GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive insurance costs an estimated $206, collision costs $330, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Rate estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

The examples above show why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $122 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,154
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $234 annually
• Drivers who are prone to accidents and violations could pay up to $2,492 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost as much as $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates from multiple companies. Every company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires not taking risks behind the wheel, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at every other renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a brief recap of the concepts that were presented in the illustrations above.

• Drivers considered higher risk who tend to receive serious violations may pay on average $1,340 more annually for Savana insurance
• Teens are expensive to insure, costing up to $377 each month if they have full coverage
• Drivers can save approximately $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers can save approximately $130 per year simply by shopping early and online