GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,586. Teen drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference location can make on insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save approximately $132 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,196
• Choosing more expensive low deductibles will cost $1,448
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• The cost with full coverage for a teen driver with full coverage can cost as much as $4,658

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Car insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving characteristics, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $390 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,710 on average in Louisiana, New York, and Michigan.

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With so much variability in rates, the best way to figure out which company is cheapest is to compare rates and see which company has the best rate. Every auto insurance company uses a different rate calculation, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Saving money on car insurance consists of being a low-risk driver, having a good credit score, not filing small claims, and not having any coverage lapses. Make time to compare rates at every policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a review of the data touched on in this article.

• Policyholders who want more liability coverage will pay about $510 per year to raise from a minimum limit to higher 250/500 limits
• You may be able to save approximately $140 per year simply by shopping early and online
• Increasing deductibles could save up to $375 each year
• Teen drivers have the highest car insurance rates, as much as $388 per month if comprehensive and collision insurance is included