GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs on average $206, collision costs $330, and liability coverage costs $460. A policy with only liability insurance costs as little as $510 a year, with a high-risk policy costing around $2,492. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Prices are based on $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location impacts car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay around $122 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,154
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,492 or more
• An auto insurance policy that insures a teenage driver with full coverage may cost $4,524 a year

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 extra annually, depending on your age. High-risk driver insurance can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $360 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having a positive credit history, refrain from filing small claims, and maximizing policy discounts. Compare prices every year by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a brief review of the coverage data touched on above.

• You may be able to save as much as $130 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $350 each year
• Teenage drivers are expensive to insure, with the cost nearing $377 per month if full coverage is purchased
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,340 more each year for auto insurance