GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206, collision costs $330, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing around $2,492. Teens cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why everyone should compare prices for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Using higher $1,000 deductibles will save about $122 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,154
• Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,388
• Higher-risk drivers with serious driving violations could pay at least $2,492 or more
• Policy cost that insures a teenage driver for full coverage can be $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model of your Savana, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers can be around 42% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $360 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Each insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Compare rates every other policy renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a quick review of the ideas that were covered in the above illustrations.

• 16 to 18-year-old drivers pay higher rates, with premiums being up to $377 each month if full coverage is included
• Drivers with a DUI or reckless driving violation may have to pay on average $1,340 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• You may be able to save up to $130 per year simply by quoting online well ahead of the renewal date