GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,008 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $180 a year, collision insurance costs $202, and liability insurance is $468. A liability-only policy costs around $518 a year, and high-risk insurance costs $2,162 or more. Teens cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save approximately $922 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,008
• Selecting low $100 deductibles costs an extra $166 a year
• Higher-risk drivers with serious driving violations could pay up to $2,162
• Policy cost to insure a teen driver can cost as much as $4,034

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance consists of being a good driver, maintaining a good credit score, being claim-free, and possibly higher deductibles. Make time to compare rates every couple of years by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a brief review of the material that was touched on in this article.

• Drivers who want an increased level of liability coverage will pay approximately $520 annually to raise from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 have the highest car insurance rates, possibly costing $336 each month if the policy includes full coverage
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,150 more annually than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $250 each year