GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs approximately $206, collision costs $330, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $234 annually
• Drivers who are prone to accidents and violations could pay around $2,492 or more
• The cost that insures a 16-year-old driver with full coverage can cost $4,524 a year

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Saving money on insurance for a GMC Savana not only requires being a low-risk driver, but also maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a condensed summary of the material that was covered in the above illustrations.

• Insureds who purchase more liability coverage will pay an extra $510 annually to go from a minimum limit to the 250/500 level
• Teen drivers have the highest car insurance rates, costing up to $377 per month if the policy includes full coverage
• Drivers considered higher risk with multiple at-fault accidents could be charged and average of $1,340 more per year to insure their Savana
• Increasing deductibles can save approximately $350 each year