GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive costs an estimated $206 a year, collision costs $330, and liability insurance is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,492. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save approximately $1,032 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,154
• Using low $100 deductibles will cost $1,388
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,492 or more
• Policy cost with full coverage for a teen driver can cost as much as $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $360 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a brief review of the data covered above.

• Drivers who want increased liability limits will pay an extra $510 per year to raise from a 30/60 limit to higher 250/500 limits
• You may be able to save approximately $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers under the age of 20 are expensive to insure, with premiums being up to $377 each month if they have full coverage