GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs on average $186 a year, collision costs $226, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,238. 16-year-old drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how where you live affects car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $634
• Using higher $1,000 deductibles will save around $950 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,044
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,222
• Drivers with multiple tickets or accidents could pay upwards of $2,238 or more
• Policy cost that insures a teen driver may cost $4,152 or more

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $4,100 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $280 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company utilizes a different rate formula, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, maintaining a good credit score, being claim-free, and taking advantage of discounts. Comparison shop every couple of years by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a condensed summary of the material that was touched on in the above illustrations.

• Policyholders who require higher liability limits will pay around $520 annually to increase from a 30/60 limit to the 250/500 level
• Teenagers are charged the highest rates, possibly costing $346 each month if the policy includes full coverage
• Higher risk drivers with multiple at-fault accidents may pay on average $1,190 more each year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $275 each year