GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive insurance costs around $220, collision costs $358, and liability is estimated at $460. A policy with only liability insurance costs approximately $510 a year, with a high-risk policy costing $2,586 or more. Teens pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance rates.

These rate differences illustrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Choosing higher $1,000 deductibles can save about $132 each year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,196
• Selecting pricier low deductibles for comp and collision coverage costs an additional $252 every year
• Unlucky drivers with serious driving violations could pay at least $2,586 or more
• An auto insurance policy with full coverage for a teen driver for full coverage can be $4,658 each year

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Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your risk profile, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,400 to $2,000 extra annually, depending on your age. GMC Savana insurance for high-risk drivers ranges as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,620 on average in Michigan, New York, and Florida.

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With such a large range in prices, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Each auto insurer calculates prices differently, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Finding better rates on car insurance takes having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates at least every other year by getting rate quotes from direct insurance companies, and also from several local insurance agents.

The following items are a brief recap of the car insurance concepts touched on in this article.

• Higher risk drivers who tend to receive serious violations pay on average $1,390 more every year than a driver with a clean driving record
• It is possible to save up to $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $375 each year
• Policyholders who may need additional liability coverage will pay approximately $510 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits