GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months including full coverage. Comprehensive insurance costs an estimated $220, collision costs $358, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,586 or more. Teens pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Includes $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $705
• Raising to $1,000 deductibles will save approximately $132 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,196
• Selecting more expensive low deductibles costs an extra $252 annually
• Drivers with serious driving violations could pay up to $2,586 or more
• The price to insure a 16-year-old driver with full coverage can cost as much as $4,658

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Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $390 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,400 to $2,000 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,710 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices from multiple companies. Every auto insurance company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of having a good driving record, having a good credit score, being claim-free, and qualifying for all possible discounts. Spend time shopping around every couple of years by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a recap of the material that was touched on above.

• Insureds who want increased levels of liability coverage will pay approximately $510 per year to raise from a low limit to a 250/500 level
• Drivers age 20 and younger are the costliest to insure, possibly costing $388 a month if comprehensive and collision insurance is included
• Drivers considered higher risk that have major violations or accidents may have to pay on average $1,390 more annually to buy GMC Savana insurance
• Increasing physical damage deductibles could save as much as $375 each year