GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs around $206 a year, collision insurance costs $330, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,492 or more. Teen drivers pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences demonstrate why it is important to get quotes for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save about $1,032 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $234 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,492
• An auto insurance policy that insures a 16-year-old driver can be $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the trim level of your Savana, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $360 annually, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding better rates on insurance for a GMC Savana takes being a low-risk driver, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Shop around at least every other year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a recap of the car insurance concepts touched on in this article.

• Drivers considered higher risk that have major violations or accidents may pay on average $1,340 more every year to insure their Savana
• You may be able to save up to $130 per year just by quoting early and online
• Increasing policy deductibles can save approximately $350 each year
• Insureds who may need more liability coverage will pay about $510 every year to raise limits from 30/60 bodily injury limits to the 250/500 level