GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs around $220, collision costs $358, and liability coverage costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing $2,586 or more. Teenage drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates for individual coverage type:

Price estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates how location impacts auto insurance rates.

These examples highlight why everyone should compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Using higher $1,000 deductibles will save about $132 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,196
• Using pricier low deductibles for physical damage coverage will cost an extra $252 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,586 or more
• The cost for full coverage for a teenage driver for full coverage can be $4,658 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model of your Savana, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $390 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,400 to $2,000 additional per year, depending on your age. GMC Savana insurance for high-risk drivers can be around 43% to 130% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Saving money on auto insurance requires not taking risks behind the wheel, having a good credit history, not filing small claims, and taking advantage of discounts. Spend time shopping around every other policy renewal by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following is a condensed summary of the ideas that were touched on above.

• Teens are charged the highest rates, as much as $388 per month including comprehensive and collision insurance
• Drivers with multiple at-fault accidents pay on average $1,390 more every year for Savana insurance
• Increasing deductibles can save around $375 each year
• You may be able to save up to $140 per year simply by quoting online well ahead of the renewal date