GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive insurance costs on average $206 a year, collision insurance costs $330, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $2,492 or more. Teens cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

The examples above show why it is important to compare prices based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Using higher $1,000 deductibles will save around $1,032 a year
• The average price for a good driver age 40 with $500 deductibles is $1,154
• Selecting low $100 deductibles for physical damage coverage costs an extra $234 every year
• Drivers with serious driving violations could pay upwards of $2,492
• Policy cost to insure a teen driver may cost $4,524 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Savana.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $360 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Savana Insurance

Finding cheaper rates on car insurance requires having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around once a year by requesting rates from direct carriers, and also from local independent and exclusive agents.

The following items are a quick rundown of the data that was illustrated above.

• Drivers can save as much as $130 per year just by quoting early and online
• Policyholders who require additional liability coverage will pay approximately $510 each year to increase from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, costing up to $377 each month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,340 more each year than a driver with a clean driving record