GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs on average $180 a year, collision insurance costs $202, and liability insurance costs around $468. Liability-only coverage costs as low as $518 a year, and high-risk coverage costs $2,162 or more. Teens cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average GMC Yukon insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Using higher $1,000 deductibles will save around $922 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,008
• Selecting low $100 deductibles for physical damage coverage will cost an extra $166 a year
• Drivers with serious driving violations could pay upwards of $2,162
• Policy cost for full coverage for a teen driver may cost $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $260 each year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance requires being safe and accident-free, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief recap of the ideas that were covered in the above illustrations.

• Youthful drivers pay higher rates, possibly costing $336 each month including comprehensive and collision insurance
• High-risk drivers who tend to receive serious violations pay an average of $1,150 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $250 each year
• It is possible to save as much as $110 per year just by quoting early and online