GMC Savana Insurance Rates

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UPDATED: Apr 10, 2024

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The average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive costs an estimated $220 a year, collision costs $358, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,586. 16-year-old drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Comprehensive $220
Collision $358
Liability $460

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

For the average driver, GMC Savana insurance rates go from as cheap as $510 for minimum levels of liability insurance to a high of $2,586 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,196
High Risk $2,586

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities.

The diagram below illustrates how location impacts insurance prices.

Rural Areas $897
Small Cities $1,256
Large Cities $1,615

The examples above demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

  • The best full coverage rate is $705
  • Choosing higher $1,000 deductibles can save approximately $1,064 annually
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,196
  • Buying low $100 deductibles for comp and collision coverage will cost $1,448
  • Drivers with multiple tickets or accidents could pay up to $2,586 or more
  • Policy cost with full coverage for a teenage driver can cost as much as $4,658 each year

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing full coverage GMC Savana insurance rates range from $705 to $4,658

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $390 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,620 on average in New York, Michigan, and Florida.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,082 -$114 -9.5%
Alaska $916 -$280 -23.4%
Arizona $994 -$202 -16.9%
Arkansas $1,196 -$0 0.0%
California $1,362 $166 13.9%
Colorado $1,144 -$52 -4.3%
Connecticut $1,230 $34 2.8%
Delaware $1,354 $158 13.2%
Florida $1,496 $300 25.1%
Georgia $1,104 -$92 -7.7%
Hawaii $860 -$336 -28.1%
Idaho $808 -$388 -32.4%
Illinois $892 -$304 -25.4%
Indiana $900 -$296 -24.7%
Iowa $806 -$390 -32.6%
Kansas $1,136 -$60 -5.0%
Kentucky $1,634 $438 36.6%
Louisiana $1,770 $574 48.0%
Maine $740 -$456 -38.1%
Maryland $988 -$208 -17.4%
Massachusetts $958 -$238 -19.9%
Michigan $2,078 $882 73.7%
Minnesota $1,002 -$194 -16.2%
Mississippi $1,434 $238 19.9%
Missouri $1,060 -$136 -11.4%
Montana $1,286 $90 7.5%
Nebraska $944 -$252 -21.1%
Nevada $1,436 $240 20.1%
New Hampshire $862 -$334 -27.9%
New Jersey $1,338 $142 11.9%
New Mexico $1,060 -$136 -11.4%
New York $1,262 $66 5.5%
North Carolina $688 -$508 -42.5%
North Dakota $980 -$216 -18.1%
Ohio $828 -$368 -30.8%
Oklahoma $1,230 $34 2.8%
Oregon $1,096 -$100 -8.4%
Pennsylvania $1,142 -$54 -4.5%
Rhode Island $1,596 $400 33.4%
South Carolina $1,082 -$114 -9.5%
South Dakota $1,010 -$186 -15.6%
Tennessee $1,048 -$148 -12.4%
Texas $1,442 $246 20.6%
Utah $886 -$310 -25.9%
Vermont $820 -$376 -31.4%
Virginia $716 -$480 -40.1%
Washington $926 -$270 -22.6%
West Virginia $1,096 -$100 -8.4%
Wisconsin $828 -$368 -30.8%
Wyoming $1,068 -$128 -10.7%

View Chart as Image

GMC Savana insurance rates by U.S. city

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $1,124 $94
GMC Savana 2500 2WD $1,134 $95
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 AWD $1,186 $99
GMC Savana 2500 2WD $1,166 $97
GMC Savana 3500 2WD $1,144 $95
GMC Savana 3500 2WD $1,144 $95
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 AWD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 3500 2WD $1,176 $98
GMC Savana 3500 2WD $1,176 $98
GMC Savana 1500 AWD $1,248 $104
GMC Savana 1500 AWD $1,248 $104
GMC Savana 3500 2WD $1,228 $102
GMC Savana 3500 2WD $1,228 $102
GMC Savana 1500 AWD $1,280 $107
GMC Savana 2500 2WD $1,258 $105
GMC Savana 2500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Savana $294 $512 $390 $1,354
2023 GMC Savana $282 $506 $398 $1,344
2022 GMC Savana $272 $494 $416 $1,340
2021 GMC Savana $262 $474 $430 $1,324
2020 GMC Savana $248 $458 $442 $1,306
2019 GMC Savana $238 $424 $452 $1,272
2018 GMC Savana $230 $400 $456 $1,244
2017 GMC Savana $220 $358 $460 $1,196
2016 GMC Savana $206 $330 $460 $1,154
2008 GMC Savana $146 $178 $460 $942

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper GMC Savana Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having a good credit score, not filing small claims, and not having any coverage lapses. Spend time shopping around every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the coverage data touched on above.

  • You may be able to save approximately $140 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles could save up to $375 each year
  • 16 to 18-year-old drivers have the highest car insurance rates, as much as $388 each month if comprehensive and collision insurance is included
  • Drivers with multiple at-fault accidents pay on average $1,390 more annually than a driver with a clean driving record

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,754
30 $1,232
40 $1,196
50 $1,096
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,332
$500 $1,196
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,196
50/100 $1,350
100/300 $1,465
250/500 $1,764
100 CSL $1,396
300 CSL $1,649
500 CSL $1,833

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $6,602
20 $4,390
30 $2,626
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $81
5-yr Claim Free $76
Paid in Full/EFT $49
Advance Quote $56
Online Quote $83
Total Discounts $491
Rate after discounts $705

Discounts are estimated and may not be available from every company or in every state.

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