GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs approximately $206, collision costs $330, and liability insurance is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,492 or more. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should get quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save $122 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Selecting more expensive low deductibles for comp and collision coverage will cost an additional $234 a year
• High-risk insureds with serious driving violations could pay around $2,492 or more
• The price that insures a teen driver with full coverage can cost $4,524 each year

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Car insurance prices for a GMC Savana are also quite variable based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can save as much as $360 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices from as many companies as possible. Each auto insurer calculates prices differently, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Getting lower rates on GMC Savana insurance takes having a good driving record, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare rates at every policy renewal by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a quick review of the data touched on in this article.

• Drivers who purchase increased levels of liability coverage will pay approximately $510 annually to raise limits from a low limit to the 250/500 level
• It is possible to save around $130 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $350 each year
• Drivers age 20 and younger pay the highest auto insurance prices, as much as $377 a month if full coverage is purchased