GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive costs an estimated $220 a year, collision costs $358, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,586. 16-year-old drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities.

The diagram below illustrates how location impacts insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Choosing higher $1,000 deductibles can save approximately $1,064 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,196
• Buying low $100 deductibles for comp and collision coverage will cost $1,448
• Drivers with multiple tickets or accidents could pay up to $2,586 or more
• Policy cost with full coverage for a teenage driver can cost as much as $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $390 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Savana Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having a good credit score, not filing small claims, and not having any coverage lapses. Spend time shopping around every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the coverage data touched on above.

• You may be able to save approximately $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $375 each year
• 16 to 18-year-old drivers have the highest car insurance rates, as much as $388 each month if comprehensive and collision insurance is included
• Drivers with multiple at-fault accidents pay on average $1,390 more annually than a driver with a clean driving record