GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage. Comprehensive insurance costs around $180, collision costs $202, and liability is $468. A liability-only policy costs around $518 a year, with high-risk insurance costing $2,162 or more. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

Prices are based on $500 physical damage deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas.

The example below illustrates how rural and urban location affects auto insurance rates.

The examples above show why everyone should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $616
• Raising to $1,000 deductibles will save about $86 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,008
• Choosing pricier low deductibles costs an additional $166 annually
• Drivers with multiple violations and an at-fault accident could pay at least $2,162 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can be $4,034

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost from 42% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $260 annually, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $670 a year in states like Idaho, Maine, and Iowa, or as much as $1,440 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to regularly compare rates from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around every year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a brief review of the coverage data raised in the charts and tables above.

• Drivers can save up to $110 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Teenage drivers are the costliest to insure, costing up to $336 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,150 more every year for auto insurance