GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs an estimated $206, collision costs $330, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing around $2,492. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine insurance prices.

These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,154
• Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,388
• Drivers with serious driving violations could pay up to $2,492 or more
• The cost for full coverage for a teenage driver with full coverage can cost as much as $4,524 each year

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance ranges around 42% to 135% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see how they stack up. Each auto insurer calculates rates differently, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on auto insurance takes having a good driving record, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates at every other renewal by requesting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a brief review of the concepts that were covered in the charts and tables above.

• Drivers with DUI or reckless driving convictions pay on average $1,340 more annually to buy GMC Savana insurance
• Drivers age 20 and younger are the costliest to insure, costing up to $377 per month if they have full coverage
• It is possible to save approximately $130 per year simply by shopping early and online
• Increasing deductibles can save around $350 each year
• It is possible to save approximately $130 per year simply by shopping early and online