GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs on average $206 a year, collision costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,492 or more. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences demonstrate why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save around $1,032 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,154
• Buying low $100 deductibles for comp and collision coverage will cost an extra $234 annually
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,492 or more
• An auto insurance policy for full coverage for a 16-year-old driver may cost $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or at least $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to find out exactly what you will pay is to get quotes from multiple companies. Each auto insurer utilizes a different rate formula, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding better rates on insurance for a GMC Savana takes being safe and accident-free, having a good credit history, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates at least once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below you'll find a quick review of the primary concepts that were covered above.

• You may be able to save as much as $130 per year simply by quoting early and online
• Drivers considered higher risk with a DUI or reckless driving violation may be required to pay an average of $1,340 more each year than a low-risk driver
• Increasing policy deductibles can save around $350 each year
• Youthful drivers pay higher prices, possibly costing $377 per month including comprehensive and collision insurance