GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs an estimated $206 a year, collision insurance costs $330, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,492. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. More rural locations have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above show why it is important to compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $1,032 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,154
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,492
• The price for full coverage for a teen driver can cost as much as $4,524 a year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level of your Savana, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $360 every year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates every couple of years by getting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a condensed summary of the material that was covered in the above illustrations.

• Policyholders who want an increased level of liability coverage will pay an extra $510 each year to go from a low limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $377 a month if they have full coverage
• Higher risk drivers with multiple at-fault accidents pay an average of $1,340 more annually than a safer driver
• Increasing physical damage deductibles can save around $350 each year