GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive insurance costs an estimated $180, collision costs $202, and liability costs around $468. Buying just liability costs as low as $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teens cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Prices include $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion.

The example below illustrates how location impacts insurance prices.

The examples above show why everyone should compare prices for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Using higher $1,000 deductibles will save approximately $86 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,008
• Selecting pricier low deductibles for physical damage coverage will cost an additional $166 every year
• Drivers with serious driving violations could pay up to $2,162 or more
• Policy cost that insures a teen driver for full coverage can cost as much as $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model of your Yukon, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers can be as much as 42% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,000 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $670 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $260 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Each insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding cheaper rates on car insurance requires having a good driving record, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates every time your policy renews by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The next list is a quick rundown of the information touched on above.

• Drivers can save approximately $110 per year simply by quoting online well ahead of the renewal date
• Drivers age 20 and younger are charged the highest rates, costing up to $336 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,150 more annually to buy GMC Yukon insurance
• Policyholders who want increased levels of liability coverage will pay approximately $520 each year to increase from a 30/60 limit to the 250/500 level