GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs on average $206 each year, collision costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,492 or more. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts car insurance rates.

These rate differences highlight why all drivers should get quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save around $122 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,154
• Using low deductibles for comp and collision coverage will cost an extra $234 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• An auto insurance policy for full coverage for a 16-year-old driver may cost $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the model of your Savana, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $360 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate prices, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding better rates on insurance for a GMC Savana takes having a good driving record, having a good credit history, refrain from filing small claims, and insuring your home and auto with the same company. Spend time shopping around at every other renewal by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a brief recap of the concepts that were touched on above.

• Drivers considered higher risk who tend to receive serious violations may pay on average $1,340 more each year to buy GMC Savana insurance
• Drivers age 20 and younger pay higher prices, with the cost nearing $377 per month including comprehensive and collision insurance
• You may be able to save as much as $130 per year simply by quoting online in advance
• Increasing policy deductibles can save around $350 each year
• You may be able to save as much as $130 per year simply by quoting online in advance