a 30/60 limit to 250/500 limits
• Teenagers are charged the highest rates, with premiums being up to $388 each month including comprehensive and collision insurance
• Drivers considered higher risk that have major violations or accidents pay on average $1,390 more every year for car insurance