GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs an estimated $186 each year, collision costs $226, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,238. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Yukon models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. More rural locations have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why all drivers should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $94 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,044
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,222
• High risk drivers who are prone to accidents and violations could pay up to $2,238 or more
• The price for full coverage for a teen driver can cost as much as $4,152 a year

View Chart as Image

Car insurance prices for a GMC Yukon are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,100 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $280 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and not having any coverage lapses. Set aside time to compare rates at least once a year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a quick rundown of the primary concepts that were covered above.

• It is possible to save approximately $120 per year simply by quoting online in advance
• High-risk drivers with reckless driving or DUI convictions pay on average $1,190 more annually for car insurance
• Increasing physical damage deductibles can save around $275 each year
• Teenagers have the highest car insurance prices, as much as $346 a month if full coverage is included