GMC Yukon Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive costs around $180 each year, collision insurance costs $202, and liability coverage costs around $468. Buying just liability costs as low as $518 a year, and insurance for high-risk drivers costs around $2,162. Teenage drivers cost the most to insure at up to $4,034 a year.
Average premium for full coverage: $1,008
Policy rates for type of insurance:
Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Yukon models.
Price Range Variability
For a 40-year-old driver, GMC Yukon insurance rates range from as low as $518 for minimum levels of liability insurance to a high rate of $2,162 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Where you live has a large influence on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how your location can change auto insurance rates.
The examples above demonstrate why all drivers should compare prices for a specific zip code and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average GMC Yukon insurance rates for additional coverage choices and driver risks.
- The best discount rate is $616
- Using higher $1,000 deductibles will save about $86 annually
- The average rate for a good driver age 40 using $500 deductibles is $1,008
- Using low deductibles for physical damage coverage will increase the cost to $1,174
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,162
- Policy cost for full coverage for a teenage driver can be $4,034 or more
Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.
More mature drivers with a clean driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $4,000 a year. View Rates by Age
Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,370 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$92 | -9.1% |
| Alaska | $776 | -$232 | -23.0% |
| Arizona | $838 | -$170 | -16.9% |
| Arkansas | $1,008 | -$0 | 0.0% |
| California | $1,150 | $142 | 14.1% |
| Colorado | $966 | -$42 | -4.2% |
| Connecticut | $1,040 | $32 | 3.2% |
| Delaware | $1,144 | $136 | 13.5% |
| Florida | $1,266 | $258 | 25.6% |
| Georgia | $934 | -$74 | -7.3% |
| Hawaii | $726 | -$282 | -28.0% |
| Idaho | $684 | -$324 | -32.1% |
| Illinois | $752 | -$256 | -25.4% |
| Indiana | $760 | -$248 | -24.6% |
| Iowa | $680 | -$328 | -32.5% |
| Kansas | $962 | -$46 | -4.6% |
| Kentucky | $1,378 | $370 | 36.7% |
| Louisiana | $1,496 | $488 | 48.4% |
| Maine | $624 | -$384 | -38.1% |
| Maryland | $834 | -$174 | -17.3% |
| Massachusetts | $808 | -$200 | -19.8% |
| Michigan | $1,756 | $748 | 74.2% |
| Minnesota | $846 | -$162 | -16.1% |
| Mississippi | $1,210 | $202 | 20.0% |
| Missouri | $896 | -$112 | -11.1% |
| Montana | $1,086 | $78 | 7.7% |
| Nebraska | $798 | -$210 | -20.8% |
| Nevada | $1,210 | $202 | 20.0% |
| New Hampshire | $728 | -$280 | -27.8% |
| New Jersey | $1,130 | $122 | 12.1% |
| New Mexico | $896 | -$112 | -11.1% |
| New York | $1,066 | $58 | 5.8% |
| North Carolina | $582 | -$426 | -42.3% |
| North Dakota | $828 | -$180 | -17.9% |
| Ohio | $698 | -$310 | -30.8% |
| Oklahoma | $1,038 | $30 | 3.0% |
| Oregon | $926 | -$82 | -8.1% |
| Pennsylvania | $964 | -$44 | -4.4% |
| Rhode Island | $1,350 | $342 | 33.9% |
| South Carolina | $916 | -$92 | -9.1% |
| South Dakota | $852 | -$156 | -15.5% |
| Tennessee | $886 | -$122 | -12.1% |
| Texas | $1,218 | $210 | 20.8% |
| Utah | $748 | -$260 | -25.8% |
| Vermont | $692 | -$316 | -31.3% |
| Virginia | $606 | -$402 | -39.9% |
| Washington | $782 | -$226 | -22.4% |
| West Virginia | $926 | -$82 | -8.1% |
| Wisconsin | $700 | -$308 | -30.6% |
| Wyoming | $902 | -$106 | -10.5% |
Using high physical damage deductibles could cut rates by as much as $260 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can be around 42% to 132% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $948 | $79 |
| GMC Yukon 2WD | $948 | $79 |
| GMC Yukon SLE 4WD | $964 | $80 |
| GMC Yukon SLT 2WD | $964 | $80 |
| GMC Yukon 4WD | $964 | $80 |
| GMC Yukon SLT 4WD | $982 | $82 |
| GMC Yukon Denali 2WD | $998 | $83 |
| GMC Yukon Denali 4WD | $1,016 | $85 |
| GMC Yukon Hybrid 2WD | $1,144 | $95 |
| GMC Yukon Hybrid 4WD | $1,144 | $95 |
| GMC Yukon Hybrid Denali 2WD | $1,160 | $97 |
| GMC Yukon Hybrid Denali 4WD | $1,176 | $98 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2023 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2022 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2021 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2020 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2019 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2018 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2017 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2016 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2015 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2014 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2013 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2012 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2011 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2010 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2008 GMC Yukon | $176 | $188 | $452 | $974 |
| 2007 GMC Yukon | $160 | $180 | $446 | $944 |
| 2006 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper GMC Yukon Insurance
Finding cheaper rates on auto insurance requires having a good driving record, maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around at least once a year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The next list is a condensed summary of the primary concepts that were illustrated above.
- You may be able to save up to $110 per year just by quoting online in advance
- Drivers with multiple at-fault accidents pay an average of $1,150 more every year to buy GMC Yukon insurance
- Increasing comprehensive and collision deductibles can save around $250 each year
- Drivers age 20 and younger pay higher rates, as much as $336 each month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,034 |
| 20 | $2,288 |
| 30 | $1,028 |
| 40 | $1,008 |
| 50 | $928 |
| 60 | $908 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,174 |
| $250 | $1,100 |
| $500 | $1,008 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,008 |
| 50/100 | $1,282 |
| 100/300 | $1,415 |
| 250/500 | $1,759 |
| 100 CSL | $1,335 |
| 300 CSL | $1,627 |
| 500 CSL | $1,839 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,676 |
| 20 | $3,646 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,066 |
| 60 | $2,042 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $43 |
| Online Quote | $68 |
| Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
