GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs around $206 a year, collision costs $330, and liability coverage costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

These estimates include $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance rates.

These examples show why it is important to compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay about $1,032 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,154
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $234 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,492 or more
• The cost for full coverage for a teenage driver can be $4,524 a year

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level of your Savana, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $360 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 42% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having good credit, eliminating unneeded coverage, and maximizing policy discounts. Invest the time to compare rates every couple of years by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following is a brief summary of the material that was presented in the illustrations above.

• Consumers who may need higher liability limits will pay about $510 each year to go from a minimum limit to 250/500 limits
• Teens are expensive to insure, costing as high as $377 per month if they have full coverage
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,340 more every year for Savana insurance
• Increasing deductibles can save around $350 each year