GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive costs on average $180 a year, collision costs $202, and liability is estimated at $468. Buying just liability costs approximately $518 a year, with insurance for high-risk drivers costing around $2,162. Teens pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts car insurance rates.

The ranges above highlight why it is important to get quotes based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save around $922 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,008
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,174
• Unlucky drivers with serious driving violations could pay upwards of $2,162 or more
• The price for full coverage for a teen driver may cost $4,034 each year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on your driving record, the model of your Yukon, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 every year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $477 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 132% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, having a good credit history, being claim-free, and insuring your home and auto with the same company. Spend time shopping around every other policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a review of the ideas that were touched on above.

• Teens pay higher prices, possibly costing $336 a month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations may pay on average $1,150 more each year for Yukon insurance
• Increasing physical damage deductibles can save around $250 each year
• You may be able to save as much as $110 per year simply by quoting early and online