GMC Yukon Insurance Rates

Average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage insurance. Comprehensive insurance costs an estimated $186, collision costs $226, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,238 or more. Teens receive the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on insurance prices.

These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $634
• Choosing higher $1,000 deductibles can save approximately $94 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,044
• Selecting more expensive low deductibles for comp and collision coverage costs an additional $178 every year
• Unlucky drivers with serious driving violations could pay up to $2,238 or more
• The cost with full coverage for a teen driver with full coverage can cost as much as $4,152 each year

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Insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your risk profile, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance ranges as much as 41% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $480 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,410 on average in Florida, New York, and Michigan.

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With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see which company has the best rate. Each auto insurer calculates rates differently, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Yukon Insurance

Saving money on car insurance takes having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at least once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a brief summary of the primary concepts that were covered in the above illustrations.

• It is possible to save approximately $120 per year simply by shopping early and online
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,190 more annually than a driver with a clean driving record
• Increasing deductibles could save up to $275 each year
• 16 to 18-year-old drivers are charged the highest rates, costing up to $346 per month including comprehensive and collision insurance