GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,008 annually including full coverage. Comprehensive insurance costs on average $180 each year, collision costs $202, and liability insurance is estimated at $468. Liability-only coverage costs approximately $518 a year, with high-risk coverage costing $2,162 or more. Teens pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Yukon models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have fewer comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save around $86 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,008
• Selecting low deductibles for comp and collision coverage costs an additional $166 a year
• High-risk insureds with serious driving violations could pay upwards of $2,162 or more
• The price with full coverage for a teen driver may cost $4,034 each year

View Chart as Image

Auto insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $477 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer calculates prices differently, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and taking advantage of discounts. Set aside time to compare rates at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a review of the car insurance concepts covered above.

• High-risk drivers who have several accidents or serious violations pay on average $1,150 more each year for car insurance
• You may be able to save as much as $110 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $250 each year
• Drivers who require higher liability limits will pay approximately $520 per year to raise limits from a low limit to higher 250/500 limits