GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually with full coverage. Comprehensive costs around $206, collision insurance costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,492. Teens cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than cities with more traffic congestion. The example below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save about $122 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,154
• Selecting pricier low deductibles for comp and collision coverage will cost $1,388
• Higher-risk drivers with serious driving violations could pay at least $2,492
• Policy cost with full coverage for a 16-year-old driver for full coverage can be $4,524 each year

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Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes having a decent driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a quick review of the information presented in the illustrations above.

• You may be able to save up to $130 per year just by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers are the costliest to insure, as much as $377 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,340 more every year than a driver with a clean driving record
• Insureds who may need additional liability coverage will pay approximately $510 every year to raise limits from a 30/60 limit to higher 250/500 limits