GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs approximately $220, collision insurance costs $358, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,586. Teen drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why everyone should compare rates quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save $132 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,196
• Choosing pricier low deductibles bumps up the cost to $1,448
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,586
• An auto insurance policy that insures a teen driver for full coverage can cost $4,658

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Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 extra annually, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.

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Choosing high deductibles can reduce prices by up to $390 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around every time your policy renews by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The list below is a brief recap of the information covered in the above illustrations.

• It is possible to save around $140 per year just by quoting online well ahead of the renewal date
• Teenagers are expensive to insure, with premiums being up to $388 per month if full coverage is included
• Increasing policy deductibles can save approximately $375 each year
• Higher risk drivers who tend to receive serious violations could be charged and average of $1,390 more per year for car insurance
• Policyholders who purchase higher liability limits will pay about $510 annually to raise from 30/60 bodily injury limits to the 250/500 level