GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs on average $180 each year, collision costs $202, and liability costs $468. A liability-only policy costs as little as $518 a year, with high-risk insurance costing around $2,162. 16-year-old drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates how location helps determine car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Drivers who choose higher $1,000 deductibles will pay around $86 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,008
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,174
• Drivers with multiple tickets or accidents could pay upwards of $2,162 or more
• An auto insurance policy for full coverage for a 16-year-old driver may cost $4,034 a year

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $260 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost from 42% to 132% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon not only requires having a decent driving record, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a quick rundown of the information covered in the charts and tables above.

• It is possible to save as much as $110 per year simply by quoting online in advance
• 16 to 18-year-old drivers are charged the highest prices, with premiums being up to $336 per month if they have full coverage
• Increasing policy deductibles can save around $250 each year
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,150 more each year than a driver with a clean driving record
• Insureds who require additional liability coverage will pay around $520 annually to go from 30/60 bodily injury limits to 250/500 limits