GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs around $220, collision costs $358, and liability coverage is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,586 or more. 16-year-old drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates for individual coverage:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population have lower incidents of collision claims than congested cities.

The price range example below illustrates how your location can change auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $705
• Raising to $1,000 deductibles will save about $132 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,196
• Buying more expensive low deductibles will cost an additional $252 each year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,586 or more
• The price that insures a teenage driver with full coverage can be $4,658

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Auto insurance prices for a GMC Savana are also quite variable based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,400 to $2,000 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 130% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,600 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,620 on average in Florida, Michigan, and New York.

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Opting for high physical damage deductibles can reduce prices by up to $390 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Getting lower rates on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop every time your policy renews by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The following is a quick review of the information illustrated above.

• You may be able to save up to $140 per year simply by shopping early and online
• Teens are expensive to insure, costing up to $388 a month if the policy includes full coverage
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers with a DUI or reckless driving violation may pay on average $1,390 more every year for Savana insurance
• Consumers who may need higher liability limits will pay around $510 every year to raise from a low limit to the 250/500 level