GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,196 every 12 months with full coverage. Comprehensive insurance costs around $220, collision costs $358, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,586 or more. Teenage drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates for individual coverage type:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population tend to have more infrequent collision claims than densely populated cities.

The example below illustrates how location impacts auto insurance rates.

These examples demonstrate why everyone should compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Using higher $1,000 deductibles will save about $132 annually
• The average price for a 40-year-old driver using $500 deductibles is $1,196
• Using pricier low deductibles for physical damage coverage costs an extra $252 a year
• Drivers who are prone to accidents and violations could pay at least $2,586 or more
• The cost to insure a teen driver for full coverage can be $4,658 or more

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Auto insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $390 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,400 to $2,000 in extra premium per year, depending on your age. GMC Savana insurance for high-risk drivers can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.

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With so much variability in rates, the best way to find out your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Saving money on GMC Savana insurance requires being a low-risk driver, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Spend time shopping around every year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a condensed summary of the coverage data touched on above.

• You may be able to save up to $140 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $375 each year
• Teen drivers are expensive to insure, with premiums as much as $388 per month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents pay on average $1,390 more every year to insure their Savana