GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs on average $206, collision insurance costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $2,492 or more. Teen drivers pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save around $122 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,154
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $234 annually
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,492
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage may cost $4,524 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $360 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,400 to $1,900 additional annually, depending on your age. High-risk driver insurance can be from 42% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding better rates on insurance for a GMC Savana requires avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to shop around every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a brief recap of the material that was raised in the charts and tables above.

• Insureds who require higher liability limits will pay about $510 annually to increase from 30/60 bodily injury limits to 250/500 limits
• Teenagers pay higher prices, with premiums being up to $377 per month including comprehensive and collision insurance
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,340 more each year for car insurance
• Increasing policy deductibles can save around $350 each year