GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs an estimated $180 a year, collision insurance costs $202, and liability costs around $468. Liability-only coverage costs as low as $518 a year, and high-risk coverage costs $2,162 or more. Teen drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

The examples above demonstrate why it is important to compare prices for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $616
• Using higher $1,000 deductibles will save approximately $922 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,008
• Choosing low $100 deductibles for physical damage coverage will cost an extra $166 every year
• Drivers with multiple violations and an at-fault accident could pay up to $2,162
• Policy cost for full coverage for a teen driver can cost as much as $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,000 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $730 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $260 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having a good credit history, not filing small claims, and possibly raising deductibles. Spend time shopping around every couple of years by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a quick rundown of the material that was touched on above.

• Policyholders who want higher liability limits will pay about $520 every year to increase from a 30/60 limit to 250/500 limits
• Teenagers are expensive to insure, as much as $336 each month including comprehensive and collision insurance
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,150 more annually for car insurance
• Increasing comprehensive and collision deductibles can save around $250 each year