GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive costs an estimated $220 a year, collision insurance costs $358, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,586. Teenage drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations are shown to have fewer physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why it is important to get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save approximately $1,064 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,196
• Using low $100 deductibles for comp and collision coverage will cost $1,448
• Unlucky drivers who are prone to accidents and violations could pay up to $2,586
• Policy cost with full coverage for a teen driver can cost as much as $4,658 each year

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Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $390 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having good credit, being claim-free, and possibly raising deductibles. Set aside time to compare rates every year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a quick review of the coverage data covered above.

• It is possible to save approximately $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $388 each month if they have full coverage
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,390 more annually to insure a GMC Savana