GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs approximately $180 each year, collision insurance costs $202, and liability costs $468. Liability-only coverage costs as little as $518 a year, and high-risk coverage costs around $2,162. Teens cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Includes $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why all drivers should compare rates using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay $86 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,008
• Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,174
• Higher-risk drivers with serious driving violations could pay around $2,162
• Policy cost that insures a teen driver can cost $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having a good credit score, being claim-free, and consideration of higher deductibles. Compare rates at least once a year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The following list is a recap of the primary concepts that were covered in the above illustrations.

• It is possible to save around $110 per year just by quoting online in advance
• Higher risk drivers that have major violations or accidents could be charged and average of $1,150 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers age 16 to 20 are the costliest to insure, possibly costing $336 each month if comprehensive and collision insurance is included