GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually including full coverage. Comprehensive insurance costs an estimated $180 each year, collision costs $202, and liability coverage costs $468. Buying just liability costs as little as $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teenage drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Includes $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location helps determine insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $86 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,008
• Using low deductibles for comprehensive and collision insurance costs an additional $166 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,162 or more
• Policy cost with full coverage for a teenage driver can cost as much as $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Yukon Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a recap of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $110 per year simply by quoting online in advance
• Drivers that have major violations or accidents could be forced to pay on average $1,150 more annually to buy GMC Yukon insurance
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $336 each month including comprehensive and collision insurance