GMC Yukon Insurance Rates
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UPDATED: Jun 4, 2023
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Average auto insurance rates for a GMC Yukon are $924 annually with full coverage. Comprehensive costs on average $154 each year, collision costs $170, and liability costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing around $1,976. Teens receive the highest rates at $3,744 a year or more.
Average premium for full coverage: $924
Rate estimates by individual coverage type:
Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Yukon models.
Price Range by Coverage and Risk
For the average driver, prices range go from as cheap as $496 for the bare minimum liability coverage to a high rate of $1,976 for a driver that may need high-risk insurance.
Price Range by Location
Where you live can make a big difference on auto insurance rates. Rural areas tend to have fewer collision claims than cities with more traffic congestion.
The graphic below illustrates how location impacts car insurance rates.
These examples demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $571
- Using higher $1,000 deductibles will save around $74 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $924
- Selecting low deductibles for physical damage coverage will cost $1,064
- High-risk insureds with serious driving violations could pay upwards of $1,976 or more
- The cost with full coverage for a 16-year-old driver may cost $3,744 or more
Auto insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your driving record, and policy deductibles and limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $900 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $3,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 in extra premium per year, depending on your age. Insurance for high-risk drivers can be from 43% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $220 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $450 extra every year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $670 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,250 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $838 | -$86 | -9.3% |
| Alaska | $710 | -$214 | -23.2% |
| Arizona | $770 | -$154 | -16.7% |
| Arkansas | $924 | -$0 | 0.0% |
| California | $1,054 | $130 | 14.1% |
| Colorado | $884 | -$40 | -4.3% |
| Connecticut | $952 | $28 | 3.0% |
| Delaware | $1,046 | $122 | 13.2% |
| Florida | $1,158 | $234 | 25.3% |
| Georgia | $854 | -$70 | -7.6% |
| Hawaii | $666 | -$258 | -27.9% |
| Idaho | $626 | -$298 | -32.3% |
| Illinois | $690 | -$234 | -25.3% |
| Indiana | $696 | -$228 | -24.7% |
| Iowa | $624 | -$300 | -32.5% |
| Kansas | $880 | -$44 | -4.8% |
| Kentucky | $1,262 | $338 | 36.6% |
| Louisiana | $1,370 | $446 | 48.3% |
| Maine | $572 | -$352 | -38.1% |
| Maryland | $764 | -$160 | -17.3% |
| Massachusetts | $742 | -$182 | -19.7% |
| Michigan | $1,608 | $684 | 74.0% |
| Minnesota | $774 | -$150 | -16.2% |
| Mississippi | $1,110 | $186 | 20.1% |
| Missouri | $822 | -$102 | -11.0% |
| Montana | $996 | $72 | 7.8% |
| Nebraska | $730 | -$194 | -21.0% |
| Nevada | $1,110 | $186 | 20.1% |
| New Hampshire | $666 | -$258 | -27.9% |
| New Jersey | $1,034 | $110 | 11.9% |
| New Mexico | $818 | -$106 | -11.5% |
| New York | $976 | $52 | 5.6% |
| North Carolina | $534 | -$390 | -42.2% |
| North Dakota | $758 | -$166 | -18.0% |
| Ohio | $640 | -$284 | -30.7% |
| Oklahoma | $950 | $26 | 2.8% |
| Oregon | $848 | -$76 | -8.2% |
| Pennsylvania | $884 | -$40 | -4.3% |
| Rhode Island | $1,236 | $312 | 33.8% |
| South Carolina | $838 | -$86 | -9.3% |
| South Dakota | $782 | -$142 | -15.4% |
| Tennessee | $814 | -$110 | -11.9% |
| Texas | $1,116 | $192 | 20.8% |
| Utah | $686 | -$238 | -25.8% |
| Vermont | $634 | -$290 | -31.4% |
| Virginia | $554 | -$370 | -40.0% |
| Washington | $718 | -$206 | -22.3% |
| West Virginia | $848 | -$76 | -8.2% |
| Wisconsin | $642 | -$282 | -30.5% |
| Wyoming | $826 | -$98 | -10.6% |
With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company calculates rates differently, and quoted rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $872 | $73 |
| GMC Yukon 2WD | $872 | $73 |
| GMC Yukon SLE 4WD | $888 | $74 |
| GMC Yukon SLT 2WD | $888 | $74 |
| GMC Yukon 4WD | $888 | $74 |
| GMC Yukon SLT 4WD | $902 | $75 |
| GMC Yukon Denali 2WD | $916 | $76 |
| GMC Yukon Denali 4WD | $930 | $78 |
| GMC Yukon Hybrid 2WD | $1,046 | $87 |
| GMC Yukon Hybrid 4WD | $1,046 | $87 |
| GMC Yukon Hybrid Denali 2WD | $1,062 | $89 |
| GMC Yukon Hybrid Denali 4WD | $1,076 | $90 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2007 GMC Yukon | $178 | $198 | $460 | $994 |
| 2006 GMC Yukon | $176 | $188 | $452 | $974 |
| 2005 GMC Yukon | $160 | $180 | $446 | $944 |
| 2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable GMC Yukon Insurance
Saving money on insurance for a GMC Yukon requires being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Spend time shopping around once a year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
Below is a summary of the data that was touched on above.
- You may be able to save as much as $100 per year simply by quoting online in advance
- Insureds who require higher levels of liability will pay approximately $490 every year to increase from a minimum limit to higher 250/500 limits
- Teenage drivers are charged the highest rates, with premiums as much as $312 per month if full coverage is included
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,050 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,744 |
| 20 | $2,102 |
| 30 | $940 |
| 40 | $924 |
| 50 | $850 |
| 60 | $832 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,064 |
| $250 | $1,002 |
| $500 | $924 |
| $1,000 | $850 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $924 |
| 50/100 | $1,176 |
| 100/300 | $1,301 |
| 250/500 | $1,626 |
| 100 CSL | $1,226 |
| 300 CSL | $1,501 |
| 500 CSL | $1,701 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,254 |
| 20 | $3,342 |
| 30 | $1,990 |
| 40 | $1,976 |
| 50 | $1,890 |
| 60 | $1,870 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $353 |
Discounts are estimated and may not be available from every company or in every state.
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