GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually including full coverage. Comprehensive insurance costs an estimated $180, collision costs $202, and liability costs $468. Liability-only insurance costs as little as $518 a year, with high-risk driver insurance costing $2,162 or more. Teens cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $86 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,008
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $166 annually
• Drivers with serious driving violations could pay up to $2,162 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost as much as $4,034 a year

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance can cost from 42% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $260 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every company calculates rates differently, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a recap of the concepts that were touched on in this article.

• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,150 more annually to buy GMC Yukon insurance
• Drivers age 20 and younger are the costliest to insure, with premiums being up to $336 each month if full coverage is included
• You may be able to save approximately $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• You may be able to save approximately $110 per year simply by shopping early and online