GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive insurance costs on average $206, collision costs $330, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. Rural areas have more infrequent physical damage claims than cities with more traffic congestion.

The example below illustrates how where you live affects car insurance rates.

The ranges above illustrate why everyone should compare rates based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Drivers who choose higher $1,000 deductibles will pay around $122 each year
• The average price for the average middle-age driver with $500 deductibles is $1,154
• Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $234 annually
• Drivers with serious driving violations could pay upwards of $2,492 or more
• The price to insure a 16-year-old driver for full coverage may cost $4,524 a year

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Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Savana.

Choosing higher comprehensive and collision insurance deductibles could save up to $360 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 additional each year, depending on your age. GMC Savana insurance for high-risk drivers can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,560 on average in Michigan, New York, and Florida.

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Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Every company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the coverage data touched on in the above illustrations.

• It is possible to save as much as $130 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $350 each year
• Teen drivers pay higher prices, as much as $377 a month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations pay on average $1,340 more each year to insure their Savana