GMC Savana Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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The average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive costs an estimated $220 a year, collision costs $358, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,586. 16-year-old drivers cost the most to insure at $4,658 a year or more.
Average premium for full coverage: $1,196
Policy rates broken down by type of insurance:
Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Savana trim levels.
Price Range Variability
For the average driver, GMC Savana insurance rates go from as cheap as $510 for minimum levels of liability insurance to a high of $2,586 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities.
The diagram below illustrates how location impacts insurance prices.
The examples above demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated GMC Savana insurance rates for other coverage scenarios.
- The best full coverage rate is $705
- Choosing higher $1,000 deductibles can save approximately $1,064 annually
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,196
- Buying low $100 deductibles for comp and collision coverage will cost $1,448
- Drivers with multiple tickets or accidents could pay up to $2,586 or more
- Policy cost with full coverage for a teenage driver can cost as much as $4,658 each year
Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $390 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,620 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,082 | -$114 | -9.5% |
Alaska | $916 | -$280 | -23.4% |
Arizona | $994 | -$202 | -16.9% |
Arkansas | $1,196 | -$0 | 0.0% |
California | $1,362 | $166 | 13.9% |
Colorado | $1,144 | -$52 | -4.3% |
Connecticut | $1,230 | $34 | 2.8% |
Delaware | $1,354 | $158 | 13.2% |
Florida | $1,496 | $300 | 25.1% |
Georgia | $1,104 | -$92 | -7.7% |
Hawaii | $860 | -$336 | -28.1% |
Idaho | $808 | -$388 | -32.4% |
Illinois | $892 | -$304 | -25.4% |
Indiana | $900 | -$296 | -24.7% |
Iowa | $806 | -$390 | -32.6% |
Kansas | $1,136 | -$60 | -5.0% |
Kentucky | $1,634 | $438 | 36.6% |
Louisiana | $1,770 | $574 | 48.0% |
Maine | $740 | -$456 | -38.1% |
Maryland | $988 | -$208 | -17.4% |
Massachusetts | $958 | -$238 | -19.9% |
Michigan | $2,078 | $882 | 73.7% |
Minnesota | $1,002 | -$194 | -16.2% |
Mississippi | $1,434 | $238 | 19.9% |
Missouri | $1,060 | -$136 | -11.4% |
Montana | $1,286 | $90 | 7.5% |
Nebraska | $944 | -$252 | -21.1% |
Nevada | $1,436 | $240 | 20.1% |
New Hampshire | $862 | -$334 | -27.9% |
New Jersey | $1,338 | $142 | 11.9% |
New Mexico | $1,060 | -$136 | -11.4% |
New York | $1,262 | $66 | 5.5% |
North Carolina | $688 | -$508 | -42.5% |
North Dakota | $980 | -$216 | -18.1% |
Ohio | $828 | -$368 | -30.8% |
Oklahoma | $1,230 | $34 | 2.8% |
Oregon | $1,096 | -$100 | -8.4% |
Pennsylvania | $1,142 | -$54 | -4.5% |
Rhode Island | $1,596 | $400 | 33.4% |
South Carolina | $1,082 | -$114 | -9.5% |
South Dakota | $1,010 | -$186 | -15.6% |
Tennessee | $1,048 | -$148 | -12.4% |
Texas | $1,442 | $246 | 20.6% |
Utah | $886 | -$310 | -25.9% |
Vermont | $820 | -$376 | -31.4% |
Virginia | $716 | -$480 | -40.1% |
Washington | $926 | -$270 | -22.6% |
West Virginia | $1,096 | -$100 | -8.4% |
Wisconsin | $828 | -$368 | -30.8% |
Wyoming | $1,068 | -$128 | -10.7% |
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be varied between companies.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Savana 1500 2WD | $1,124 | $94 |
GMC Savana 2500 2WD | $1,134 | $95 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 AWD | $1,186 | $99 |
GMC Savana 2500 2WD | $1,166 | $97 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 AWD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 1500 AWD | $1,280 | $107 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 GMC Savana | $294 | $512 | $390 | $1,354 |
2023 GMC Savana | $282 | $506 | $398 | $1,344 |
2022 GMC Savana | $272 | $494 | $416 | $1,340 |
2021 GMC Savana | $262 | $474 | $430 | $1,324 |
2020 GMC Savana | $248 | $458 | $442 | $1,306 |
2019 GMC Savana | $238 | $424 | $452 | $1,272 |
2018 GMC Savana | $230 | $400 | $456 | $1,244 |
2017 GMC Savana | $220 | $358 | $460 | $1,196 |
2016 GMC Savana | $206 | $330 | $460 | $1,154 |
2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper GMC Savana Insurance
Finding cheaper rates on auto insurance takes having a decent driving record, having a good credit score, not filing small claims, and not having any coverage lapses. Spend time shopping around every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a condensed summary of the coverage data touched on above.
- You may be able to save approximately $140 per year simply by quoting early and online
- Increasing comprehensive and collision deductibles could save up to $375 each year
- 16 to 18-year-old drivers have the highest car insurance rates, as much as $388 each month if comprehensive and collision insurance is included
- Drivers with multiple at-fault accidents pay on average $1,390 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,658 |
20 | $2,754 |
30 | $1,232 |
40 | $1,196 |
50 | $1,096 |
60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,448 |
$250 | $1,332 |
$500 | $1,196 |
$1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,196 |
50/100 | $1,350 |
100/300 | $1,465 |
250/500 | $1,764 |
100 CSL | $1,396 |
300 CSL | $1,649 |
500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,602 |
20 | $4,390 |
30 | $2,626 |
40 | $2,586 |
50 | $2,472 |
60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $62 |
Multi-vehicle | $64 |
Homeowner | $20 |
5-yr Accident Free | $81 |
5-yr Claim Free | $76 |
Paid in Full/EFT | $49 |
Advance Quote | $56 |
Online Quote | $83 |
Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
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