GMC Savana Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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Average auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive insurance costs an estimated $206, collision insurance costs $330, and liability coverage is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs $2,492 or more. Teenage drivers receive the highest rates at up to $4,524 a year.
Average premium for full coverage: $1,154
Rate estimates broken down by individual coverage type:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all Savana models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from as cheap as $510 for just liability coverage to the much higher price of $2,492 for a high-risk driver policy.
Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. More rural locations tend to have fewer accident claims than densely populated cities. The example below illustrates the difference location can make on insurance prices.
These examples show why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average GMC Savana insurance rates for other coverage scenarios.
- The best discount rate is $682
- Raising to $1,000 deductibles will save approximately $122 a year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,154
- Using pricier low deductibles costs an additional $234 each year
- Unlucky drivers who are prone to accidents and violations could pay up to $2,492
- The cost with full coverage for a teenage driver for full coverage can cost as much as $4,524
Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driver profile, and liability limits and deductibles.
A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,500 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying $1,400 to $1,900 extra per year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $360 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,044 | -$110 | -9.5% |
| Alaska | $884 | -$270 | -23.4% |
| Arizona | $958 | -$196 | -17.0% |
| Arkansas | $1,154 | -$0 | 0.0% |
| California | $1,314 | $160 | 13.9% |
| Colorado | $1,102 | -$52 | -4.5% |
| Connecticut | $1,184 | $30 | 2.6% |
| Delaware | $1,304 | $150 | 13.0% |
| Florida | $1,442 | $288 | 25.0% |
| Georgia | $1,064 | -$90 | -7.8% |
| Hawaii | $828 | -$326 | -28.2% |
| Idaho | $782 | -$372 | -32.2% |
| Illinois | $858 | -$296 | -25.6% |
| Indiana | $866 | -$288 | -25.0% |
| Iowa | $776 | -$378 | -32.8% |
| Kansas | $1,096 | -$58 | -5.0% |
| Kentucky | $1,574 | $420 | 36.4% |
| Louisiana | $1,706 | $552 | 47.8% |
| Maine | $712 | -$442 | -38.3% |
| Maryland | $952 | -$202 | -17.5% |
| Massachusetts | $924 | -$230 | -19.9% |
| Michigan | $2,002 | $848 | 73.5% |
| Minnesota | $966 | -$188 | -16.3% |
| Mississippi | $1,380 | $226 | 19.6% |
| Missouri | $1,022 | -$132 | -11.4% |
| Montana | $1,238 | $84 | 7.3% |
| Nebraska | $910 | -$244 | -21.1% |
| Nevada | $1,384 | $230 | 19.9% |
| New Hampshire | $832 | -$322 | -27.9% |
| New Jersey | $1,290 | $136 | 11.8% |
| New Mexico | $1,022 | -$132 | -11.4% |
| New York | $1,216 | $62 | 5.4% |
| North Carolina | $664 | -$490 | -42.5% |
| North Dakota | $944 | -$210 | -18.2% |
| Ohio | $798 | -$356 | -30.8% |
| Oklahoma | $1,184 | $30 | 2.6% |
| Oregon | $1,056 | -$98 | -8.5% |
| Pennsylvania | $1,100 | -$54 | -4.7% |
| Rhode Island | $1,540 | $386 | 33.4% |
| South Carolina | $1,044 | -$110 | -9.5% |
| South Dakota | $974 | -$180 | -15.6% |
| Tennessee | $1,010 | -$144 | -12.5% |
| Texas | $1,392 | $238 | 20.6% |
| Utah | $854 | -$300 | -26.0% |
| Vermont | $790 | -$364 | -31.5% |
| Virginia | $692 | -$462 | -40.0% |
| Washington | $892 | -$262 | -22.7% |
| West Virginia | $1,056 | -$98 | -8.5% |
| Wisconsin | $798 | -$356 | -30.8% |
| Wyoming | $1,028 | -$126 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,088 | $91 |
| GMC Savana 2500 2WD | $1,098 | $92 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 AWD | $1,144 | $95 |
| GMC Savana 2500 2WD | $1,124 | $94 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 AWD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 1500 AWD | $1,230 | $103 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2023 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2022 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2021 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2020 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2019 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2018 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2017 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2016 GMC Savana | $198 | $310 | $464 | $1,130 |
| 2008 GMC Savana | $144 | $168 | $452 | $922 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap GMC Savana Insurance
Saving money on auto insurance consists of being safe and accident-free, having a good credit history, eliminating unneeded coverage, and deciding if full coverage is necessary. Make time to compare rates every time your policy renews by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
Below you'll find a quick review of the information touched on in this article.
- Drivers can save approximately $130 per year just by quoting online well ahead of the renewal date
- Youthful drivers are charged the highest rates, costing as high as $377 per month including comprehensive and collision insurance
- Increasing deductibles could save up to $350 each year
- Drivers with a DUI or reckless driving violation may pay on average $1,340 more annually than a low-risk driver
- Consumers who want more liability protection will pay an extra $510 each year to raise from a minimum limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,654 |
| 30 | $1,184 |
| 40 | $1,154 |
| 50 | $1,056 |
| 60 | $1,034 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,388 |
| $250 | $1,278 |
| $500 | $1,154 |
| $1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,154 |
| 50/100 | $1,302 |
| 100/300 | $1,417 |
| 250/500 | $1,716 |
| 100 CSL | $1,348 |
| 300 CSL | $1,601 |
| 500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,230 |
| 30 | $2,528 |
| 40 | $2,492 |
| 50 | $2,384 |
| 60 | $2,362 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $46 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $472 |
Discounts are estimated and may not be available from every company or in every state.
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