GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs approximately $206, collision insurance costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $2,492 or more. Teen drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas. The example below illustrates how where you live affects auto insurance prices.

The ranges above illustrate why everyone should get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save $122 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Choosing pricier low deductibles for comp and collision coverage will cost an additional $234 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,492
• The price that insures a teen driver for full coverage can cost $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the model of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 additional each year, depending on your age. GMC Savana insurance for high-risk drivers ranges as much as 42% to 135% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $360 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on car insurance takes having a decent driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Shop around at least every other year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a condensed summary of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers with multiple at-fault accidents could be charged and average of $1,340 more per year than a driver with a clean driving record
• It is possible to save around $130 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $350 each year
• Policyholders who purchase additional liability coverage will pay about $510 annually to raise limits from a low limit to the 250/500 level