GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive insurance costs around $220 a year, collision insurance costs $358, and liability insurance is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,586 or more. Teen drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences show why it is important to get quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save about $1,064 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,196
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $252 a year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,586
• An auto insurance policy that insures a teen driver can be $4,658 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the trim level of your Savana, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 130% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $390 each year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding better rates on GMC Savana insurance takes being a good driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Shop around every couple of years by getting rate quotes from direct carriers, and also from several local insurance agents.

The following list is a quick rundown of the material that was presented in the illustrations above.

• Drivers who may need an increased level of liability coverage will pay about $510 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 pay higher prices, as much as $388 per month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions pay on average $1,390 more every year than a safer driver
• Increasing policy deductibles can save approximately $375 each year