GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive insurance costs an estimated $206, collision costs $330, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,492 or more. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have more infrequent accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save approximately $122 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,154
• Choosing more expensive low deductibles costs an extra $234 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,492 or more
• The cost to insure a 16-year-old driver with full coverage can cost as much as $4,524

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Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Choosing high deductibles can reduce rates by up to $360 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than average. View High Risk Driver Rates

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like Iowa, Maine, and Idaho, or as much as $1,650 on average in New York, Louisiana, and Michigan.

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With so much variability in rates, the only way to know which company is cheapest is to compare rates from multiple companies. Every auto insurance company uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Saving money on insurance for a GMC Savana consists of being safe and accident-free, having good credit, eliminating unneeded coverage, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief review of the ideas that were covered above.

• Youthful drivers are charged the highest rates, costing as high as $377 per month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,340 more annually than a low-risk driver
• Increasing deductibles could save as much as $350 each year
• Drivers can save approximately $130 per year simply by shopping early and online