GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,492. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities.

The price range example below illustrates how where you live affects insurance prices.

These rate differences show why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,154
• Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,388
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,492 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost as much as $4,524 each year

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the trim level of your Savana, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,400 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance ranges from 42% to 135% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices from multiple companies. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding better rates on insurance for a GMC Savana takes being a good driver, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop at least once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a brief summary of the primary concepts that were touched on in the above illustrations.

• Drivers can save approximately $130 per year simply by shopping early and online
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,340 more annually than a safer driver
• Increasing policy deductibles can save around $350 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $377 per month if they have full coverage