GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs on average $180 a year, collision costs $202, and liability costs around $468. A liability-only policy costs as low as $518 a year, with high-risk insurance costing around $2,162. 16-year-old drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Price estimates include $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why it is important to compare prices based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Using higher $1,000 deductibles will save around $922 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,008
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,174
• Drivers with multiple tickets or accidents could pay upwards of $2,162 or more
• An auto insurance policy that insures a teen driver may cost $4,034 or more

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on the trim level of your Yukon, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $260 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Comparison shop at least once a year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following is a condensed summary of the primary concepts that were covered above.

• It is possible to save as much as $110 per year simply by quoting early and online
• Higher risk drivers with multiple at-fault accidents may pay on average $1,150 more each year for Yukon insurance
• Increasing policy deductibles can save approximately $250 each year
• Teens are charged the highest prices, with premiums being up to $336 per month if the policy includes full coverage