GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206, collision costs $330, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing around $2,492. Teenage drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save about $122 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,154
• Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,388
• High-risk insureds who are prone to accidents and violations could pay at least $2,492 or more
• The price that insures a teen driver with full coverage can be $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,400 to $1,900 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $360 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on GMC Savana insurance takes being a good driver, having a good credit score, being claim-free, and taking advantage of discounts. Compare prices every other policy renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a condensed summary of the ideas that were covered above.

• Drivers age 16 to 20 are charged the highest prices, possibly costing $377 a month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,340 more every year than a safer driver
• Increasing physical damage deductibles can save approximately $350 each year
• You may be able to save up to $130 per year simply by shopping early and online