GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs an estimated $220 a year, collision costs $358, and liability insurance costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing around $2,586. 16-year-old drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations tend to have lower incidents of collision claims than congested cities.

The diagram below illustrates how where you live affects insurance prices.

These examples demonstrate why it is important to compare prices for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save approximately $1,064 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,196
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,448
• Drivers with multiple tickets or accidents could pay up to $2,586 or more
• The cost that insures a teen driver can cost as much as $4,658 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $390 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out which company is cheapest is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Saving money on GMC Savana insurance requires being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Comparison shop once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a quick rundown of the data that was touched on in the above illustrations.

• You may be able to save approximately $140 per year simply by quoting early and online
• Drivers who want more liability protection will pay around $510 every year to increase from a minimum limit to the 250/500 level
• Youthful drivers are expensive to insure, with premiums as much as $388 per month if comprehensive and collision insurance is included
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,390 more annually than a low-risk driver