GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually including full coverage. Comprehensive costs on average $180, collision insurance costs $202, and liability coverage costs $468. Liability-only insurance costs as little as $518 a year, and high-risk driver insurance costs around $2,162. Teenage drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Price estimates include $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how geographic area affects car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay around $86 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,008
• Using pricier low deductibles for comprehensive and collision insurance will cost $1,174
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,162
• Policy cost with full coverage for a teenage driver for full coverage may cost $4,034 a year

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. GMC Yukon insurance for high-risk drivers can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Yukon Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a condensed summary of the information presented in the illustrations above.

• You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
• Teens are charged the highest rates, with premiums being up to $336 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Drivers with multiple at-fault accidents pay on average $1,150 more each year for Yukon insurance
• Consumers who require higher liability limits will pay an extra $520 per year to go from a 30/60 limit to higher 250/500 limits