GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive insurance costs an estimated $220 each year, collision insurance costs $358, and liability coverage costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $2,586 or more. 16-year-old drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Price estimates include $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Savana models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have fewer physical damage claims than congested cities. The graphic below illustrates how your location can change insurance prices.

The ranges above illustrate why all drivers should compare prices for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save approximately $132 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,196
• Buying low deductibles for physical damage coverage costs an additional $252 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,586
• The price with full coverage for a teenage driver can cost as much as $4,658 or more

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Car insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can be around 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $390 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,620 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Savana Insurance

Getting lower rates on auto insurance requires having a good driving record, having a good credit score, not filing small claims, and possibly higher deductibles. Invest the time to shop around at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a condensed summary of the data illustrated above.

• Consumers who want increased levels of liability coverage will pay around $510 annually to increase from a low limit to higher 250/500 limits
• It is possible to save approximately $140 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $375 each year
• Drivers age 20 and younger have the highest car insurance prices, as much as $388 a month if comprehensive and collision insurance is included