GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs approximately $206 each year, collision insurance costs $330, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $2,492 or more. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above show why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save $122 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Using low deductibles will cost an extra $234 annually
• Drivers who are prone to accidents and violations could pay around $2,492
• The price for full coverage for a 16-year-old driver can cost $4,524

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Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level of your Savana, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles can reduce prices by up to $360 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of being a good driver, having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates at least every other year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a summary of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,340 more per year than a safer driver
• Drivers can save around $130 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $350 each year
• Insureds who purchase an increased level of liability coverage will pay an extra $510 each year to raise from a low limit to 250/500 limits