GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive costs an estimated $180, collision costs $202, and liability coverage costs around $468. Liability-only insurance costs as low as $518 a year, with high-risk driver insurance costing around $2,162. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas.

The example below illustrates how location helps determine insurance prices.

The examples above show why everyone should compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $616
• Using higher $1,000 deductibles will save approximately $86 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,008
• Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,174
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,162 or more
• Policy cost that insures a teenage driver for full coverage can cost as much as $4,034 or more

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the model of your Yukon, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,200 to $1,700 in extra premium every year, depending on your age. GMC Yukon insurance for high-risk drivers can be around 42% to 132% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,000 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $670 a year in states like Iowa, Maine, and Idaho, or as much as $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $260 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around at every other renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a review of the concepts that were covered in the charts and tables above.

• Drivers who have several accidents or serious violations may pay on average $1,150 more annually than a low-risk driver
• Youthful drivers are the costliest to insure, costing up to $336 each month if the policy includes full coverage
• Drivers can save approximately $110 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers can save approximately $110 per year simply by quoting online well ahead of the renewal date