GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive costs approximately $220 a year, collision insurance costs $358, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,586. Teen drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above illustrate why it is important to compare rates using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Drivers who choose higher $1,000 deductibles will pay $1,064 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,196
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,448
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,586
• Policy cost to insure a teenage driver can cost $4,658 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your risk profile, and the model of your Savana.

Choosing high deductibles could save up to $390 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than average. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Invest the time to compare rates at every other renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

The list below is a review of the concepts that were presented in the illustrations above.

• Drivers who have several accidents or serious violations may have to pay on average $1,390 more per year for car insurance
• Teenagers pay the highest auto insurance rates, possibly costing $388 each month if the policy includes full coverage
• It is possible to save around $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• It is possible to save around $140 per year just by quoting early and online