GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually including full coverage. Comprehensive costs an estimated $180 each year, collision costs $202, and liability costs $468. A liability-only policy costs as little as $518 a year, with high-risk insurance costing around $2,162. Teens cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $86 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,008
• Selecting low deductibles for comprehensive and collision insurance will cost $1,174
• Higher-risk drivers with serious driving violations could pay up to $2,162 or more
• Policy cost with full coverage for a teen driver can cost as much as $4,034 a year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Every company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Make time to compare rates once a year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a quick review of the data that was touched on in this article.

• You may be able to save approximately $110 per year simply by quoting online in advance
• Policyholders who want higher levels of liability will pay approximately $520 per year to go from a 30/60 limit to higher 250/500 limits
• Teenage drivers have the highest car insurance rates, with premiums being up to $336 each month if comprehensive and collision insurance is included
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,150 more annually for auto insurance