GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage. Comprehensive costs approximately $180 a year, collision costs $202, and liability insurance is $468. Liability-only insurance costs around $518 a year, with high-risk driver insurance costing around $2,162. Teens cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above show why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save $922 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,008
• Selecting low $100 deductibles will cost $1,174
• Higher-risk drivers with serious driving violations could pay around $2,162 or more
• Policy cost with full coverage for a teen driver can cost $4,034

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $260 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $670 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates every year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a recap of the coverage data covered in the charts and tables above.

• Drivers can save around $110 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Teenagers have the highest car insurance rates, costing up to $336 each month if full coverage is included
• High-risk drivers that have major violations or accidents pay on average $1,150 more per year for car insurance