GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive costs approximately $206 a year, collision costs $330, and liability costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $2,492. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay $1,032 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,388
• Drivers who are prone to accidents and violations could pay around $2,492 or more
• Policy cost with full coverage for a 16-year-old driver can cost $4,524 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Every company uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires avoiding accidents and violations, but also having a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Invest the time to compare rates at least once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save around $130 per year simply by quoting early and online
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,340 more per year for car insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Teenagers pay the highest auto insurance rates, with premiums being up to $377 each month if comprehensive and collision insurance is included