GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months including full coverage. Comprehensive insurance costs approximately $186, collision costs $226, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,238 or more. Teen drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why everyone should get quotes using their specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $634
• Choosing higher $1,000 deductibles can save $94 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,044
• Choosing pricier low deductibles for comp and collision coverage costs an extra $178 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,238 or more
• Policy cost to insure a teen driver for full coverage can cost $4,152 each year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Yukon.

Choosing high deductibles can save as much as $280 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers ranges as much as 41% to 128% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Yukon Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Set aside time to compare rates at least every other year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a quick rundown of the car insurance concepts covered above.

• Higher risk drivers with reckless driving or DUI convictions could be charged and average of $1,190 more per year than a low-risk driver
• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Policyholders who purchase more liability protection will pay about $520 per year to raise limits from a 30/60 limit to a 250/500 level