GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs on average $220, collision costs $358, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing $2,586 or more. 16-year-old drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than congested cities.

The example below illustrates how geographic area affects car insurance rates.

These rate differences demonstrate why everyone should compare prices based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save around $132 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,196
• Buying pricier low deductibles for physical damage coverage will cost an additional $252 annually
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,586 or more
• An auto insurance policy that insures a 16-year-old driver for full coverage may cost $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 additional annually, depending on your age. GMC Savana insurance for high-risk drivers can be from 43% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $390 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Each insurance company utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding better rates on insurance for a GMC Savana requires avoiding accidents and violations, having a good credit score, being claim-free, and insuring your home and auto with the same company. Comparison shop every year by getting quotes from direct companies, and also from several local insurance agents.

The list below is a condensed summary of the coverage data presented in the illustrations above.

• You may be able to save as much as $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $375 each year
• Teenagers pay higher prices, possibly costing $388 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,390 more each year for car insurance