GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive costs approximately $206 a year, collision costs $330, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,492. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations have fewer accident claims than congested cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above show why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save $1,032 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying low $100 deductibles will cost $1,388
• Drivers with multiple tickets or accidents could pay around $2,492 or more
• The price with full coverage for a 16-year-old driver can cost $4,524

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Auto insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $360 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of being a good driver, having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Make time to compare rates at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the primary concepts that were touched on in this article.

• Drivers can save around $130 per year simply by quoting early and online
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,340 more per year than a safer driver
• Increasing physical damage deductibles could save up to $350 each year
• Drivers age 16 to 20 have the highest car insurance prices, with premiums as much as $377 a month if full coverage is included