GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive insurance costs around $220 each year, collision costs $358, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,586 or more. Teenage drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates for individual coverage type:

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why all drivers should compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay about $132 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,196
• Using low deductibles for comprehensive and collision insurance costs an extra $252 a year
• High risk drivers who are prone to accidents and violations could pay at least $2,586 or more
• The cost to insure a teen driver can be $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could save up to $390 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Saving money on GMC Savana insurance not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the data that was covered above.

• It is possible to save up to $140 per year simply by quoting online in advance
• Drivers who may need more liability coverage will pay an extra $510 annually to go from a minimum limit to a 250/500 level
• Teen drivers pay higher rates, costing up to $388 per month if they have full coverage
• High-risk drivers who have several accidents or serious violations may pay on average $1,390 more every year to insure their Savana