GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,044 annually including full coverage. Comprehensive insurance costs around $186, collision costs $226, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,238 or more. 16-year-old drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than congested cities.

The example below illustrates how geographic area affects auto insurance rates.

The examples above highlight why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $634
• Choosing higher $1,000 deductibles can save about $94 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,044
• Buying pricier low deductibles for comp and collision coverage costs an additional $178 annually
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,238 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can be $4,152 each year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers ranges from 41% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $280 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from multiple companies. Each auto insurer utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon takes having a decent driving record, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates every year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief review of the coverage data presented in the illustrations above.

• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $275 each year
• 16 to 18-year-old drivers are charged the highest rates, with premiums being up to $346 each month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,190 more every year than a driver with a clean driving record