GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs approximately $206, collision insurance costs $330, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $2,492. Teens pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save $122 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Selecting more expensive low deductibles will increase the cost to $1,388
• Drivers with serious driving violations could pay around $2,492
• The price for full coverage for a 16-year-old driver with full coverage can cost $4,524

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Insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 annually, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,400 to $1,900 additional each year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of being a safe and courteous driver, having a good credit history, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates every other policy renewal by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a quick rundown of the ideas that were covered above.

• Teenage drivers are the costliest to insure, as much as $377 a month including comprehensive and collision insurance
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,340 more per year for auto insurance
• Increasing physical damage deductibles can save around $350 each year
• It is possible to save around $130 per year just by shopping early and online