GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs around $206, collision costs $330, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save about $122 annually
• The estimated price for a 40-year-old driver using $500 deductibles is $1,154
• Selecting more expensive low deductibles will cost an additional $234 annually
• Drivers with serious driving violations could pay at least $2,492 or more
• The cost that insures a 16-year-old driver with full coverage can be $4,524

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out your exact price is to compare rates from multiple companies. Every auto insurance company calculates rates differently, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Saving money on insurance for a GMC Savana consists of being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Compare rates every time your policy renews by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a brief summary of the information covered above.

• You may be able to save up to $130 per year simply by shopping early and online
• Teenage drivers are expensive to insure, with premiums as much as $377 per month if the policy includes full coverage
• Increasing deductibles can save approximately $350 each year
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,340 more every year for auto insurance
• Insureds who may need higher levels of liability will pay approximately $510 every year to raise from a minimum limit to the 250/500 level