GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs approximately $206 each year, collision insurance costs $330, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $2,492 or more. 16-year-old drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

The ranges above highlight why all drivers should compare rates quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save $122 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying low deductibles will cost an extra $234 every year
• At-risk drivers with multiple tickets or accidents could pay around $2,492
• The price for full coverage for a teen driver can cost $4,524

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $360 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on car insurance consists of being a good driver, having good credit, being claim-free, and possibly higher deductibles. Set aside time to shop around every couple of years by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following list is a review of the material that was raised in the charts and tables above.

• Policyholders who purchase an increased level of liability coverage will pay around $510 per year to raise from a low limit to 250/500 limits
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $377 a month if they have full coverage
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,340 more per year than a safer driver
• Increasing physical damage deductibles can save around $350 each year