GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs approximately $206 each year, collision costs $330, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,492 or more. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural locations tend to have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects auto insurance prices.

These examples show why all drivers should compare rates using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Drivers who choose higher $1,000 deductibles will pay $122 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $234 each year
• High-risk insureds with serious driving violations could pay around $2,492 or more
• The cost that insures a teenage driver can cost $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $360 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see how they stack up. Every company calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Compare rates every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a recap of the information touched on in the above illustrations.

• Drivers can save around $130 per year simply by quoting online in advance
• Teen drivers are expensive to insure, costing as high as $377 per month if full coverage is included
• Increasing deductibles can save approximately $350 each year
• Drivers that have major violations or accidents could be forced to pay on average $1,340 more per year to insure their Savana
• Consumers who purchase more liability coverage will pay approximately $510 each year to go from a minimum limit to the 250/500 level