GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually including full coverage. Comprehensive insurance costs on average $180, collision costs $202, and liability coverage costs around $468. Liability-only coverage costs as low as $518 a year, with high-risk coverage costing $2,162 or more. 16-year-old drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than congested cities.

The example below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Using higher $1,000 deductibles will save around $86 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,008
• Buying pricier low deductibles for physical damage coverage costs an additional $166 each year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,162 or more
• Policy cost with full coverage for a teenage driver for full coverage may cost $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers can be around 42% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $260 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Yukon Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to shop around every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a review of the ideas that were raised in the charts and tables above.

• Teenagers pay higher rates, with premiums being up to $336 each month if they have full coverage
• Drivers who have several accidents or serious violations pay on average $1,150 more each year for car insurance
• Increasing comprehensive and collision deductibles could save up to $250 each year
• You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date