GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs approximately $206 each year, collision costs $330, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,492. Teens cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts auto insurance prices.

The examples above highlight why all drivers should compare rates quotes using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save $122 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,154
• Selecting low deductibles increases the price to $1,388
• At-risk drivers with serious driving violations could pay around $2,492 or more
• Policy cost to insure a teen driver can cost $4,524

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Savana.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, maintaining a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Spend time shopping around every time your policy renews by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a brief review of the information touched on above.

• You may be able to save around $130 per year simply by quoting online in advance
• 16 to 18-year-old drivers pay the highest auto insurance rates, with premiums being up to $377 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,340 more per year than a driver with a clean driving record
• Policyholders who purchase additional liability coverage will pay approximately $510 per year to raise from a 30/60 limit to a 250/500 level