GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage. Comprehensive costs approximately $180 a year, collision costs $202, and liability insurance costs around $468. Buying just liability costs as low as $518 a year, with insurance for high-risk drivers costing around $2,162. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Includes $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

The examples above show why it is important to compare prices using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $616
• Using higher $1,000 deductibles will save $922 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,008
• Choosing low $100 deductibles for physical damage coverage will cost $1,174
• Drivers with multiple violations and an at-fault accident could pay around $2,162 or more
• Policy cost with full coverage for a teen driver can cost $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $260 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $670 a year in states like Iowa, Maine, and Idaho, or as much as $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance requires avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates every couple of years by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a recap of the material that was presented in the illustrations above.

• Drivers who purchase increased liability limits will pay about $520 each year to increase from a 30/60 limit to higher 250/500 limits
• Drivers under the age of 20 are expensive to insure, costing up to $336 each month including comprehensive and collision insurance
• High-risk drivers that have major violations or accidents pay on average $1,150 more per year to insure a GMC Yukon
• Increasing comprehensive and collision deductibles could save up to $250 each year