GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive insurance costs around $206 each year, collision costs $330, and liability coverage is estimated at $460. A policy with only liability insurance costs approximately $510 a year, with a high-risk policy costing $2,492 or more. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than congested cities.

The graphic below illustrates how location impacts auto insurance rates.

These rate differences show why all drivers should get quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save about $122 a year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,154
• Buying low deductibles for comp and collision coverage costs an additional $234 each year
• Drivers with multiple tickets or accidents could pay at least $2,492 or more
• An auto insurance policy with full coverage for a teenage driver can be $4,524 each year

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Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driver profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $360 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know your exact price is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and qualifying for all possible discounts. Spend time shopping around at every policy renewal by obtaining price quotes from direct carriers, and also from local independent and exclusive agents.

The list below is a brief recap of the data touched on above.

• Consumers who may need higher liability limits will pay around $510 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save up to $130 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $350 each year
• Teenagers are the costliest to insure, as much as $377 per month if comprehensive and collision insurance is included