GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs an estimated $206 a year, collision insurance costs $330, and liability insurance is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $2,492. Teenage drivers pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference location can make on insurance prices.

These rate differences show why it is important to compare rates quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save approximately $1,032 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,154
• Using low $100 deductibles increases the price to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,492
• An auto insurance policy to insure a teen driver can cost as much as $4,524

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Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $360 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Finding better rates on GMC Savana insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Make time to compare rates once a year by requesting rates from direct carriers, and also from several local insurance agents.

Below is a brief summary of the data that was touched on in this article.

• Drivers can save approximately $130 per year just by quoting early and online
• Drivers who want higher levels of liability will pay an extra $510 each year to raise from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers are expensive to insure, as much as $377 per month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations pay on average $1,340 more annually for auto insurance