GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs on average $180, collision costs $202, and liability is $468. A policy with just liability insurance costs around $518 a year, with coverage for high-risk drivers costing $2,162 or more. Teenage drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

These examples illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save around $86 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,008
• Using more expensive low deductibles will cost an additional $166 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,162 or more
• The cost that insures a 16-year-old driver with full coverage may cost $4,034

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 additional per year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,000 a year. View Rates by Age

Where you live also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $260 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $477 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Saving money on insurance for a GMC Yukon consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices at every other renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,150 more each year than a safer driver
• Drivers age 16 to 20 pay higher rates, costing up to $336 per month if comprehensive and collision insurance is included
• It is possible to save as much as $110 per year simply by shopping early and online
• Increasing deductibles can save approximately $250 each year
• It is possible to save as much as $110 per year simply by shopping early and online