GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs approximately $206, collision costs $330, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,492 or more. 16-year-old drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples highlight why everyone should compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $234 each year
• High-risk insureds with multiple tickets or accidents could pay around $2,492 or more
• The cost that insures a teenage driver for full coverage can cost $4,524 a year

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Insurance rates for a GMC Savana can also vary considerably based on the model of your Savana, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 extra per year, depending on your age. GMC Savana insurance for high-risk drivers can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $360 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see how they stack up. Every company utilizes a different rate formula, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and maximizing policy discounts. Comparison shop every time your policy renews by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The following items are a recap of the information covered above.

• You may be able to save around $130 per year simply by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers are expensive to insure, as much as $377 per month if full coverage is included
• Increasing deductibles can save approximately $350 each year
• Drivers that have major violations or accidents will likely pay on average $1,340 more per year than a driver with a clean driving record
• Consumers who purchase additional liability coverage will pay around $510 per year to go from a minimum limit to the 250/500 level