GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive costs around $186, collision costs $226, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,238. Teen drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates for type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance rates.

The examples above illustrate why everyone should compare prices for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $634
• Using higher $1,000 deductibles will save about $94 each year
• The average price for a good driver age 40 using $500 deductibles is $1,044
• Choosing pricier low deductibles for physical damage coverage increases the price to $1,222
• Drivers with multiple violations and an at-fault accident could pay at least $2,238 or more
• Policy cost to insure a teen driver for full coverage can be $4,152 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $280 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers can be anywhere from 41% to 128% more than average. View High Risk Driver Rates

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance requires being safe and accident-free, having above-average credit, being claim-free, and taking advantage of discounts. Take the time to compare rates once a year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the data that was covered in the above illustrations.

• It is possible to save up to $120 per year simply by quoting online well ahead of the renewal date
• Drivers who may need more liability protection will pay about $520 annually to increase from a 30/60 limit to a 250/500 level
• Youthful drivers are charged the highest rates, possibly costing $346 each month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,190 more every year than a low-risk driver