GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive insurance costs approximately $206 each year, collision costs $330, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. Rural locations are shown to have more infrequent collision claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance prices.

The examples above demonstrate why all drivers should compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,154
• Using low deductibles for comprehensive and collision insurance costs an extra $234 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,492 or more
• Policy cost to insure a teen driver can cost $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving record, and the model of your Savana.

Using high physical damage deductibles could save up to $360 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Make time to compare rates every time your policy renews by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following items are a review of the information touched on in this article.

• You may be able to save around $130 per year simply by quoting online in advance
• 16 to 18-year-old drivers are the costliest to insure, as much as $377 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,340 more per year than a driver with a clean driving record
• Policyholders who purchase additional liability coverage will pay an extra $510 every year to go from a 30/60 limit to a 250/500 level