GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,008 every 12 months including full coverage. Comprehensive insurance costs approximately $180, collision insurance costs $202, and liability costs around $468. Buying just liability costs as low as $518 a year, and insurance for high-risk drivers costs $2,162 or more. Teens cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Prices include $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should compare prices using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Using higher $1,000 deductibles will save $86 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,008
• Selecting pricier low deductibles for physical damage coverage costs an extra $166 every year
• Drivers with serious driving violations could pay around $2,162
• Policy cost to insure a teen driver for full coverage can cost $4,034 or more

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Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Yukon.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $260 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers can be as much as 42% to 132% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Yukon Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest time comparing rates at every other renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a quick rundown of the concepts that were covered in the charts and tables above.

• Higher risk drivers with reckless driving or DUI convictions could be charged and average of $1,150 more per year for Yukon insurance
• Teens are expensive to insure, with premiums being up to $336 each month if they have full coverage
• You may be able to save around $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• You may be able to save around $110 per year just by quoting online well ahead of the renewal date