GMC Savana Insurance Rates

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UPDATED: Apr 10, 2024

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Estimated insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive insurance costs on average $206 a year, collision insurance costs $330, and liability coverage costs around $460. A policy with only liability insurance costs as low as $510 a year, and a high-risk policy costs $2,492 or more. Teens pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Comprehensive $206
Collision $330
Liability $460

Includes $500 deductible amounts, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a GMC Savana range from the cheapest price of $510 for the bare minimum liability coverage to a high of $2,492 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,154
High Risk $2,492

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $866
Small Cities $1,212
Large Cities $1,558

These rate differences demonstrate why it is important to compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $682
  • Using higher $1,000 deductibles will save around $1,032 annually
  • The average price for a 40-year-old good driver with $500 deductibles is $1,154
  • Selecting low $100 deductibles for physical damage coverage costs an extra $234 each year
  • Higher-risk drivers with serious driving violations could pay upwards of $2,492
  • An auto insurance policy to insure a teenage driver may cost $4,524 or more

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing GMC Savana insurance prices range from $682 to $4,524 for full coverage

Car insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your Savana.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $360 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can be around 42% to 135% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,044 -$110 -9.5%
Alaska $884 -$270 -23.4%
Arizona $958 -$196 -17.0%
Arkansas $1,154 -$0 0.0%
California $1,314 $160 13.9%
Colorado $1,102 -$52 -4.5%
Connecticut $1,184 $30 2.6%
Delaware $1,304 $150 13.0%
Florida $1,442 $288 25.0%
Georgia $1,064 -$90 -7.8%
Hawaii $828 -$326 -28.2%
Idaho $782 -$372 -32.2%
Illinois $858 -$296 -25.6%
Indiana $866 -$288 -25.0%
Iowa $776 -$378 -32.8%
Kansas $1,096 -$58 -5.0%
Kentucky $1,574 $420 36.4%
Louisiana $1,706 $552 47.8%
Maine $712 -$442 -38.3%
Maryland $952 -$202 -17.5%
Massachusetts $924 -$230 -19.9%
Michigan $2,002 $848 73.5%
Minnesota $966 -$188 -16.3%
Mississippi $1,380 $226 19.6%
Missouri $1,022 -$132 -11.4%
Montana $1,238 $84 7.3%
Nebraska $910 -$244 -21.1%
Nevada $1,384 $230 19.9%
New Hampshire $832 -$322 -27.9%
New Jersey $1,290 $136 11.8%
New Mexico $1,022 -$132 -11.4%
New York $1,216 $62 5.4%
North Carolina $664 -$490 -42.5%
North Dakota $944 -$210 -18.2%
Ohio $798 -$356 -30.8%
Oklahoma $1,184 $30 2.6%
Oregon $1,056 -$98 -8.5%
Pennsylvania $1,100 -$54 -4.7%
Rhode Island $1,540 $386 33.4%
South Carolina $1,044 -$110 -9.5%
South Dakota $974 -$180 -15.6%
Tennessee $1,010 -$144 -12.5%
Texas $1,392 $238 20.6%
Utah $854 -$300 -26.0%
Vermont $790 -$364 -31.5%
Virginia $692 -$462 -40.0%
Washington $892 -$262 -22.7%
West Virginia $1,056 -$98 -8.5%
Wisconsin $798 -$356 -30.8%
Wyoming $1,028 -$126 -10.9%

View Chart as Image

GMC Savana insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $1,088 $91
GMC Savana 2500 2WD $1,098 $92
GMC Savana 1500 2WD $1,144 $95
GMC Savana 1500 2WD $1,144 $95
GMC Savana 1500 AWD $1,144 $95
GMC Savana 2500 2WD $1,124 $94
GMC Savana 3500 2WD $1,106 $92
GMC Savana 3500 2WD $1,106 $92
GMC Savana 1500 2WD $1,174 $98
GMC Savana 1500 2WD $1,174 $98
GMC Savana 1500 2WD $1,174 $98
GMC Savana 1500 AWD $1,174 $98
GMC Savana 2500 2WD $1,174 $98
GMC Savana 2500 2WD $1,174 $98
GMC Savana 3500 2WD $1,134 $95
GMC Savana 3500 2WD $1,134 $95
GMC Savana 1500 AWD $1,200 $100
GMC Savana 1500 AWD $1,200 $100
GMC Savana 3500 2WD $1,182 $99
GMC Savana 3500 2WD $1,182 $99
GMC Savana 1500 AWD $1,230 $103
GMC Savana 2500 2WD $1,210 $101
GMC Savana 2500 2WD $1,210 $101
GMC Savana 3500 2WD $1,210 $101
GMC Savana 3500 2WD $1,210 $101

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Savana $282 $506 $398 $1,344
2023 GMC Savana $272 $494 $416 $1,340
2022 GMC Savana $262 $474 $430 $1,324
2021 GMC Savana $248 $458 $442 $1,306
2020 GMC Savana $238 $424 $452 $1,272
2019 GMC Savana $230 $400 $456 $1,244
2018 GMC Savana $220 $358 $460 $1,196
2017 GMC Savana $206 $330 $460 $1,154
2016 GMC Savana $198 $310 $464 $1,130
2008 GMC Savana $144 $168 $452 $922

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest GMC Savana Insurance

Finding better rates on auto insurance requires having a good driving record, maintaining a good credit score, being claim-free, and possibly raising deductibles. Set aside time to shop around every time your policy renews by requesting rates from direct companies, and also from local exclusive and independent agents.

The next list is a recap of the information raised in the charts and tables above.

  • You may be able to save as much as $130 per year just by quoting early and online
  • Drivers age 20 and younger are expensive to insure, possibly costing $377 per month if the policy includes full coverage
  • Increasing policy deductibles could save as much as $350 each year
  • Drivers that have major violations or accidents may pay on average $1,340 more each year to buy GMC Savana insurance
  • Consumers who require increased levels of liability coverage will pay approximately $510 every year to increase from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,654
30 $1,184
40 $1,154
50 $1,056
60 $1,034

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,388
$250 $1,278
$500 $1,154
$1,000 $1,032

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,154
50/100 $1,302
100/300 $1,417
250/500 $1,716
100 CSL $1,348
300 CSL $1,601
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,230
30 $2,528
40 $2,492
50 $2,384
60 $2,362

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $77
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $54
Online Quote $80
Total Discounts $472
Rate after discounts $682

Discounts are estimated and may not be available from every company or in every state.

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