GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive insurance costs an estimated $220, collision insurance costs $358, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $2,586 or more. Teen drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save approximately $132 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,196
• Choosing more expensive low deductibles costs an additional $252 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,586
• An auto insurance policy with full coverage for a 16-year-old driver with full coverage can cost as much as $4,658

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Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,400 to $2,000 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $390 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,710 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of being a low-risk driver, having a good credit history, refrain from filing small claims, and deciding if full coverage is necessary. Set aside time to shop around at every policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief recap of the data raised in the charts and tables above.

• Insureds who want more liability coverage will pay about $510 per year to raise from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save approximately $140 per year just by shopping early and online
• Increasing policy deductibles could save up to $375 each year
• Teen drivers are charged the highest prices, with the cost nearing $388 per month including comprehensive and collision insurance