GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs around $220, collision costs $358, and liability insurance is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,586 or more. 16-year-old drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than congested cities.

The example below illustrates how rural and urban location affects auto insurance rates.

The ranges above illustrate why everyone should get quotes for a specific zip code and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $705
• Choosing higher $1,000 deductibles can save about $132 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,196
• Buying pricier low deductibles for comp and collision coverage will cost an extra $252 a year
• High-risk insureds with multiple tickets or accidents could pay at least $2,586 or more
• The price for full coverage for a teen driver for full coverage can be $4,658 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles could pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $390 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Getting lower rates on GMC Savana insurance takes avoiding accidents and claims, having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around every time your policy renews by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The points below are a brief recap of the information raised in the charts and tables above.

• It is possible to save up to $140 per year simply by quoting online well ahead of the renewal date
• Drivers under the age of 20 are the costliest to insure, as much as $388 a month if full coverage is included
• Increasing physical damage deductibles can save around $375 each year
• High-risk drivers who tend to receive serious violations may pay on average $1,390 more every year to insure a GMC Savana
• Drivers who may need increased liability limits will pay around $510 annually to raise limits from a low limit to 250/500 limits