GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs approximately $180 each year, collision costs $202, and liability is $468. Buying just liability costs around $518 a year, with insurance for high-risk drivers costing $2,162 or more. 16-year-old drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Full coverage includes $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Yukon models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates the difference location can make on auto insurance prices.

The ranges above highlight why all drivers should compare rates quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $616
• Raising to $1,000 deductibles will save $86 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,008
• Buying low deductibles will cost an additional $166 annually
• Drivers with multiple tickets or accidents could pay around $2,162 or more
• The price that insures a 16-year-old driver can cost $4,034

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in also has a big influence on GMC Yukon insurance prices. A middle-age driver might find prices as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $260 annually, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon consists of having a good driving record, having a good credit score, being claim-free, and qualifying for all possible discounts. Comparison shop once a year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a summary of the data that was touched on in this article.

• You may be able to save around $110 per year simply by quoting online in advance
• Insureds who purchase increased levels of liability coverage will pay around $520 per year to raise from a low limit to the 250/500 level
• Drivers age 20 and younger are the costliest to insure, possibly costing $336 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations will likely pay on average $1,150 more per year to buy GMC Yukon insurance