GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive costs approximately $220 a year, collision costs $358, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,586. Teen drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why it is important to compare rates using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Drivers who choose higher $1,000 deductibles will pay $1,064 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,196
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,586 or more
• Policy cost with full coverage for a teen driver can cost $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $390 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Every company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop every other policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the ideas that were touched on in the above illustrations.

• Youthful drivers are the costliest to insure, as much as $388 each month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,390 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $375 each year
• You may be able to save around $140 per year simply by quoting early and online