GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive costs an estimated $186 a year, collision insurance costs $226, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,238. Teen drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.

The examples above show why it is important to compare rates for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $950 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,044
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,222
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,238
• Policy cost for full coverage for a teen driver can cost as much as $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level of your Yukon, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or as much as $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $280 every year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 41% to 128% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief review of the primary concepts that were illustrated above.

• Drivers can save approximately $120 per year just by quoting early and online
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,190 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $275 each year
• Youthful drivers are expensive to insure, costing up to $346 each month including comprehensive and collision insurance