GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs approximately $220 each year, collision costs $358, and liability coverage costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing $2,586 or more. Teen drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Using higher $1,000 deductibles will save $132 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Choosing low deductibles for physical damage coverage will cost an extra $252 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,586 or more
• The price for full coverage for a teenage driver can cost $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $390 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can be around 43% to 130% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on auto insurance requires having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates every time your policy renews by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a brief review of the information touched on in this article.

• You may be able to save around $140 per year simply by quoting online in advance
• 16 to 18-year-old drivers are expensive to insure, costing up to $388 a month for full coverage
• Increasing physical damage deductibles can save around $375 each year
• Drivers with DUI or reckless driving convictions pay on average $1,390 more per year than a driver with a clean driving record
• Consumers who purchase additional liability coverage will pay about $510 every year to increase from a low limit to 250/500 limits