GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs on average $220, collision costs $358, and liability insurance costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing around $2,586. Teenage drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how where you live affects car insurance rates.

These rate differences demonstrate why everyone should compare prices based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save around $132 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,196
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,448
• Drivers who are prone to accidents and violations could pay upwards of $2,586 or more
• An auto insurance policy for full coverage for a teen driver for full coverage may cost $4,658 or more

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $390 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 extra annually, depending on your age. GMC Savana insurance for high-risk drivers can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding better rates on GMC Savana insurance requires being a safe and courteous driver, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop every year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a summary of the coverage data touched on in the above illustrations.

• You may be able to save as much as $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $375 each year
• Teenage drivers are expensive to insure, possibly costing $388 per month if full coverage is included
• High-risk drivers who have multiple accidents or major violations may be required to pay an average of $1,390 more each year for auto insurance