GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs around $220 a year, collision costs $358, and liability coverage costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $2,586. Teenage drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance rates.

The examples above show why it is important to compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay about $1,064 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,196
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,448
• High-risk insureds who are prone to accidents and violations could pay at least $2,586 or more
• Policy cost for full coverage for a teenage driver can be $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level of your Savana, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $390 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a review of the data that was touched on in the above illustrations.

• Drivers can save up to $140 per year simply by quoting early and online
• Consumers who may need additional liability coverage will pay an extra $510 each year to go from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers pay higher rates, costing up to $388 each month for full coverage
• Drivers who have several accidents or serious violations may be required to pay an average of $1,390 more every year than a driver with a clean driving record