GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive costs approximately $206, collision insurance costs $330, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs around $2,492. Teenage drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates how location impacts auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,388
• Drivers who are prone to accidents and violations could pay around $2,492
• The cost to insure a 16-year-old driver with full coverage can cost $4,524 a year

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Savana.

Using high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Saving money on insurance for a GMC Savana not only requires avoiding accidents and claims, but also having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Spend time shopping around at least every other year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The points below are a condensed summary of the car insurance concepts touched on above.

• Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,340 more per year to insure a GMC Savana
• It is possible to save around $130 per year just by shopping early and online
• Increasing deductibles could save as much as $350 each year
• Insureds who purchase increased liability limits will pay an extra $510 annually to go from a minimum limit to a 250/500 level