GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive costs an estimated $220, collision insurance costs $358, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,586. Teen drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas. The example below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why everyone should get quotes for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save approximately $132 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,196
• Choosing pricier low deductibles for comp and collision coverage increases the price to $1,448
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,586
• Policy cost to insure a teen driver for full coverage can cost as much as $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing high deductibles can save as much as $390 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,400 to $2,000 extra every year, depending on your age. GMC Savana insurance for high-risk drivers ranges as much as 43% to 130% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Finding cheaper rates on car insurance takes being a good driver, maintaining a good credit score, being claim-free, and possibly higher deductibles. Set aside time to compare rates at least every other year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a recap of the car insurance concepts covered above.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,390 more annually than a safer driver
• It is possible to save approximately $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Policyholders who want an increased level of liability coverage will pay about $510 annually to raise limits from a 30/60 limit to a 250/500 level