GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive insurance costs on average $180 a year, collision insurance costs $202, and liability coverage is estimated at $468. A liability-only policy costs approximately $518 a year, and high-risk insurance costs $2,162 or more. Teenage drivers pay the most at up to $4,034 a year.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

These rate differences show why it is important to get quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save around $922 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,008
• Using low $100 deductibles for comp and collision coverage will cost an additional $166 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,162
• An auto insurance policy that insures a teenage driver may cost $4,034 each year

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on the trim level of your Yukon, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges around 42% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,440 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $260 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Finding better rates on auto insurance takes having a good driving record, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices every other policy renewal by quoting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a review of the ideas that were touched on in this article.

• Drivers age 20 and younger are charged the highest prices, as much as $336 per month if the policy includes full coverage
• Drivers who have several accidents or serious violations may pay on average $1,150 more each year to buy GMC Yukon insurance
• Increasing policy deductibles can save approximately $250 each year
• Drivers can save as much as $110 per year just by quoting early and online