GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs approximately $206 each year, collision insurance costs $330, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,492. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

These estimates include $500 deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have more infrequent accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why all drivers should get quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save $122 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,154
• Choosing low deductibles for comp and collision coverage increases the price to $1,388
• Drivers with multiple violations and an at-fault accident could pay around $2,492
• Policy cost to insure a teenage driver can cost $4,524 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the model of your Savana.

Choosing high deductibles can save as much as $360 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or as much as $1,650 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Set aside time to compare rates at least every other year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The following is a brief summary of the car insurance concepts covered above.

• Drivers that tend to have accidents or serious violations may pay on average $1,340 more per year for Savana insurance
• Drivers can save around $130 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Consumers who purchase higher liability limits will pay about $510 each year to raise limits from a 30/60 limit to a 250/500 level