GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs approximately $220, collision insurance costs $358, and liability coverage is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs $2,586 or more. Teens pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should get quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $705
• Choosing higher $1,000 deductibles can save $132 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,196
• Selecting more expensive low deductibles for comp and collision coverage will cost an additional $252 each year
• Drivers with serious driving violations could pay around $2,586
• The price that insures a teenage driver with full coverage can cost $4,658 each year

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Insurance prices for a GMC Savana are also quite variable based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance ranges around 43% to 130% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,620 on average in Florida, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can save as much as $390 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and possibly raising deductibles. Compare rates once a year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The list below is a summary of the data that was touched on in this article.

• It is possible to save around $140 per year just by shopping early and online
• Consumers who purchase higher liability limits will pay approximately $510 annually to raise limits from a low limit to the 250/500 level
• Teenagers are expensive to insure, as much as $388 a month if full coverage is included
• Drivers who have multiple accidents or major violations could be charged and average of $1,390 more per year for car insurance