GMC Yukon Insurance Rates

Average auto insurance rates for a GMC Yukon are $1,044 annually with full coverage. Comprehensive insurance costs on average $186 each year, collision costs $226, and liability insurance is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,238 or more. Teenage drivers receive the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and Yukon models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

These examples demonstrate why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save around $94 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,044
• Using low deductibles for comp and collision coverage costs an additional $178 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,238 or more
• The cost with full coverage for a teen driver may cost $4,152 each year

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your driving record, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,200 to $1,700 additional per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $280 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $750 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,410 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Yukon Insurance

Saving money on GMC Yukon insurance takes being safe and accident-free, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest the time to compare rates at least every other year by quoting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a review of the car insurance concepts presented in the illustrations above.

• High-risk drivers who have several accidents or serious violations pay an average of $1,190 more each year than a low-risk driver
• You may be able to save as much as $120 per year simply by quoting online in advance
• Increasing deductibles could save up to $275 each year
• Drivers who require more liability protection will pay an extra $520 every year to raise limits from a minimum limit to higher 250/500 limits