GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,008 every 12 months for full coverage. Comprehensive insurance costs approximately $180 a year, collision costs $202, and liability costs $468. Buying just liability costs as little as $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teen drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above show why it is important to compare rates using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $616
• Drivers who choose higher $1,000 deductibles will pay $922 a year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,008
• Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $166 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,162 or more
• The price to insure a 16-year-old driver can cost $4,034 a year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Yukon.

Choosing high deductibles could save up to $260 annually, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $477 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy can cost from 42% to 132% more than average. View High Risk Driver Rates

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or as much as $1,440 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes from multiple companies. Every company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon not only requires being a good driver, but also having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the ideas that were covered in the above illustrations.

• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $336 a month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,150 more per year than a safer driver
• Increasing physical damage deductibles could save as much as $250 each year
• Drivers can save around $110 per year simply by quoting early and online