GMC Yukon Insurance Rates
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UPDATED: Apr 10, 2024
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Estimated insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive costs an estimated $180, collision insurance costs $202, and liability insurance is estimated at $468. Liability-only coverage costs approximately $518 a year, and high-risk coverage costs around $2,162. Teenage drivers pay the most at up to $4,034 a year.
Average premium for full coverage: $1,008
Premium estimates broken down by type of coverage:
These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for different Yukon trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a GMC Yukon range from as low as $518 for the bare minimum liability coverage to a much higher rate of $2,162 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.
These rate differences highlight why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average GMC Yukon insurance rates for other coverage scenarios.
- The best discount rate is $616
- Choosing higher $1,000 deductibles can save approximately $86 every year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,008
- Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,174
- High-risk insureds who are prone to accidents and violations could pay up to $2,162
- An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $4,034 each year
Insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model of your Yukon, and liability limits and deductibles.
An older driver with a clean driving record and high deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $4,000 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,440 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$92 | -9.1% |
| Alaska | $776 | -$232 | -23.0% |
| Arizona | $838 | -$170 | -16.9% |
| Arkansas | $1,008 | -$0 | 0.0% |
| California | $1,150 | $142 | 14.1% |
| Colorado | $966 | -$42 | -4.2% |
| Connecticut | $1,040 | $32 | 3.2% |
| Delaware | $1,144 | $136 | 13.5% |
| Florida | $1,266 | $258 | 25.6% |
| Georgia | $934 | -$74 | -7.3% |
| Hawaii | $726 | -$282 | -28.0% |
| Idaho | $684 | -$324 | -32.1% |
| Illinois | $752 | -$256 | -25.4% |
| Indiana | $760 | -$248 | -24.6% |
| Iowa | $680 | -$328 | -32.5% |
| Kansas | $962 | -$46 | -4.6% |
| Kentucky | $1,378 | $370 | 36.7% |
| Louisiana | $1,496 | $488 | 48.4% |
| Maine | $624 | -$384 | -38.1% |
| Maryland | $834 | -$174 | -17.3% |
| Massachusetts | $808 | -$200 | -19.8% |
| Michigan | $1,756 | $748 | 74.2% |
| Minnesota | $846 | -$162 | -16.1% |
| Mississippi | $1,210 | $202 | 20.0% |
| Missouri | $896 | -$112 | -11.1% |
| Montana | $1,086 | $78 | 7.7% |
| Nebraska | $798 | -$210 | -20.8% |
| Nevada | $1,210 | $202 | 20.0% |
| New Hampshire | $728 | -$280 | -27.8% |
| New Jersey | $1,130 | $122 | 12.1% |
| New Mexico | $896 | -$112 | -11.1% |
| New York | $1,066 | $58 | 5.8% |
| North Carolina | $582 | -$426 | -42.3% |
| North Dakota | $828 | -$180 | -17.9% |
| Ohio | $698 | -$310 | -30.8% |
| Oklahoma | $1,038 | $30 | 3.0% |
| Oregon | $926 | -$82 | -8.1% |
| Pennsylvania | $964 | -$44 | -4.4% |
| Rhode Island | $1,350 | $342 | 33.9% |
| South Carolina | $916 | -$92 | -9.1% |
| South Dakota | $852 | -$156 | -15.5% |
| Tennessee | $886 | -$122 | -12.1% |
| Texas | $1,218 | $210 | 20.8% |
| Utah | $748 | -$260 | -25.8% |
| Vermont | $692 | -$316 | -31.3% |
| Virginia | $606 | -$402 | -39.9% |
| Washington | $782 | -$226 | -22.4% |
| West Virginia | $926 | -$82 | -8.1% |
| Wisconsin | $700 | -$308 | -30.6% |
| Wyoming | $902 | -$106 | -10.5% |

Using high physical damage deductibles can save as much as $260 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $477 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $948 | $79 |
| GMC Yukon 2WD | $948 | $79 |
| GMC Yukon SLE 4WD | $964 | $80 |
| GMC Yukon SLT 2WD | $964 | $80 |
| GMC Yukon 4WD | $964 | $80 |
| GMC Yukon SLT 4WD | $982 | $82 |
| GMC Yukon Denali 2WD | $998 | $83 |
| GMC Yukon Denali 4WD | $1,016 | $85 |
| GMC Yukon Hybrid 2WD | $1,144 | $95 |
| GMC Yukon Hybrid 4WD | $1,144 | $95 |
| GMC Yukon Hybrid Denali 2WD | $1,160 | $97 |
| GMC Yukon Hybrid Denali 4WD | $1,176 | $98 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2023 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2022 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2021 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2020 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2019 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2018 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2017 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2016 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2015 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2014 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2013 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2012 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2011 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2010 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2008 GMC Yukon | $176 | $188 | $452 | $974 |
| 2007 GMC Yukon | $160 | $180 | $446 | $944 |
| 2006 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap GMC Yukon Insurance
Finding better rates on GMC Yukon insurance takes being a safe and courteous driver, maintaining good credit, refrain from filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a brief summary of the information covered in the charts and tables above.
- You may be able to save approximately $110 per year just by shopping early and online
- Teenage drivers are charged the highest prices, with the cost nearing $336 per month for full coverage
- Increasing policy deductibles can save around $250 each year
- High-risk drivers that tend to have accidents or serious violations may pay on average $1,150 more annually for auto insurance
- Drivers who want higher levels of liability will pay an extra $520 per year to raise limits from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,034 |
| 20 | $2,288 |
| 30 | $1,028 |
| 40 | $1,008 |
| 50 | $928 |
| 60 | $908 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,174 |
| $250 | $1,100 |
| $500 | $1,008 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,008 |
| 50/100 | $1,282 |
| 100/300 | $1,415 |
| 250/500 | $1,759 |
| 100 CSL | $1,335 |
| 300 CSL | $1,627 |
| 500 CSL | $1,839 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,676 |
| 20 | $3,646 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,066 |
| 60 | $2,042 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $43 |
| Online Quote | $68 |
| Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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