GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive costs an estimated $220 a year, collision costs $358, and liability insurance is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,586. 16-year-old drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. More rural locations have more infrequent accident claims than congested cities.

The diagram below illustrates how location impacts insurance prices.

The ranges above show why it is important to get quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Choosing higher $1,000 deductibles can save approximately $1,064 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,196
• Buying low $100 deductibles for comp and collision coverage increases the price to $1,448
• High-risk insureds with multiple tickets or accidents could pay up to $2,586 or more
• The price to insure a teen driver can cost as much as $4,658 each year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $390 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know which car insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Getting lower rates on GMC Savana insurance takes not taking risks behind the wheel, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a review of the car insurance concepts touched on above.

• High-risk drivers who have several accidents or serious violations pay on average $1,390 more annually for Savana insurance
• Drivers can save approximately $140 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $375 each year
• Drivers who want higher liability limits will pay around $510 each year to raise limits from a low limit to a 250/500 level