GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs on average $180 a year, collision costs $202, and liability coverage is $468. A liability-only policy costs around $518 a year, with high-risk insurance costing $2,162 or more. 16-year-old drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates how your location can change car insurance rates.

These rate differences illustrate why it is important to compare rates quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Raising to $1,000 deductibles will save around $922 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,008
• Buying low $100 deductibles will cost an extra $166 each year
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,162 or more
• An auto insurance policy for full coverage for a teenage driver may cost $4,034

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $260 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 132% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Yukon Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to shop around every couple of years by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a quick review of the material that was illustrated above.

• Consumers who require higher liability limits will pay around $520 annually to raise from 30/60 bodily injury limits to 250/500 limits
• Teenagers are charged the highest prices, with premiums being up to $336 per month if they have full coverage
• Drivers with a DUI or reckless driving violation pay an average of $1,150 more each year for car insurance
• Increasing policy deductibles can save around $250 each year