GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,008 every 12 months including full coverage. Comprehensive insurance costs around $180, collision costs $202, and liability costs $468. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing $2,162 or more. Teenage drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how location impacts auto insurance rates.

The examples above highlight why everyone should compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay about $86 every year
• The average price for a good driver age 40 using $500 deductibles is $1,008
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $166 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,162 or more
• Policy cost to insure a teen driver for full coverage can be $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could save up to $260 every year, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers can cost as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Spend time shopping around once a year by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a quick review of the data that was touched on above.

• You may be able to save up to $110 per year simply by quoting online well ahead of the renewal date
• Policyholders who may need additional liability coverage will pay an extra $520 per year to go from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers are charged the highest rates, with premiums being up to $336 each month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,150 more every year than a driver with a clean driving record