GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs approximately $206, collision costs $330, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,492 or more. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The price range example below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save $122 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,154
• Buying more expensive low deductibles will cost an extra $234 annually
• Drivers with multiple tickets or accidents could pay around $2,492 or more
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost $4,524

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $360 annually, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,400 to $1,900 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of avoiding accidents and claims, maintaining good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a review of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,340 more per year to insure a GMC Savana
• It is possible to save around $130 per year simply by shopping early and online
• Increasing policy deductibles can save around $350 each year
• Insureds who purchase increased liability limits will pay around $510 annually to raise from 30/60 bodily injury limits to 250/500 limits